Micro Finance (GBCDC)
Social Justice and Empowerment Department, Government of Gujarat द्वारा
अपनी पात्रता जांचें
साइन अप करें और हम आपको बताएंगे कि आपका स्टार्टअप इस ग्रांट के लिए योग्य है या नहीं।
त्वरित उत्तर
A micro-finance loan scheme by GBCDC offering low-interest financial assistance up to ₹1.25 lakh to men from socially and educationally backward classes in Gujarat for self-employment.
इस लोन के बारे में
The Micro Finance (GBCDC) scheme is an initiative by the Social Justice and Empowerment Department, Government of Gujarat, meticulously implemented by the Gujarat Backwards Classes Development Corporation (GBCDC). Its primary objective is to foster self-employment opportunities among men belonging to the socially and educationally backward classes within the state.
This program is designed to provide crucial financial support at remarkably low interest rates, thereby facilitating entrepreneurial ventures and small business development. By offering accessible capital, the scheme aims to empower beneficiaries to establish or expand businesses, acquire necessary technical skills, and ultimately achieve financial independence and contribute to the local economy.
The scheme addresses the need for capital among a specific demographic that may face barriers to accessing conventional credit. It seeks to uplift communities by enabling individuals to transform their skills and business ideas into sustainable livelihoods, driving economic inclusion and reducing unemployment.
पात्रता
देखें कि आप पात्र हैं या नहीं
पूरी पात्रता शर्तें — संस्था प्रकार, स्टेज, क्षेत्र, फाउंडर प्रोफ़ाइल और पंजीकरण आवश्यकताएं — साथ ही इस प्रोग्राम के लिए आपकी फ़िट। देखने के लिए साइन अप करें।
अनुदान प्रदाता
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreलाभ और फंडिंग
- राशि
- ₹1.25 लाख तक
- फंड प्रकार
- ऋण
- चुकौती
- चुकाने योग्य
आपको क्या मिलेगा
Beneficiaries of the Micro Finance (GBCDC) scheme can receive a loan of up to ₹1,25,000 for their self-employment ventures. This financial assistance comes with a highly favorable interest rate of 5 percent per annum, significantly reducing the burden of repayment. The scheme is structured to provide 90% of the unit cost as a loan, with 90% sourced from the national corporation and 5% from the state government, requiring only a 5% contribution from the beneficiary. The loan is designed for manageable repayment over 48 equal monthly installments, including interest, ensuring a clear and structured path to financial stability for the entrepreneur.
- वितरण
- Lump Sum
- बूटस्ट्रैप अनुकूल
- हाँ
समयसीमा और प्रक्रिया
आवेदन
रोलिंग आधार पर
चयन प्रक्रिया
While the detailed selection process is not explicitly outlined, it typically involves a thorough review of the online applications by the Gujarat Backwards Classes Development Corporation. This includes verification of eligibility criteria such as caste, income, age, and business experience. Applicants' proposed business plans and loan utilization details are assessed for viability and alignment with the scheme's objectives. Following this, eligible applications undergo an evaluation by a selection committee. In some cases, shortlisted applicants might be called for an interview or further verification before the final approval and disbursement of the loan.
आवेदन प्रक्रिया
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Visit Website
Navigate to the Gujarat Backwards Caste Development Corporation (GBCDC) online portal.
आप - 2
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आवेदन कैसे करें
ड्राफ़्ट से वितरण तक चार चरण — हर चरण में एक कार्रवाई।
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अपना आवेदन ड्राफ़्ट करें
ग्रांट ट्रैकर के अंदर फ़ॉर्म भरें — AI आपके पिछले उत्तरों का उपयोग करके हर उत्तर का ड्राफ़्ट बनाता है, ताकि आपको खाली पन्ने से शुरुआत न करनी पड़े।
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शुरू करने से पहले प्रश्न देखें
इस कार्यक्रम के आवेदन फ़ॉर्म में पूछे जाने वाले सभी प्रश्न डाउनलोड करें, ताकि पोर्टल खोलने से पहले आप अपने उत्तर ऑफ़लाइन तैयार कर सकें।
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अपने दस्तावेज़ तैयार करें
चेकलिस्ट के हर दस्तावेज़ को एक ही फ़ोल्डर में तैयार रखें। दस्तावेज़ों की कमी आवेदन खारिज होने का सबसे बड़ा कारण है।
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आधिकारिक पोर्टल पर जमा करें
आधिकारिक आवेदन लिंक का उपयोग करें और अंतिम रूप से जमा करने से पहले सभी विवरण सत्यापित करें।
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फ़ॉलो अप करें
जमा करने के 5–7 दिन बाद प्राप्ति की पुष्टि और समीक्षा समयरेखा के बारे में पूछने के लिए संपर्क करें।
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
अक्सर पूछे जाने वाले प्रश्न
What is the primary objective of the Micro Finance (GBCDC) scheme?
The primary objective is to create self-employment opportunities for men belonging to the socially and educationally backward classes in Gujarat by providing low-interest financial assistance.
What is the maximum loan amount available under this scheme?
The maximum loan amount an eligible applicant can receive is ₹1,25,000.
What is the interest rate for the loan and its repayment period?
The loan is provided at an interest rate of 5 percent per annum and must be repaid in 48 equal monthly installments.
Who is eligible to apply for this micro-finance scheme?
Applicants must be men from socially and educationally backward classes, with an annual family income not exceeding ₹3,00,000, aged between 21 and 45 years, and having experience in a business requiring technical or other skills.
Is there a contribution required from the beneficiary?
Yes, beneficiaries are required to contribute 5% of the total unit cost. The remaining 90% is provided as a loan from the national corporation (90%) and state government (5%).
How can I apply for the Micro Finance (GBCDC) scheme?
Applications are submitted online through the official website of the Gujarat Backwards Caste Development Corporation. The process involves new user registration, logging in, selecting the scheme, filling out an application form with personal, address, income, and loan details, uploading required documents, and finally submitting the application.
स्रोत
इस पेज की जानकारी आधिकारिक प्रोग्राम और प्रदाता स्रोतों से ली गई है।
