Mahila Samruddhi Yojana (GSKVN)
By Social Justice and Empowerment Department, Government of Gujarat
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Quick Answer
Gujarat loan of ₹1 lakh at 4% interest for women Safai Kamdars (sanitation workers) and their dependents to start a small self-employment business.
About this loan
Women Safai Kamdars (sanitation workers) and their dependent women in Gujarat can get an individual loan of ₹1,00,000 at 4% a year to start a small business. You must be a native resident of Gujarat, a woman, and aged between 18 and 50 years.
The loan can fund ventures such as Mandap Decoration, Computer and Electrical Shops, Animal Husbandry, Grocery Stores, Bamboo Work, Sewing and Embroidery, Beauty Parlours and Mobile Repairing.
The Social Justice and Empowerment Department of the Gujarat Government runs the scheme. The Gujarat Safai Kamdar Vikas Nigam (GSKVN) implements it.
Eligibility
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Grant providers
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreGujarat Safai Kamdar Vikas Nigam (GSKVN) is a corporation of the Government of Gujarat that lends to safai kamdars, the sanitation workers the state defines as people who manually remove night soil, and to their dependants. It is based in Gandhinagar, and its pages sit within…
Learn moreBenefits & Funding
- Amount
- Up to ₹1L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The Mahila Samruddhi Yojana provides a significant individual loan of ₹1,00,000 to eligible female applicants. This financial assistance is structured as a debt instrument with a highly favorable annual interest rate of 4%, making it accessible for women from economically vulnerable backgrounds. The loan is designed to support a wide range of self-employment ventures and small businesses, including but not limited to Mandap Decoration, Computer and Electrical Shops, Animal Husbandry, Grocery Stores, Bamboo Work, Sewing and Embroidery services, Beauty Parlours, and Mobile Repairing. This funding empowers beneficiaries to establish or expand their livelihoods, fostering economic independence and contributing to their family's well-being.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
While specific details of the selection process are not explicitly outlined, it is typically expected that applications submitted through the eSamajKalyan portal will undergo a thorough screening process. This involves verification of eligibility criteria, review of submitted documents, and assessment of the proposed business plan. The Gujarat Safai Kamdar Vikas Nigam (GSKVN) will evaluate applications to ensure compliance with scheme objectives and allocate funds to deserving female entrepreneurs based on predefined guidelines. Applicants may be contacted for further clarification or verification during this period.
Application Process
- 1
Register on eSamajKalyan
Create a new user account on the eSamajKalyan portal.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the primary objective of the Mahila Samruddhi Yojana?
The scheme aims to provide financial assistance, in the form of loans, to female Safai Kamdars and their dependents in Gujarat to help them establish or expand small businesses and achieve self-employment.
What is the maximum loan amount provided under this scheme?
An individual loan of ₹1,00,000 (One Lakh Indian Rupees) is provided to eligible beneficiaries under the Mahila Samruddhi Yojana.
What is the interest rate on the loan?
The loan provided through this scheme carries an annual interest rate of 4%.
Who is eligible to apply for this scheme?
Eligible applicants must be female, native residents of Gujarat State, between 18 and 50 years of age, and be either a sanitation worker or a dependent woman of a sanitation worker.
What types of businesses can be started with this loan?
The loan can be utilized for various self-employment ventures and occupations, such as Mandap Decoration, Computer shops, Electrical shops, Animal Husbandry, Grocery shops, Bamboo work, Sewing work, Embroidery, Beauty Parlours, Mobile Repairing, and many other small businesses.
How can I apply for the Mahila Samruddhi Yojana?
Applications are submitted online through the eSamajKalyan portal. You first need to register as a new user, then log in and complete the application form, upload required documents, and submit it.
Sources
Data on this page is compiled from official program and provider references.
