Tenity
Tenity Group AG is a Zurich-based fintech innovation ecosystem that runs accelerators and a venture investor. News reports describe it as the former F10.
Tenity at a glance
| Address | Zurich, Switzerland |
|---|---|
| Programmes | 9 standing programmes |
| Fees | 0 of 2 programmes that state a policy are free |
| Equity | 2 of 3 programmes that state a policy take no equity |
| Official website | www.tenity.com |
Which Tenity programme fits you
9 programmes compared by who they are for, the stage they accept, how long they run and what they cost.
| Programme | Best for | Stage | Duration | Format | Cost |
|---|---|---|---|---|---|
| Digital Health AcceleratorWith Digital Health Center Bülach | Pre-seed and seed-stage healthtech start-ups | — | Four months | — | Takes equity |
| XRPL Accelerator 2025With Ripple Labs Inc. | Entrepreneurs building on the XRP Ledger | — | 12 weeks | — | No equity |
| Singapore Financial Infrastructure Innovation Program 2026 (SFIIP 2026) | Teams building institutional-grade financial infrastructure on the XRP Ledger | — | Six weeks | — | — |
| IDDA Incubation Program | Fintech start-ups, including IDDA Hackathon teams | — | Four months | — | — |
| Go Global Boot Camp Hong Kong | Companies entering Europe or the Middle East | — | — | — | Paid, no equity |
| Fintech Market Activation – London & Zurich | US-based growth-stage fintechs entering Europe | — | Eight weeks | — | Paid |
| HackZone by AllianzWith Allianz | Growth-stage startups building insurance solutions with Allianz | — | Six months | — | — |
| Visa Innovation Program | Southern EuropeWith Visa | Go-to-market ready fintechs in Southern Europe | — | — | — | — |
| Tenity Venture Capital | Early-stage fintech, AI and digital-asset founders | — | — | — | — |
Track record
What Tenity reports about its portfolio.
Tenity's figures are self-reported, and its pages do not agree on several of them. Each count is shown as its page states it, not combined into one number.
All figures self-reported — tenity.com, as of Oct 2026.
Programmes they run
Standing programmes at Tenity, separate from the funding calls above.
Five of the nine programmes listed are closed to new applications. The Digital Health Accelerator is open now, Go Global Boot Camp Hong Kong takes applications until 10 November 2026, and the venture investor takes decks.
Digital Health Accelerator
AcceleratorA four-month pre-seed and seed healthtech accelerator in Zurich, run by Digital Health Center Bülach and Tenity. Applications are open now.
Best for: Pre-seed and seed-stage healthtech start-ups
- Four months
- Takes equity
With Digital Health Center Bülach
What you get, who can apply and how to applyHide details
The Digital Health Accelerator is a Zurich-based healthtech acceleration programme run by Digital Health Center Bülach and Tenity. It is a pre-seed and seed-stage intensive incubation programme that runs across four months.
What you get
- Masterclass weeks across the four months
Who can apply
- Healthtech start-ups at pre-seed or seed stage
The only fee is payable if you close your first financing round. It is taken in shares or equity, whichever is better for you.
How to apply: applications are open now on the programme page. The 2027 schedule will be announced shortly.
XRPL Accelerator 2025
AcceleratorA 12-week accelerator for entrepreneurs building on the XRP Ledger, with milestone grants and no equity taken. Closed to new applications.
Best for: Entrepreneurs building on the XRP Ledger
- 12 weeks
- No equity
- Grant support for selected startups
With Ripple Labs Inc.
What you get, who can apply and how to applyHide details
The XRPL Accelerator is a 12-week programme for entrepreneurs building on the XRP Ledger. The 2025 edition ran from September to November 2025. Its programme page says it is offered by Ripple Labs Inc. and its subsidiaries and affiliated companies. Tenity's own programme listings also include it.
What you get
- Grants to help startups fulfill milestones during the programme, with no equity taken
Who can apply
- Entrepreneurs building on the XRP Ledger
How to apply: applications are closed. The page says to stay tuned for more programmes.
A six-week programme for teams building institutional-grade financial products and infrastructure on the XRP Ledger, aiming for live Mainnet transactions by Demo Day. Closed to new applications.
