Where does our money actually sit?

With the fund house (AMC), as units in your company's name. It moves from your bank account through BSE StAR MF; the distributor never holds it.

How quickly can we get the money back?

Redemptions reach your bank by T+1 for most categories.

What returns should we expect, and can we lose money?

Mutual fund returns are market-linked and not guaranteed. The rates on this page are category averages for Sep 2026, before tax.

Is there a minimum? What does it cost?

Minimums depend on the fund; the distributor confirms them for your balance. The distributor discloses its commission; there is no fee from us.

Who approves investments? Can we enforce our policy?

Your team does, through roles, limits and an audit trail on the platform.

What does Startup Grants India do here?

We introduce you to a treasury specialist at an AMFI-registered mutual fund distributor, who handles onboarding and execution. We don't give investment, tax or legal advice.

Business treasury

Every idle rupee, earning.

Park surplus company cash in SEBI-regulated mutual funds, with redemption to your bank by T+1. Units stay in your company's name.

T+1
Back in your bank
Your name
Units held by your company

Get a plan for your balance

Free · No commitment

What is your current account not paying you?

Payroll, GST and vendor money often sits for weeks in an account that pays nothing. Set your balance and how long it sits, then see what the same money earns and how fast you get it back.

Average idle balance₹2 crore

₹50 lakh₹50 crore

Parked for

Where it sitsWhat it earns* · 12 months

On ₹2 crore in a liquid fund: ₹13 lakh over 12 months, about ₹1.08 lakh a month your spare cash isn't earning today.

*Gross, at category-average returns as of Sep 2026 (AMFI / AMC factsheets); market-linked, not guaranteed. Returns shown are before any applicable taxes. Past performance is not indicative of future returns.

Your money never sits with an intermediary

Orders go through BSE StAR MF, the exchange platform. The distributor facilitates; it never holds your funds.

Your bank account

Money leaves your own account, only on your approval.

BSE StAR MF

The exchange platform that executes and settles the order.

The fund house

Allots units in your company's name.

Built for a finance team, not a brochure

Approvals, exactly like payments

Maker-checker approvals, roles and limits, so investments follow your board policy.

Entries post themselves

Valuation and P&L entries sync to Tally, Zoho or your ERP.

One view of every rupee

Balances, holdings and pending approvals on one screen.

A specialist, not a sales desk

A treasury specialist helps you set policy, categories and limits.

From idle to earning in four steps

KYC, once

Digital company KYC and a board resolution.

Pick your funds

Screen by rating, risk, liquidity and returns, or start from a policy template.

Approve & invest

Maker-checker approvals; money moves through BSE StAR MF.

Track & redeem

One dashboard; redemptions reach your bank by T+1.

Frequently asked

Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Returns shown are gross category averages (Sep 2026), before tax, and are not guaranteed. Mutual funds are distributed by an AMFI-registered distributor. Startup Grants India refers businesses to that distributor and does not give investment, tax or legal advice.