RBIH–IIITB Fintech Pre-Incubation Program
A programme by IIITB Innovation Centre
A fintech pre-incubation cohort run jointly with the Reserve Bank Innovation Hub, taking founders from idea to MVP; the 2024 cycle finished in February 2025.
At a glance
| Best for | Early-stage fintech founders, students and professionals taking an idea to MVP |
|---|---|
| Stage | Idea – MVP |
| Duration | Roughly four months |
| Cost | Paid |
| Run with | Reserve Bank Innovation Hub (RBIH) |
About RBIH–IIITB Fintech Pre-Incubation Program
A fintech pre-incubation programme the centre ran jointly with the Reserve Bank Innovation Hub, with the centre as implementation partner. Applications closed in October 2024 and the cohort was certified in February 2025. It is worth knowing because the relationship continues — the Reserve Bank Innovation Hub is now named as strategic knowledge partner on the ATOM fintech cohort.
What you get
- An incubation opportunity and product development facility
- Fintech masterclasses and mentorship
- Certification on completing the programme
Who can apply
- Co-founders of early-stage fintech ventures, and students and working professionals with an idea
- Fintech only, with no geographic restriction
- Company registration is not required, and solo applicants are accepted
What it costs: a paid programme — selected candidates pay a participation fee to the centre. No equity position is stated.
How to apply: through the online application linked from the programme page when a cycle opens.
Where to apply
Other IIITB Innovation Centre programmes
- Orbit Incubation ProgramThe centre's incubation programme for deep tech startups that already have an alpha prototype or MVP, taking equity under its published incubation policy.
- MeitY TIDE 2.0 — Entrepreneur-in-ResidenceGrant support under MeitY's TIDE 2.0 scheme for prototype-stage founders validating and developing an idea into a proof of concept, over twelve months.
- MeitY TIDE 2.0 — Startup GrantGrant support under MeitY's TIDE 2.0 scheme for startups turning a working proof of concept into a product, over twelve months.
- ATOM — Fintech Pre Incubation ProgramA twelve-week online pre-incubation cohort for early-stage fintech founders, run with the Reserve Bank Innovation Hub as knowledge partner; the 2025 cycle has closed.
- ATOM Pre Incubation — Health & WellnessA twelve-week online pre-incubation cohort for early-stage digital health and wellness founders; the 2025 cycle has closed.
- ATOM Pre Incubation — Water and SanitationA three-month pre-incubation cohort for early-stage water and sanitation startups; the page takes applications but shows no dates.
- ATOM and ORBIT — Smart Manufacturing & Industry 4.0/5.0A smart manufacturing cohort with two entry points — twelve-week ATOM pre-incubation for early-stage teams, and Orbit incubation for those with a prototype; no dates are shown.
- FLASH — MedTech Acceleration ProgramA six-month medtech acceleration cohort run with BPL Medical Technologies for post-MVP healthcare startups; applications closed in October 2025.
- FLASH Sustainability — Sustainability Acceleration ProgramA six-month acceleration cohort for growth-stage sustainability, cleantech and EV startups; applications closed in November 2025.
- Startup Readiness Bootcamp 2026A short online founder bootcamp of expert-led sessions ending in an investor demo day; the 2026 intake closed in September 2026 and sessions run to November 2026.
- Agri Pre Incubation ProgramA 2024 agritech pre-incubation cohort built around co-creating a customer-management tool for Farmer Producer Organizations; the cycle has ended.
- Digital Health Accelerator Program (DHAP)A six-month digital health acceleration programme for Karnataka-registered healthtech startups; applications closed in February 2024.