Swarnima
Department of Social Justice and Special Assistance, Government of Maharashtra द्वारा
अपनी पात्रता जांचें
साइन अप करें और हम आपको बताएंगे कि आपका स्टार्टअप इस ग्रांट के लिए योग्य है या नहीं।
त्वरित उत्तर
Low-interest loans up to ₹5 lakh for women from Other Backward Classes (OBC) in Maharashtra to start or grow self-employment ventures, at 5% interest.
- फंडिंग राशि
- ₹25,000 – ₹5 लाख
- फंडिंग प्रकार
- ऋण
- आवेदन की अंतिम तिथि
- निरंतर
- स्थान
- Maharashtra
इस लोन के बारे में
Swarnima gives low-interest loans to women from Other Backward Classes (OBC) in Maharashtra who want to start or grow a self-employment activity. Loans go up to ₹5,00,000 per Self-Help Group (SHG) project, with ₹25,000 for each individual beneficiary. The interest rate is 5% per annum and you repay within up to 3 years. No beneficiary contribution is needed.
The Department of Social Justice & Special Assistance, Government of Maharashtra, runs the scheme. It is jointly funded by the National Backward Classes Finance & Development Corporation in New Delhi and the State Corporation. The money goes directly into bank accounts.
You must be an OBC woman, a domicile of Maharashtra, aged 18 to 50. Annual family income must be ₹98,000 or less in rural areas and ₹1,20,000 or less in urban areas.
पात्रता
देखें कि आप पात्र हैं या नहीं
पूरी पात्रता शर्तें — संस्था प्रकार, स्टेज, क्षेत्र, फाउंडर प्रोफ़ाइल और पंजीकरण आवश्यकताएं — साथ ही इस प्रोग्राम के लिए आपकी फ़िट। देखने के लिए साइन अप करें।
अनुदान प्रदाता
Provider
Department of Social Justice and Special Assistance, Government of MaharashtraMaharashtra · India
लाभ और फंडिंग
- राशि
- ₹25,000 – ₹5 लाख
- फंड प्रकार
- ऋण
- चुकौती
- चुकाने योग्य
आपको क्या मिलेगा
The Swarnima scheme offers significant financial assistance in the form of low-interest loans up to ₹5,00,000 per Self-Help Group (SHG) project, with an allocation of ₹25,000 per individual beneficiary. This crucial capital is directly deposited into bank accounts to support a wide array of self-employment activities, fostering financial independence. A key benefit is the highly competitive interest rate of only 5% per annum, making the funding accessible and affordable for women entrepreneurs. Beneficiaries also benefit from a flexible repayment period of up to 3 years, which eases financial planning and reduces the burden of early repayment. Furthermore, the scheme requires no beneficiary contribution, eliminating a common barrier for many aspiring entrepreneurs and ensuring that all eligible women, regardless of their immediate financial standing, can avail of this support.
- वितरण
- Lump Sum
- बूटस्ट्रैप अनुकूल
- हाँ
समयसीमा और प्रक्रिया
आवेदन
रोलिंग आधार पर
चयन प्रक्रिया
Applications submitted for the Swarnima scheme are typically reviewed by a committee comprising representatives from the Department of Social Justice & Special Assistance, Government of Maharashtra, and the participating Corporations. The selection process involves a thorough verification of the submitted documents to ensure that all eligibility criteria, including caste, domicile, age, and family income, are met. Applications for Self-Help Groups (SHGs) may undergo additional scrutiny regarding the group's formation and project proposal. Shortlisting is based on compliance with all stated requirements and the completeness of the application.
आवेदन प्रक्रिया
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Obtain Form
Visit the LIDCOM District Office to request the hard copy of the application form.
आप - 2
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आवेदन कैसे करें
ड्राफ़्ट से वितरण तक चार चरण — हर चरण में एक कार्रवाई।
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अपना आवेदन ड्राफ़्ट करें
ग्रांट ट्रैकर के अंदर फ़ॉर्म भरें — AI आपके पिछले उत्तरों का उपयोग करके हर उत्तर का ड्राफ़्ट बनाता है, ताकि आपको खाली पन्ने से शुरुआत न करनी पड़े।
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शुरू करने से पहले प्रश्न देखें
इस कार्यक्रम के आवेदन फ़ॉर्म में पूछे जाने वाले सभी प्रश्न डाउनलोड करें, ताकि पोर्टल खोलने से पहले आप अपने उत्तर ऑफ़लाइन तैयार कर सकें।
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अपने दस्तावेज़ तैयार करें
चेकलिस्ट के हर दस्तावेज़ को एक ही फ़ोल्डर में तैयार रखें। दस्तावेज़ों की कमी आवेदन खारिज होने का सबसे बड़ा कारण है।
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आधिकारिक पोर्टल पर जमा करें
आधिकारिक आवेदन लिंक का उपयोग करें और अंतिम रूप से जमा करने से पहले सभी विवरण सत्यापित करें।
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फ़ॉलो अप करें
जमा करने के 5–7 दिन बाद प्राप्ति की पुष्टि और समीक्षा समयरेखा के बारे में पूछने के लिए संपर्क करें।
अक्सर पूछे जाने वाले प्रश्न
What is the primary objective of the Swarnima scheme?
The Swarnima scheme aims to provide low-interest loans directly to female beneficiaries from Other Backward Classes (OBC) in Maharashtra. The objective is to support self-employment activities, enhance their financial independence, and contribute to their socio-economic development.
Who is eligible to apply for the Swarnima scheme?
Eligible applicants must be female, belong to the OBC category, be a domicile of Maharashtra, and be between 18 to 50 years of age. Additionally, their annual family income should not exceed ₹98,000 for rural areas or ₹1,20,000 for urban areas.
What is the maximum loan amount available under this scheme?
The scheme offers financial assistance of up to ₹5,00,000 per Self-Help Group (SHG) project. For individual beneficiaries within an SHG, the allocation is ₹25,000 per member, with a maximum of 20 members per SHG.
What are the interest rate and repayment terms for the loan?
The loan is provided at a low interest rate of 5% per annum. Beneficiaries are given a repayment period of up to 3 years, which is designed to ease financial planning and ensure manageable repayment schedules.
Is there any contribution required from the beneficiary?
No, the scheme explicitly states that no beneficiary contribution is required. This ensures that financial constraints do not prevent eligible women from accessing the benefits of the Swarnima scheme.
How can I apply for the Swarnima scheme?
Interested applicants should visit the District Office of the Leather Industries Development Corporation of Maharashtra (LIDCOM) during office hours to obtain the application form. After filling in all mandatory fields, attaching required documents, and signing it, the form must be submitted to the concerned authority. It is advisable to request a receipt or acknowledgement for proof of submission.
स्रोत
इस पेज की जानकारी आधिकारिक प्रोग्राम और प्रदाता स्रोतों से ली गई है।
