Minority-owned startup grants and loans in India route primarily through the National Minorities Development and Finance Corporation (NMDFC), which provides concessional loans of up to ₹30 Lakhs for self-employment and microenterprise via state channelising agencies. Stand-Up India is open to SC/ST founders with greenfield project loans of ₹10 Lakhs to ₹1 Crore. NSIC, KVIC, and PMEGP schemes are widely used in manufacturing, handicrafts, and services — these are not minority-restricted but commonly accessed. Sector-specific support also flows through Hunar Haat (handicrafts) and TRIFED (tribal commerce).