Udyogini
A programme by Karnataka State Women Development Corporation (KSWDC) (Karnataka State Women Development Corporation)
A subsidy on a bank loan for women who want to start a business or service activity.
At a glance
| Best for | Women aged 18 to 55 from economically weaker sections who want to start a business or service activity with a bank loan |
|---|---|
| Run with | Banks |
About Udyogini
Udyogini helps women from economically weaker sections become self-employed. The woman takes a loan from a bank for her activity, and the corporation provides a subsidy on that loan. The subsidy rate is higher for SC and ST women.
What you get
- A subsidy on a bank loan for a business or service activity
- A higher subsidy rate for SC and ST women
Who can apply
- Women aged 18 to 55 who are permanent residents of Karnataka
- Women from economically weaker sections who want to be self-employed in business or service
- An income and caste certificate from the Tahsildar, within the income limits for your category
How selection works: A selection committee chaired by the MLA of the relevant Assembly Constituency chooses beneficiaries, according to the scheme document.
How to apply: Applications go through Bapuji Seva Kendra, Grama One, Bangalore One or Karnataka One centres. Subsidy is released to the bank branch after the bank sanctions the loan.
Where to apply
Other KSWDC programmes
- DhanashreeA direct incentive for women living with HIV to start an income-generating activity.
- Chetana SchemeA direct incentive for female sex workers to start an income-generating activity.
- Rehabilitation of Ex-Devadasi WomenA direct incentive for ex-Devadasi women, alongside awareness and health camps, in 15 districts.
- Rehabilitation Programme for Transgender PersonsA direct incentive for transgender persons to start an income-generating activity.
- Interest Subsidy through Karnataka State Financial CorporationAn interest subsidy for women entrepreneurs who take a medium or large industry loan through KSFC.
- Gelathi SchemeAn interest-free loan with a part subsidy for acid attack survivors who want to self-employ.
- Women Training ProgrammeSkill training for economically backward women, under Karnataka's Mukhyamantri Kaushalya Karnataka guidelines.
- Gruhalakshmi Digital MarketingAn online platform where women entrepreneurs can market their products across Karnataka and beyond.
Everything about Karnataka State Women Development Corporation (KSWDC)