Gujarat Safai Kamdar Vikas Nigam (GSKVN)

योजना चुनना

• माइक्रो-क्रेडिट ऋण के लिए, Micro Credit Finance Scheme और Mahila Samruddhi Yojana वे NSKFDC प्रत्यक्ष-वित्त विकल्प हैं जिन्हें साइट सूचीबद्ध करती है।
• व्यवसाय, व्यापार या वाहन के लिए, General Term Loan वह योजना है जिसका साइट नाम लेती है।
• व्यक्तिगत ऋण के लिए, Personal Loan Scheme साइट पर सूचीबद्ध है।
• अगर आप प्रत्यक्ष वित्त के ज़रिए उधार लेते हैं, तो मार्जिन मनी पर राज्य सब्सिडी भी लागू हो सकती है।

आवेदन कैसे काम करते हैं

• जब आवेदन विंडो खुली हो, तब e-Samaj Kalyan पोर्टल (esamajkalyan.gujarat.gov.in) के माध्यम से ऑनलाइन आवेदन करें।
• 2026-27 का विज्ञापन वही है जो साइट प्रकाशित करती है। अगली विंडो कब खुलती है, यह पोर्टल पर देखें।
• अगर आप ऑनलाइन आवेदन नहीं कर सकते, तो अपने दस्तावेज़ों के साथ तालुका स्तर पर Samaj Kalyan inspector, या ज़िला स्तर पर assistant district manager के पास मदद के लिए जाएँ।

संपर्क

• Managing Director का कार्यालय: md-gskvn@gujarat.gov.in
• फ़ोन: +91 79 23256745

Gujarat Safai Kamdar Vikas Nigam (GSKVN) is a corporation of the Government of Gujarat that lends to safai kamdars, the sanitation workers the state defines as people who manually remove night soil, and to their dependants. It is based in Gandhinagar, and its pages sit within the website of the state's Social Justice and Empowerment Department. Its schemes aim to help this group earn an income through a trade or small business of their own.

How programmes work

The Nigam was first set up in 1994 and was converted into a corporation, the Nigam, on 24 October 2001. It is the State Channelising Agency for the National Safai Karamcharis Finance & Development Corporation (NSKFDC) in New Delhi. Two of its loan schemes, the Mahila Samruddhi Yojana and the Micro Credit Finance Scheme, are run as NSKFDC direct finance.

The site lists four current loan schemes: the Mahila Samruddhi Yojana, the Micro Credit Finance Scheme, the General Term Loan and a Personal Loan Scheme. Loans carry a stated interest rate and have to be repaid.

A state-government subsidy, the Pujya Thakkarbapa Safai Kamdar Rehabilitation Yojana, covers a share of the borrower's own contribution, paid as margin money, for direct-finance loans. The subsidy stays within a unit cost the Nigam fixes for each project.

The site also describes skill-training and entrepreneurship programmes for qualifying safai kamdars and their dependants. Its pages give no batch dates for them, so this page does not list them as standing programmes.

Who can apply

The Nigam serves safai kamdars and their dependants. Its eligibility page defines a safai kamdar as a person engaged full-time or part-time in manually removing night soil. The conditions for the 2026-27 round are set out in its advertisement. The General Term Loan covers business, trade or vehicle purposes.

Scale and track record

The Nigam reports cumulative totals, and none of them is dated. It says 36,170 safai kamdars and their dependants have been financed. It reports 3,515 houses repaired under the Pujya Thakkarbapa scheme, 35,304 beneficiaries for housing under the norms of the Dr. Ambedkar Awas Yojana, and 6,535 beneficiaries under its bankable scheme.

Its sanitary mart figures conflict. One page gives 64 marts and 1,340 members. Another gives 76 societies and 1,376 members. The site does not say which is current, so this page gives neither as the current figure.

Read all of these as orders of magnitude rather than current counts.

Locations and leadership

The Nigam's address is Karmayogi Bhavan, Block No-1, Sector 10/A, Gandhinagar. It also has contact offices at taluka and district level, which its contact page lists. Its organisation chart lists a Chairman, a Vice-Chairman and a Managing Director.