ICICI Bank
ICICI Bank is a private sector bank offering business loans, including Stand-Up India, MUDRA and collateral-free CGTMSE-backed loans for small enterprises.
ICICI Bank at a glance
| Address | Maharashtra, India |
|---|---|
| Programmes | 3 standing programmes |
| Official website | www.icici.bank.in |
Programs ICICI Bank supports
Programs this organisation funds, run by others. · 1 open now · 0 past
Which ICICI Bank programme fits you
3 programmes compared by who they are for, the stage they accept, how long they run and what they cost.
| Programme | Best for | Stage | Duration | Format | Cost |
|---|---|---|---|---|---|
| Stand-Up India Loan | New enterprises owned by SC, ST or women entrepreneurs | — | — | — | — |
| MUDRA Loans (Pradhan Mantri MUDRA Yojana) | Non-corporate small businesses at any stage of growth | — | — | — | — |
| CGTMSE-backed collateral-free loans | Micro and small enterprises in manufacturing or services | — | — | — | — |
Programmes they run
Standing programmes at ICICI Bank, separate from the funding calls above.
A term loan, overdraft or cash credit for a new enterprise owned by SC, ST or women entrepreneurs.
Best for: New enterprises owned by SC, ST or women entrepreneurs
What you get, who can apply and how to applyHide details
Stand-Up India is a bank loan for setting up a new enterprise in manufacturing, services, agri-allied activities or trading. It is open to SC, ST and women entrepreneurs aged 18 or over.
What you get
- A term loan, overdraft or cash credit for a new (greenfield) venture.
Who can apply
- SC or ST entrepreneurs, or women entrepreneurs, aged 18 or over.
Collateral-free loans for non-corporate small businesses, offered in stages from Shishu to Tarun Plus.
Best for: Non-corporate small businesses at any stage of growth
What you get, who can apply and how to applyHide details
MUDRA loans are offered under the Pradhan Mantri MUDRA Yojana scheme to non-corporate small business segments. No collateral is required. The loans come in stages (Shishu, Kishor, Tarun and Tarun Plus), each for a different stage of growth.
What you get
- A loan with no collateral requirement.
- Financing across business stages.
Who can apply
- The scheme description covers non-corporate small business segments.
- A separate question on the same page lists individuals, sole proprietorship firms, partnership firms and private limited companies. These two statements differ, so confirm with the bank which one applies to you.
Documents
- The page lists KYC documents, income tax returns and bank statements, as an indicative list.
CGTMSE-backed collateral-free loans
Credit guaranteeWorking capital and term loans for micro and small enterprises, backed by a credit guarantee given to the bank.
Best for: Micro and small enterprises in manufacturing or services
What you get, who can apply and how to applyHide details
These loans are backed by the Credit Guarantee Fund Trust for Micro and Small Enterprises, which guarantees the bank. The founder applies to ICICI Bank for the loan, not to the trust. The page says collateral is not normally required, although this can vary with the case and the bank's policy norms.
What you get
- A working capital loan or a term loan, covered by the guarantee.
Who can apply
- Micro and small enterprises engaged in manufacturing or services.
- Sole proprietorships, partnership firms, LLPs and private or public limited companies, according to the page's FAQ.
How to apply
- The product page has an APPLY NOW option.
How to apply to ICICI Bank
Choose the route that fits your business
- Stand-Up India Loan: for new enterprises owned by SC, ST or women entrepreneurs who are 18 or older.
- MUDRA loans: for non-corporate small businesses.
- CGTMSE-backed loans: for micro and small enterprises in manufacturing or services.
Confirm eligibility first
- The bank's MUDRA pages give two different answers on whether private limited companies qualify. Ask the bank which applies to your entity before you apply.
Documents
- The MUDRA page lists KYC documents, income tax returns, bank statements and financial statements. The bank says this list is indicative only.
About ICICI Bank
ICICI Bank is a private sector bank in India. It was incorporated in 1994 as part of the ICICI group, and it has moved from project finance to a broader range of financial products.
Business loans for founders
The bank's business loan pages describe three routes that suit new and small businesses. Each one is a loan you repay, not a grant.
Stand-Up India Loan
This scheme is for new enterprises owned by Scheduled Caste, Scheduled Tribe or women entrepreneurs. The loan can take the form of a term loan, an overdraft or cash credit.
MUDRA loans
MUDRA loans are offered under the Pradhan Mantri MUDRA Yojana. The bank describes them as loans for non-corporate small businesses, with no collateral required. They come in stages named Shishu, Kishor, Tarun and Tarun Plus.
Collateral-free loans with a credit guarantee
Some loans are backed by the Credit Guarantee Fund Trust for Micro and Small Enterprises. The trust guarantees the bank, so the loan can be made without collateral. The bank's page says this covers working capital and term loans for micro and small enterprises in manufacturing and services.
Who runs it
ICICI Bank Ltd. is registered with the Deposit Insurance and Credit Guarantee Corporation.
Frequently asked questions about ICICI Bank
What is ICICI Bank?
ICICI Bank is a corporate based in Maharashtra.
What does ICICI Bank do?
ICICI Bank is a private sector bank in India. It was incorporated in 1994 as part of the ICICI group, and it has moved from project finance to a broader range of financial products. The bank's business loan pages describe three routes that suit new and small businesses. Each one is a loan you repay, not a grant.
Where is ICICI Bank located?
ICICI Bank is based in Maharashtra, India.
What programs does ICICI Bank run?
ICICI Bank runs Stand-Up India Loan, MUDRA Loans (Pradhan Mantri MUDRA Yojana) and CGTMSE-backed collateral-free loans.
How do I apply to ICICI Bank?
- Stand-Up India Loan: for new enterprises owned by SC, ST or women entrepreneurs who are 18 or older. - MUDRA loans: for non-corporate small businesses. - CGTMSE-backed loans: for micro and small enterprises in manufacturing or services. - The bank's MUDRA pages give two different answers on whether private limited companies qualify. Ask the bank which applies to your entity before you apply.
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