Best for: Teams building institutional-grade financial infrastructure on the XRP Ledger
- Six weeks
What you get, who can apply and how to applyHide details
SFIIP 2026 is an intensive six-week programme for companies building the next generation of institutional-grade financial products and infrastructure on the XRP Ledger. It runs from 5 October to 13 November 2026. The programme partners with teams across four areas: Payments and FX, Credit and Financing, Collateral and Liquidity, and AI Agent Payments. The aim is live Mainnet transactions by Demo Day.
Who can apply
- Teams building institutional-grade financial products or infrastructure on the XRP Ledger
How to apply: the application deadline was 25 July 2026, so applications are closed.
IDDA Incubation Program
AcceleratorA four-month incubation programme for fintech start-ups in Baku, Azerbaijan, with mentorship, training and connections to investors. Closed to new applications.
Best for: Fintech start-ups, including IDDA Hackathon teams
- Four months
What you get, who can apply and how to applyHide details
The IDDA Incubation Program is a four-month initiative in Baku, Azerbaijan, from January to April 2026. It helps fintech start-ups refine their products, validate business models and connect with investors, corporates and mentors.
What you get
- Mentorship, training and access to Tenity's global network
- Access to startup perks, including cloud credits and software tools
Who can apply
- Fintech start-ups, including teams from the IDDA Hackathon and direct applicants
How to apply: the application deadline was 21 December 2025, so applications are closed.
Go Global Boot Camp Hong Kong
AcceleratorA paid programme that helps companies expand into Europe and the Middle East from Hong Kong. No equity is taken. Applications close on 10 November 2026.
Best for: Companies entering Europe or the Middle East
- Paid, no equity
What you get, who can apply and how to applyHide details
Go Global Boot Camp Hong Kong is a paid market-expansion programme for companies entering Europe and the Middle East. Destination markets are Europe and the Middle East only. The on-site part runs in Hong Kong from 30 November to 11 December 2026.
Who can apply
- Companies looking to enter Europe or the Middle East
Participation requires a programme fee. No equity is taken.
How to apply: applications close on 10 November 2026.
Fintech Market Activation – London & Zurich
AcceleratorAn eight-week market-entry programme in London and Zurich for US fintechs, with a shorter Discovery sprint option. Paid. Closed to new applications.
Best for: US-based growth-stage fintechs entering Europe
- Eight weeks
- Paid
What you get, who can apply and how to applyHide details
The programme page's title is Fintech Market Activation – London & Zurich. The body of the same page calls it the USA to EU Launching Pad, a dual-city immersion programme that gives US fintechs structured access to London and Zurich.
What you get
- The Activation programme: eight weeks across London and Zurich, with structured days, account-based meeting support, Swiss FinTech Week integration and side events
- The Discovery option: a focused market evaluation sprint for fintechs exploring European expansion before committing to full activation. It can be combined with Swiss FinTech Week attendance.
Who can apply
- US-based growth-stage fintechs looking to establish or accelerate their presence in European markets
Participation requires a programme fee, which the selected startups cover.
How to apply: the application deadline was in May 2026, so applications are closed.
HackZone by Allianz
AcceleratorA six-month programme for growth-stage startups to co-create insurance solutions with Allianz. Startups that complete a proof of concept receive PoC support. Closed to new applications.
Best for: Growth-stage startups building insurance solutions with Allianz
- Six months
With Allianz
What you get, who can apply and how to applyHide details
HackZone by Allianz is a six-month, collaboration-focused programme. It enables growth-stage startups to co-create innovative insurance solutions with Allianz. The programme runs from 17 February 2026 to September 2026.
What you get
- PoC support for startups that complete a proof of concept during the programme
Who can apply
- Growth-stage startups building insurance solutions with Allianz
How to apply: applications are now closed.
Visa Innovation Program | Southern Europe
AcceleratorA Visa Innovation Program track for fintechs that can run pilots or proofs of concept with Visa clients and partners in Southern Europe.
