Small Scale Lending Scheme (Microfinance)
Social Justice and Empowerment Department, Government of Gujarat द्वारा
अपनी पात्रता जांचें
साइन अप करें और हम आपको बताएंगे कि आपका स्टार्टअप इस ग्रांट के लिए योग्य है या नहीं।
त्वरित उत्तर
Small entrepreneurs from the Rabari and Bharwad castes in Gujarat can borrow up to ₹1.25 lakh at 5% interest.
इस लोन के बारे में
Small entrepreneurs from the Rabari and Bharwad castes in Gujarat can borrow up to ₹1,25,000 at 5% interest per year. The Social Justice and Empowerment Department of the Government of Gujarat runs the scheme.
The loan covers 95% of the project cost. You put in the other 5%. The Gujarat Gopalak Vikas Nigam carries out the scheme and pays out the loans.
You must belong to the Rabari or Bharwad castes among the socially and educationally backward classes, be aged 21 to 45, and have an annual income of ₹5,00,000 or less.
पात्रता
देखें कि आप पात्र हैं या नहीं
पूरी पात्रता शर्तें — संस्था प्रकार, स्टेज, क्षेत्र, फाउंडर प्रोफ़ाइल और पंजीकरण आवश्यकताएं — साथ ही इस प्रोग्राम के लिए आपकी फ़िट। देखने के लिए साइन अप करें।
अनुदान प्रदाता
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreलाभ और फंडिंग
- राशि
- ₹1.25 लाख तक
- फंड प्रकार
- ऋण
- इक्विटी
- इक्विटी-मुक्त
- चुकौती
- चुकाने योग्य
आपको क्या मिलेगा
The scheme offers substantial financial assistance in the form of a microcredit loan up to ₹1,25,000 specifically tailored for small entrepreneurs. A highly subsidized interest rate of 5% per annum ensures that the financial burden on beneficiaries remains minimal, allowing them to reinvest profits into their businesses. Crucially, the loan covers a remarkable 95% of the total project cost, significantly lowering the upfront capital requirement for the entrepreneur, who only needs to contribute a modest 5%. This financial support is designed to empower individuals from the Rabari and Bharwad communities to establish or expand their enterprises, promoting self-employment and sustainable livelihood generation.
- बूटस्ट्रैप अनुकूल
- हाँ
समयसीमा और प्रक्रिया
आवेदन
रोलिंग आधार पर
चयन प्रक्रिया
The selection process for the Small Scale Lending Scheme primarily involves a thorough online application and subsequent verification. After applicants submit their forms and required documents via the DAAD Online portal, the applications are reviewed by the implementing agency, Gujarat Gopalak Vikas Nigam, and the Social Justice and Empowerment Department. This review ensures that all eligibility criteria, including caste verification, age limits, and annual income thresholds, are met. The uploaded documents are cross-referenced for authenticity and completeness. While specific details on committee evaluations or interview rounds are not explicitly mentioned, the process typically involves administrative scrutiny to ensure that deserving and eligible beneficiaries receive the microcredit.
आवेदन प्रक्रिया
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Visit Portal
Navigate to the official DAAD Online portal to access the scheme's application link.
आप - 2
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आवेदन कैसे करें
ड्राफ़्ट से वितरण तक चार चरण — हर चरण में एक कार्रवाई।
- 1
अपना आवेदन ड्राफ़्ट करें
ग्रांट ट्रैकर के अंदर फ़ॉर्म भरें — AI आपके पिछले उत्तरों का उपयोग करके हर उत्तर का ड्राफ़्ट बनाता है, ताकि आपको खाली पन्ने से शुरुआत न करनी पड़े।
- 2
शुरू करने से पहले प्रश्न देखें
इस कार्यक्रम के आवेदन फ़ॉर्म में पूछे जाने वाले सभी प्रश्न डाउनलोड करें, ताकि पोर्टल खोलने से पहले आप अपने उत्तर ऑफ़लाइन तैयार कर सकें।
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अपने दस्तावेज़ तैयार करें
चेकलिस्ट के हर दस्तावेज़ को एक ही फ़ोल्डर में तैयार रखें। दस्तावेज़ों की कमी आवेदन खारिज होने का सबसे बड़ा कारण है।
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आधिकारिक पोर्टल पर जमा करें
आधिकारिक आवेदन लिंक का उपयोग करें और अंतिम रूप से जमा करने से पहले सभी विवरण सत्यापित करें।
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फ़ॉलो अप करें
जमा करने के 5–7 दिन बाद प्राप्ति की पुष्टि और समीक्षा समयरेखा के बारे में पूछने के लिए संपर्क करें।
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
अक्सर पूछे जाने वाले प्रश्न
Who is eligible to apply for the Small Scale Lending Scheme?
Applicants must belong to the Rabari and Bharwad castes, be between 21 and 45 years old, and have an annual income not exceeding ₹3,00,000/-.
What is the maximum loan amount available?
The scheme provides a maximum loan limit of ₹1,25,000/-.
What is the interest rate for the loan?
The loan is provided at a subsidized interest rate of 5% per annum.
Do beneficiaries need to contribute to the project cost?
Yes, beneficiaries are required to contribute only 5% of the total project cost, with the remaining 95% covered by the loan.
How can I apply for this scheme?
Applications are accepted online through the Department of Agriculture and Animal Husbandry (DAAD) Online portal. You need to visit the official website, fill out the application form, upload documents, and submit it.
What kind of businesses are supported by this scheme?
This microfinance scheme is designed for small entrepreneurs from the specified communities who are looking to start or expand small-scale businesses. No specific industry is excluded, making it versatile for various micro-enterprises.
स्रोत
इस पेज की जानकारी आधिकारिक प्रोग्राम और प्रदाता स्रोतों से ली गई है।
