BharatNetra FinTech & InsurTech Initiative
A programme by Startup Reseau
A Government of Odisha fintech and insurtech initiative in Bhubaneswar, with a three-month incubator and a separate accelerator track. The first incubator cohort has already started.
At a glance
| Best for | Fintech, insurtech and embedded-finance startups building for India |
|---|---|
| Stage | MVP – Growth |
| Duration | 3 months (incubator) |
| Format | Hybrid |
| Run with | Government of Odisha, Global Finance & Technology Network (GFTN), Singapore |
About BharatNetra FinTech & InsurTech Initiative
BharatNetra is a flagship programme of the Government of Odisha, run from a FinTech Centre of Excellence in Bhubaneswar in partnership with the Global Finance and Technology Network in Singapore. Startup Réseau describes itself as the implementation partner. The programme's own site presents it as run by that network, so check with the programme directly about who you would be working with.
The first incubator cohort began in March 2026 and its application window has closed. The accelerator track still invites registrations.
Who can apply — incubator
- Fintech, insurtech or technology with embedded finance preferred
- An incorporated business
- A minimum viable product or early traction
- No more than eighteen months since incorporation
Who can apply — accelerator
- Fintech, insurtech or technology with embedded finance preferred
- An incorporated business, worked on full time
- More than eighteen months since incorporation
- Existing revenue, funding raised, or both
What you get
- Sessions on building for India, go-to-market strategy, enterprise partnerships and the regulatory environment
- Fundraising approaches, pitch refinement and mock pitch sessions
- Office hours with experts, and for the accelerator, investor introductions and exposure at global fintech forums
How selection works: applications, then shortlisting, then founder interviews, then final selection.
How to apply: register on the BharatNetra startup programmes page. The link from Startup Réseau's own home page points at a preview address rather than the live page.
Where to apply
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- GrowthX WE SprintA 13-week virtual accelerator for women founders building technology ventures across South and South East Asia, the Middle East and Africa.
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- KettleA six-month student incubation programme taught inside a partner college, currently École Intuit Lab, and carrying academic credit.
- GIA Mumbai Acceleration ProgrammeEnterprise Singapore's India acceleration programme, delivered by Startup Réseau — for Singapore-based companies, not Indian founders.
- Gateway 91A three-week India immersion programme for people coming into India's fintech ecosystem from abroad.
- Startup Bridge | CanadaA six-week pre-market entry programme helping growth-stage Indian B2B startups build a North American plan. Between intakes.
- She Loves Tech Global Competition — IndiaThe India leg of the She Loves Tech global competition for women in technology, with Startup Réseau as the India partner.