Best for: Go-to-market ready fintechs in Southern Europe
With Visa
What you get, who can apply and how to applyHide details
The Visa Innovation Program Europe looks for fintech companies with the highest potential to partner with Visa clients and partners, through pilots or proofs of concept. Capabilities should be go-to-market ready for the country you apply to.
What you get
- Curated training, mentorship and introductions to selected investors
- Market-expansion support, handled case by case
Who can apply
- Fintech companies whose capabilities are go-to-market ready for the country they apply to
An early-stage venture investor in fintech, AI and digital assets, from pre-seed to Series A+, with access to 65+ institutional partners. Founders submit a deck.
Best for: Early-stage fintech, AI and digital-asset founders
What you get, who can apply and how to applyHide details
Tenity's venture capital invests in early-stage companies across fintech, AI and digital assets. Each investment comes with access to 65+ institutional partners across banking, insurance and digital assets. The page states its geography as EU and APAC.
Who can apply
- Early-stage founders building fintech, AI or digital-asset companies, from pre-seed to Series A+
How to apply: submit your deck through the venture capital page.
Its About page says Tenity launched INC Fund II in 2023 with UBS, SIX, Julius Baer and Generali to back early-stage ventures.
Labs & facilities
Equipment and space on campus.
Coworking Zurich
At its Zurich hub, open to fintech founders and professionals who want to work inside an active ecosystem.
Support services
Help offered alongside funding and space.
Market access
Market-expansion support for fintechs entering new markets, handled case by case.
Business advisory
Masterclass weeks, mentorship and curated training across its accelerator programmes.
How to apply to Tenity
Choosing a programme
- Healthtech at pre-seed or seed stage: the Digital Health Accelerator, which is taking applications now.
- Fintech for a specific market: the Visa Innovation Program, for fintechs that are go-to-market ready in the country they apply to. Fintech Market Activation takes US fintechs into London and Zurich, but is closed.
- Builders on the XRP Ledger: the XRPL Accelerator and the Singapore Financial Infrastructure Innovation Program. Both are closed to new applications.
- Companies entering Europe or the Middle East: Go Global Boot Camp Hong Kong, which takes applications until 10 November 2026.
- Early-stage fintech, AI or digital-asset founders seeking investment: the venture investor, which takes decks.
How applications work
- Digital Health Accelerator: applications are open now on its programme page.
- Venture investor: submit your deck through the venture capital page.
- Closed programmes: check the programme page for any future intake. The XRPL Accelerator page says to stay tuned for more programmes.
Before you apply
- Read the fee terms first. The Digital Health Accelerator takes a fee only if you close your first financing round, in shares or equity. Go Global Boot Camp Hong Kong is a paid programme, and no equity is taken.
- Check the geography. The venture investor states its geography as EU and APAC. Programme pages name specific audiences, so read the eligibility line on each one.
What reviewers look for
- The Visa Innovation Program looks for fintechs whose capabilities are go-to-market ready for the country they apply to.
- The venture investor looks for early-stage fintech, AI and digital-asset companies.
About Tenity
Tenity Group AG is a fintech innovation ecosystem based in Zurich. It runs accelerators and innovation programmes for start-ups, and a venture investor that backs early-stage fintech, AI and digital-asset companies. News reports from 2023 describe the group as the former F10, the fintech incubator that SIX, the Swiss Stock Exchange, launched in Zurich in 2015.
How programmes work
Tenity's programmes run from a few weeks to six months. Some are intensive incubation or accelerator programmes with masterclass weeks, mentorship and training. Others take a company into one market: a market-entry programme for US fintechs in London and Zurich, a Go Global Boot Camp for companies entering Europe and the Middle East from Hong Kong, and a Visa programme for fintechs that can run pilots with Visa clients in Southern Europe. Several programmes are paid. The Digital Health Accelerator takes a fee only if you close your first financing round, and that fee is taken in shares or equity. Five of the nine programmes listed are closed to new applications.
