Agri Startup Loan
A programme by Nabkisan Finance Limited
Term and working-capital loans for agriculture and rural start-ups that directly benefit farmers or FPOs.
At a glance
| Best for | Agri and rural start-ups with an established business model |
|---|---|
| Duration | Up to 18 months for working capital; up to 7 years for term loans, including any moratorium |
About Agri Startup Loan
The agri start-up loan is NABKISAN's product for start-ups in agriculture and rural development that already have an established business model and want to scale.
What you get
- Direct finance for value chain financing, green finance, water, sanitation and hygiene, rural infrastructure, logistics, and food or agro processing
- Working-capital and term loans, with repayment periods set by the purpose of the loan
Who can apply
- Private limited companies registered with DPIIT certification
- At least 51% Indian promoter shareholding
- No pending dues and not blacklisted by any government agency
- Start-ups that directly benefit farmers or FPOs through services such as financing linkages
How selection works: Loans are sanctioned on need and on NABKISAN's credit appraisal. The company funds up to a set share of the project cost, and the founders bring in the rest.
How to apply: Use the Apply For Loan link on the website, or write to finance@nabkisan.org.
Where to apply
Other Nabkisan Finance Limited programmes
- FPO LoanWorking capital, term, pledge and growth loans for farmer producer organisations.
- PACS LoanWorking capital and term loans for primary agricultural credit societies.
- Direct Lending to IndividualsWorking capital and term loans for farmers and individuals in agriculture and allied activities.
- NBFC & CompaniesTerm and working-capital loans for non-banking finance companies, except microfinance institutions, that on-lend in rural and agri sectors.
- Microfinance InstitutionsWorking capital and term loans for microfinance institutions that lend to self-help groups and joint liability groups.