District Central Cooperative Banks and through its Branches: For Working Women

To be eligible, the applicant must be a resident of Tamil Nadu and identify as a working woman. This includes self-employed individuals, micro-entrepreneurs, and salaried women seeking financial support for their professional and personal development.

Beneficiaries can access a loan of up to ₹20,000 under this scheme. The exact amount sanctioned will depend on the assessment by the District Central Cooperative Banks.

The loan is offered at a nominal interest rate of 12%. Applicants should note that this rate is subject to change as per bank policies and government directives.

The application process is offline. Interested applicants should collect the application form from their nearest District Central Cooperative Bank or its branches. After filling in all required details, attaching necessary documents, and affixing a photograph, the form must be submitted to the concerned authority at the bank.

While not explicitly detailed, applicants typically need to submit proof of residency (e.g., Aadhar card, utility bill), proof of identity, proof of being a working woman (e.g., employment certificate, business registration, or self-declaration for micro-entrepreneurs), and passport-sized photographs. All documents should be self-attested if required.

The loan is intended to provide financial support to working women for their professional and personal growth. This can include capital for small business ventures, investment in vocational training, educational pursuits, or other needs that enhance their economic stability and self-reliance.