Who can apply
Each programme names its own audience. The Digital Health Accelerator is for pre-seed and seed-stage healthtech start-ups. The XRPL Accelerator is for entrepreneurs building on the XRP Ledger, and the Singapore Financial Infrastructure Innovation Program is for teams building institutional-grade financial products and infrastructure on the XRP Ledger. The IDDA Incubation Program takes fintech start-ups, including teams from the IDDA Hackathon. The Visa programme is for fintechs whose capabilities are go-to-market ready for the country they apply to. Fintech Market Activation is for US-based growth-stage fintechs, and HackZone by Allianz is for growth-stage startups building insurance solutions with Allianz. The venture investor takes early-stage founders in fintech, AI and digital assets, from pre-seed to Series A+. Its stated investment geography is EU and APAC, and the page does not name individual countries.
Facilities
The Zurich hub offers coworking. Its page describes the hub as open to fintech founders and professionals who want to work inside an active ecosystem. Across its programmes, Tenity offers masterclass weeks, curated training and mentorship. It says it has a global network of over 400 mentors.
Scale
Tenity's figures are self-reported, and its pages give different numbers for some of them. Its home page says 250+ startups accelerated. Its About page says 1,600+ startups supported since the 2015 initiative. The pages do not reconcile these two figures, so neither is presented as the total. The same pages give 200+ portfolio companies, 100+ innovation programmes delivered, and 250 proofs of concept delivered. They also give 65+ institutional partners and programmes in 15+ countries. For corporate clients or partners, the home page says 65+ and the startups page says 80+.
The venture page names Keyrock as a portfolio company that reached unicorn status in a Series C round. It also names Talentir, reltix and infinity.swiss as Tenity-backed rounds.
Who runs it
Tenity Group AG is the legal entity behind the site. Its About page says it started in 2015 as an open innovation initiative at SIX, and that it was spun off from SIX to scale independently in 2016. The same page dates a management buy-out and rebrand to Tenity to 2022. In 2023 it launched INC Fund II with UBS, SIX, Julius Baer and Generali to back early-stage ventures. The About page describes Tenity as a fully independent fintech innovation ecosystem.
Locations
The About page lists six hubs: Zurich, Singapore, London, Madrid, Istanbul and Hong Kong. The home page lists Tallinn in place of Hong Kong, so the two lists do not match. Tenity's journey began in Zurich, and the Zurich hub offers coworking.
How to apply
The Digital Health Accelerator is taking applications now, and its 2027 schedule is still to be announced. Go Global Boot Camp Hong Kong accepts applications until 10 November 2026. To pitch the venture investor, submit a deck through its venture capital page. The XRPL Accelerator page says to stay tuned for more programmes.
Notable alumni
Frequently asked questions about Tenity
What is Tenity?
Tenity is a venture capital investor based in Zurich.
What does Tenity do?
Tenity Group AG is a fintech innovation ecosystem based in Zurich. It runs accelerators and innovation programmes for start-ups, and a venture investor that backs early-stage fintech, AI and digital-asset companies.
Where is Tenity located?
Tenity is located at Zurich, Switzerland.
What programs does Tenity run?
Tenity runs Digital Health Accelerator, XRPL Accelerator 2025, Singapore Financial Infrastructure Innovation Program 2026 (SFIIP 2026) and IDDA Incubation Program, among others.
Do Tenity programmes charge a fee?
Most do not. and undefined are free to join, while Go Global Boot Camp Hong Kong and Fintech Market Activation – London & Zurich charge a fee.
Does Tenity take equity?
It depends on the programme. XRPL Accelerator 2025 and Go Global Boot Camp Hong Kong take no equity, while Digital Health Accelerator takes equity.
Does Tenity provide funding?
Selected startups in some Tenity programmes can receive grant support, including XRPL Accelerator 2025. Grant amounts are set per programme and cohort, and selection into a programme does not guarantee a grant — check the programme's own page for current terms.
What facilities does Tenity offer?
Tenity offers Coworking Zurich.
How do I apply to Tenity?
- Healthtech at pre-seed or seed stage: the Digital Health Accelerator, which is taking applications now. - Fintech for a specific market: the Visa Innovation Program, for fintechs that are go-to-market ready in the country they apply to. Fintech Market Activation takes US fintechs into London and Zurich, but is closed.
Recommended grants & schemes
Other open programmes matching Tenity's focus areas.