Term Loan for MSMEs
A programme by FlexiLoans
A fixed-tenure term loan for expansion, machinery or working capital, repaid in fixed instalments.
At a glance
| Best for | MSMEs with stable cash flows and clear growth plans that want a fixed-tenure loan |
|---|---|
| Duration | 12 to 36 months |
| Format | Online |
About Term Loan for MSMEs
The term loan pays you a lump sum up front. You repay it in fixed instalments over a defined tenure, and the repayment schedule and interest are agreed at the start. The page describes it as suited to MSMEs with stable cash flows and clear growth plans.
What you get
- The full loan amount paid upfront.
- A flexible tenure of 12 to 36 months.
- No collateral required, because it is an unsecured term loan.
- A digital application with no branch visit.
Who can apply
- A business with a minimum of 2 years in operation.
- An owner with a credit score of 700+ and an age between 21 and 64 years.
- A business with valid GST and business documents.
How selection works: the lender evaluates business financials, transaction patterns and industry potential, then confirms eligibility and sends a loan offer.
How to apply: use the Apply Now link on the term loan page. Fill in your business and financial details, upload your documents, then accept the terms if you receive an offer.