Udyogini Scheme — Karnataka Women Entrepreneur Loan & Subsidy
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Quick Answer
30%–50% subsidy on loans up to ₹3 lakh for women micro-entrepreneurs in Karnataka
- Funding amount
- Up to ₹3 Lakhs
- Funding type
- Subsidy
- Provider
- Government of Karnataka
- Application deadline
- Rolling
- Location
- Karnataka
About this subsidy
Karnataka State Women's Development Corporation (KSWDC) scheme providing subsidised loans to women entrepreneurs for micro-enterprises in manufacturing and services. Loans at 6% interest up to ₹3 lakh; subsidy of 50% for SC/ST women and 30% (max ₹90,000) for general/special category. Disbursed through commercial banks, cooperative banks and RRBs. Sectors include food processing, textiles, embroidery, bookbinding, printing and service businesses.
Eligibility
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Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Create a free account to view.
Subsidy providers
The Government of Karnataka is the state government of India's leading technology and startup hub, home to Bengaluru — often called the country's Silicon Valley. Through the Department of Electronics, IT, BT and S&T and Karnataka Innovation and Technology Society (KITS), the…
Learn moreBenefits & Funding
- Amount
- Up to ₹3 Lakhs
What You Get
Udyogini provides subsidised loans of up to ₹3 lakh at 6% interest for women entrepreneurs setting up micro-enterprises in manufacturing or services. A capital subsidy of 50% applies for SC/ST women and 30% (capped at ₹90,000) for general/special category applicants, with loans carrying a 36-month tenure and 6-month moratorium. Loans are disbursed through commercial banks, cooperative banks and Regional Rural Banks (RRBs), and the scheme covers sectors like food processing, textiles, embroidery, bookbinding, printing and services.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Collect application form
Get the form from the nearest bank branch, District Industries Centre (DIC), or download from kswdc.com.
You - 2
- 3
How to apply
Four steps from draft to disbursement — one action each.
- 1
Submit on the official portal
Use the official application link and verify all details before final submission.
- 2
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Sources
Data on this page is compiled from official program and provider references.
