Chief Minister's Self Employment Scheme
Department of Personnel, Reforms, Training and Public Grievances, Government of Sikkim द्वारा
अपनी पात्रता जांचें
साइन अप करें और हम आपको बताएंगे कि आपका स्टार्टअप इस ग्रांट के लिए योग्य है या नहीं।
त्वरित उत्तर
Interest-free loan scheme of the Government of Sikkim for unemployed youth aged 22-35 to start self-employment ventures in business, service and industrial activities.
इस लोन के बारे में
Unemployed youth aged 22 to 35 in Sikkim can get an interest-free loan to start their own business, service or industrial venture. The Chief Minister's Self Employment Scheme is run by the Department of Personnel, Reforms, Training, Public Grievances, Government of Sikkim.
The loan goes up to ₹3,00,000 per person. It is interest-free for the first two years from disbursement. After that, simple interest of 6% a year applies on the outstanding principal.
You must be unemployed and have passed at least class 10. Family annual income must not exceed ₹2,50,000. Only one member per family is eligible, except for BPL families.
पात्रता
देखें कि आप पात्र हैं या नहीं
पूरी पात्रता शर्तें — संस्था प्रकार, स्टेज, क्षेत्र, फाउंडर प्रोफ़ाइल और पंजीकरण आवश्यकताएं — साथ ही इस प्रोग्राम के लिए आपकी फ़िट। देखने के लिए साइन अप करें।
अनुदान प्रदाता
लाभ और फंडिंग
- राशि
- ₹3 लाख तक
- फंड प्रकार
- ऋण
- इक्विटी
- इक्विटी-मुक्त
- चुकौती
- चुकाने योग्य
आपको क्या मिलेगा
The scheme offers loans up to ₹3,00,000 per individual to support the establishment of self-employment ventures. These loans are designed with a significant advantage: they are entirely interest-free for the initial two years from the date of disbursement, providing a crucial buffer for new entrepreneurs. Following this initial period, a simple interest rate of 6% per annum will apply to the outstanding principal. This financial support is specifically tailored to help unemployed youth, especially those from Below Poverty Line (BPL) families, to launch and sustain their businesses across various sectors, including retail, service provision, and light industrial activities, thereby promoting economic self-reliance and local enterprise development.
- वितरण
- Lump Sum
- बूटस्ट्रैप अनुकूल
- हाँ
समयसीमा और प्रक्रिया
आवेदन
रोलिंग आधार पर
चयन प्रक्रिया
Applications are screened by the Sikkim Industrial Development & Investment Corporation (SIDICO) to ensure all eligibility criteria are met and required documentation is complete. Further evaluation is conducted to assess the viability of the proposed self-employment ventures before loan approval and disbursement.
आवेदन प्रक्रिया
- 1
Obtain Application Form
Visit Sikkim Industrial Development & Investment Corporation (SIDICO) to request a hard copy of the application form.
आप - 2
- 3
- 4
- 5
- 6
आवेदन कैसे करें
ड्राफ़्ट से वितरण तक चार चरण — हर चरण में एक कार्रवाई।
- 1
अपना आवेदन ड्राफ़्ट करें
ग्रांट ट्रैकर के अंदर फ़ॉर्म भरें — AI आपके पिछले उत्तरों का उपयोग करके हर उत्तर का ड्राफ़्ट बनाता है, ताकि आपको खाली पन्ने से शुरुआत न करनी पड़े।
- 2
शुरू करने से पहले प्रश्न देखें
इस कार्यक्रम के आवेदन फ़ॉर्म में पूछे जाने वाले सभी प्रश्न डाउनलोड करें, ताकि पोर्टल खोलने से पहले आप अपने उत्तर ऑफ़लाइन तैयार कर सकें।
- 3
अपने दस्तावेज़ तैयार करें
चेकलिस्ट के हर दस्तावेज़ को एक ही फ़ोल्डर में तैयार रखें। दस्तावेज़ों की कमी आवेदन खारिज होने का सबसे बड़ा कारण है।
- 4
आधिकारिक पोर्टल पर जमा करें
आधिकारिक आवेदन लिंक का उपयोग करें और अंतिम रूप से जमा करने से पहले सभी विवरण सत्यापित करें।
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फ़ॉलो अप करें
जमा करने के 5–7 दिन बाद प्राप्ति की पुष्टि और समीक्षा समयरेखा के बारे में पूछने के लिए संपर्क करें।
अक्सर पूछे जाने वाले प्रश्न
Who is eligible for the Chief Minister's Self Employment Scheme?
Unemployed youth aged 22-35, with a minimum 10th pass qualification and a family annual income not exceeding ₹2,50,000, are eligible. Only one member per family is considered, except for BPL families. This scheme aims to support individuals trained in Constituency wise Livelihood schools across Sikkim to start new ventures.
What is the maximum loan amount available?
Individuals can receive loans up to ₹3,00,000 under this scheme, providing substantial seed capital for new businesses.
What are the interest terms for the loan?
The loans are entirely interest-free for the first two years, offering significant financial relief during the critical startup phase. After this period, a simple interest rate of 6% per annum will be levied on the remaining principal balance.
How can I apply for the scheme?
Interested applicants must visit the Sikkim Industrial Development & Investment Corporation (SIDICO) during their official office hours to personally obtain and submit the prescribed application form. This ensures direct interaction and support for applicants.
What types of ventures are supported?
The scheme broadly supports a range of self-employment ventures, including initiatives in business, service-oriented activities, and various industrial sectors, encouraging a diverse entrepreneurial landscape within Sikkim.
What happens if the loan recipient passes away?
In the unfortunate event of the loan recipient's death, the co-applicant becomes liable for the refund of the outstanding principal amount, which must be repaid within one year.
