FPO Loan
A programme by Nabkisan Finance Limited
Working capital, term, pledge and growth loans for farmer producer organisations.
At a glance
| Best for | Farmer producer organisations and their federations |
|---|---|
| Duration | Up to 18 months for working capital; up to 7 years for term loans, including any moratorium |
About FPO Loan
NABKISAN lends to farmer producer organisations for procurement, aggregation, value addition and common infrastructure.
What you get
- Working capital loans for input procurement, sale and collective marketing
- Term loans for common infrastructure for agriculture and processing
- Pledge loans against electronic negotiable warehouse receipts
- Growth loans for procurement and aggregation, including trade receivable financing
Who can apply
- Farmer producer organisations incorporated at least six months before applying
- Audited balance sheet as on the date of application
- A regular CEO in place and a business plan for at least one year
- Rated A+, A, B+, B or C+ on NABKISAN's rating tool
How selection works: Applications are assessed on the organisation's rating, its records and its plan. Collateral-free loans are available where credit guarantee schemes cover the loan.
How to apply: Use the Apply for FPO Loan link on the website, or write to finance@nabkisan.org.
Where to apply
Other Nabkisan Finance Limited programmes
- Agri Startup LoanTerm and working-capital loans for agriculture and rural start-ups that directly benefit farmers or FPOs.
- PACS LoanWorking capital and term loans for primary agricultural credit societies.
- Direct Lending to IndividualsWorking capital and term loans for farmers and individuals in agriculture and allied activities.
- NBFC & CompaniesTerm and working-capital loans for non-banking finance companies, except microfinance institutions, that on-lend in rural and agri sectors.
- Microfinance InstitutionsWorking capital and term loans for microfinance institutions that lend to self-help groups and joint liability groups.