Debt Programs for Indian Startups

Loan and subsidy scheme for Safai Karamcharis and their dependents in Haryana to establish small businesses or income-generating activities, with project costs up to ₹1 lakh.

Low-interest micro-loan scheme by GTKVN to empower women entrepreneurs from Thakor and Koli communities in Gujarat for self-employment.

Collateral-free micro loan up to ₹50,000 for businesses in their earliest stage

A central scheme by the Ministry of Housing and Urban Affairs providing collateral-free working capital loans, interest subsidy, and digital transaction incentives to street vendors across India.

A Maharashtra government scheme offering financial support up to ₹50,000 (loan + subsidy) to economically disadvantaged Charmakars for income-generating activities in footwear and leather production.

The Shilpi Samridhi Yojana offers loans up to ₹50,000, margin money, and a subsidy up to ₹10,000 to Scheduled Caste artisans in Haryana for economic development.

An economic empowerment scheme by Haryana's Scheduled Castes Finance and Development Corporation, providing loans, margin money, and subsidies to eligible Scheduled Caste women for self-employment in agriculture and allied sectors.

A Madhya Pradesh government scheme providing low-cost equipment, working capital, margin money assistance, and interest subsidy to Scheduled Caste beneficiaries below the poverty line for establishing new micro-enterprises.

The Mahila Samruddhi Yojana, implemented by DAADC under the Government of Gujarat, offers concessional loans of ₹50,000 to Scheduled Caste women for establishing micro or small self-employment ventures.

An interest-free loan scheme from the Government of Tamil Nadu, offering up to "u20b945,000 to members of Large Sized Multi Purpose Cooperative Societies for economic empowerment.

The Delhi Building and Other Construction Workers Welfare Board offers a loan up to ₹20,000 for registered construction workers to purchase work-related tools, repayable in up to 60 installments.

This scheme provides financial assistance through a loan of up to ₹20,000 to working women in Tamil Nadu for their professional and personal growth.

This scheme provides financial support to farmers in Tamil Nadu for poultry and cattle development through loans up to ₹17,000 at interest rates between 14.5% to 16.5%.

The Meghalaya Building and Other Construction Workers Welfare Board offers a one-time loan of up to ₹10,000 to registered construction workers for purchasing essential tools, repayable in up to 60 installments.

The Chief Minister Rural Path Vendor Loan Scheme by the Government of Madhya Pradesh offers an interest-free working capital loan of up to ₹10,000 and entrepreneurship training to rural street vendors.

This Tamil Nadu scheme offers micro-credit loans from ₹100 to ₹5,000 at 11% interest to women engaged in vending activities like selling flowers, vegetables, and fruits.

This welfare scheme by the Goa Building and Other Construction Workers Welfare Board provides a loan of ₹5,000 to registered workers for the purchase of essential tools.

Below-market soft loans from ₹10 lakh for MSMEs in manufacturing and services

Subordinate debt with 90% CGTMSE guarantee for stressed/NPA-classified MSMEs

Below-market NABARD loans for dairy cooperatives and producer companies for processing infrastructure

A Gujarat state scheme providing financial support for self-employment to unemployed individuals in urban and rural areas, including disabled and visually impaired persons.

PIPDIC and MNRE offer financial assistance and an ₹80,000 subsidy for residents, companies, and societies in Puducherry to purchase battery-operated vehicles.