StartupGrants India
Standard Chartered Bank
Corporate

Standard Chartered Bank

Mumbai, Maharashtra, India

A foreign bank offering collateral-free business loans to Indian companies, sole proprietors and partnerships.

Official website

Standard Chartered Bank at a glance

AddressMumbai, Maharashtra, India
Programmes2 standing programmes
Fees0 of 2 programmes that state a policy are free
EquityNone taken — all 2 programmes that state a policy
Official websitewww.sc.bank.in
Emailsme.customercare@sc.com

Programs Standard Chartered Bank supports

Programs this organisation funds, run by others. · 1 open now · 0 past

Open now

Credit Guarantee Scheme for Startups (CGSS)

under Credit Guarantee Scheme for Startups (CGSS)
by Standard Chartered Bank

Build a pitch deck for this grant

A first draft in this program's slide format, from your profile.

Create deck

Programmes they run

Standing programmes at Standard Chartered Bank, separate from the funding calls above.

Business Installment Loan

Loan

An unsecured term loan for established businesses, with no collateral required.

Best for: Established Indian businesses with a profitable track record.

  • Paid, no equity
What you get, who can apply and how to apply

The Business Installment Loan is an unsecured term loan from Standard Chartered Bank for registered businesses. Tenures run from one to five years, and the bank offers top-up facilities on an existing loan track record.

What you get

  • A term loan with no collateral requirement
  • Simplified documentation
  • Top-up facility based on loan track record

Who can apply

  • Partnership firms, including LLPs
  • Sole proprietorships
  • Private limited companies, including closely held companies
  • The business must be profitable, have at least three years of operation and report a minimum annual turnover

How selection works: The bank checks credit and decides within 14 working days for smaller loans and 30 working days for larger ones, once all documents are in.

How to apply: Apply online, write to sme.customercare@sc.com, or visit a branch.

Official programme page

Guaranteed Installment Loan (CGTMSE-backed)

Credit guarantee

An instalment loan backed by the CGTMSE guarantee for priority-sector micro and small enterprises.

Best for: Micro and small enterprises in the priority sector.

  • Paid, no equity
What you get, who can apply and how to apply

The Guaranteed Installment Loan is an instalment loan from Standard Chartered Bank that is guaranteed under the CGTMSE scheme. The borrower pays a guarantee fee each year. Tenures run up to five years.

Who can apply

  • Manufacturing, trading and service micro and small enterprises in the priority sector

How to apply: As for the Business Installment Loan, through the bank's business team or a branch.

Official programme page

How to apply to Standard Chartered Bank

सही उत्पाद चुनना

  • Business Installment Loan उन स्थापित व्यवसायों के लिए है जो बैंक की टर्नओवर और संचालन-इतिहास की शर्तें पूरी करते हैं।
  • गारंटीड इंस्टॉलमेंट लोन सूक्ष्म और लघु उद्यमों के लिए है जो प्राथमिकता क्षेत्र में हैं, और CGTMSE गारंटी से समर्थित है।

आवेदन कैसे काम करते हैं

  • ऑनलाइन शुरू करें, बिज़नेस कस्टमर केयर टीम को लिखें, या किसी शाखा में जाएँ।
  • बैंक छोटे ऋणों पर 14 कार्य दिवसों में और बड़े ऋणों पर 30 कार्य दिवसों में निर्णय लेता है, जो सभी दस्तावेज़ जमा होने की तिथि से गिना जाता है।
  • बैंक स्टेटमेंट, GST स्टेटमेंट, वित्तीय विवरण और व्यवसाय पंजीकरण दस्तावेज़ देने की तैयारी रखें।

बिज़नेस टीम से कैसे संपर्क करें

sme.customercare@sc.com पर लिखें या अपनी निकटतम शाखा में जाएँ।

About Standard Chartered Bank

Standard Chartered Bank is a foreign bank with a branch network in India. The bank's own website says it has operated in India for over 165 years and has 100 branches across 43 cities.

What it offers startups and small businesses

The bank lends to businesses through its business banking team. Its Business Installment Loan is an unsecured term loan, so no collateral is required. The bank also offers a guaranteed instalment loan backed by the CGTMSE scheme for micro and small enterprises in the priority sector. Working capital overdrafts and loans against property are listed under business loans.

Who can apply

Partnership firms, sole proprietorships and private limited companies can apply for the Business Installment Loan, along with closely held and public limited companies and professional practices. The bank requires the business to be profitable, to have at least three years of operation and to report a minimum annual turnover.

Locations

The bank's branches are in major cities. Applications can also be started online or by writing to the business customer care team.

Get in touch

Send a message to Standard Chartered Bank — we'll forward it on your behalf.

0/2000

Your message will be forwarded to Standard Chartered Bank

Frequently asked questions about Standard Chartered Bank

What is Standard Chartered Bank?

Standard Chartered Bank is a corporate based in Mumbai, Maharashtra.

What does Standard Chartered Bank do?

Standard Chartered Bank is a foreign bank with a branch network in India. The bank's own website says it has operated in India for over 165 years and has 100 branches across 43 cities. The bank lends to businesses through its business banking team.

Where is Standard Chartered Bank located?

Standard Chartered Bank is based in Mumbai, Maharashtra, India.

What programs does Standard Chartered Bank run?

Standard Chartered Bank runs Business Installment Loan and Guaranteed Installment Loan (CGTMSE-backed).

Do Standard Chartered Bank programmes charge a fee?

Most do not. and undefined are free to join, while Business Installment Loan and Guaranteed Installment Loan (CGTMSE-backed) charge a fee.

Does Standard Chartered Bank take equity?

No. Standard Chartered Bank states that it takes no equity in Business Installment Loan and Guaranteed Installment Loan (CGTMSE-backed).

How do I apply to Standard Chartered Bank?

- Business Installment Loan उन स्थापित व्यवसायों के लिए है जो बैंक की टर्नओवर और संचालन-इतिहास की शर्तें पूरी करते हैं। - गारंटीड इंस्टॉलमेंट लोन सूक्ष्म और लघु उद्यमों के लिए है जो प्राथमिकता क्षेत्र में हैं, और CGTMSE गारंटी से समर्थित है। - ऑनलाइन शुरू करें, बिज़नेस कस्टमर केयर टीम को लिखें, या किसी शाखा में जाएँ। - बैंक छोटे ऋणों पर 14 कार्य दिवसों में और बड़े ऋणों पर 30 कार्य दिवसों में निर्ण…