RAMP Programme

Choose the sub-scheme that fits your need

• Selling through ONDC: the MSME TEAM initiative, for micro and small enterprises.
• A term loan from a participating lender: MSE GIFT's interest subvention. The loan comes through a Member Lending Institution.
• Plant and machinery for circular-economy practices: MSE SPICE.
• Certification and handholding: MSME ZED.
• Disputes filed by micro and small enterprises: MSE-ODR, which is still being developed.

Check eligibility on the sub-scheme page

The umbrella page says all Udyam and UAP registered MSMEs can take part in RAMP benefits. Each sub-scheme sets its own conditions, and several of their pages are brief on them. Confirm eligibility on the sub-scheme page before you plan around it.

How applications work

The pages do not set out one application route for the whole programme, and several sub-scheme pages do not describe how to apply. For MSE GIFT, the loan itself is taken from a participating lender, and the scheme's credit guarantee covers that lender on eligible loans.

Check the status first

The pages give different end dates for the World Bank-supported project. Check the current status of a sub-scheme on its own page before you apply.

The Raising and Accelerating MSME Performance (RAMP) Programme is a Central Sector Scheme of the Ministry of Micro, Small and Medium Enterprises, Government of India. It was launched in 2022 with support from the World Bank, and the Ministry runs it from its office in New Delhi. It reaches micro, small and medium enterprises through a set of sub-schemes, most of them for funding, market access or certification.

How the scheme reaches businesses

RAMP works through sub-schemes, and each has its own page on the RAMP portal. The MSME TEAM initiative helps micro and small enterprises sell through the Open Network for Digital Commerce (ONDC), with onboarding and catalogue support. MSE GIFT has two routes that run through participating lenders: an interest subvention on term loans, and a credit guarantee that covers eligible loans to micro and small enterprises. MSE SPICE offers a capital subsidy on plant and machinery for enterprises adopting circular-economy practices. MSME ZED runs awareness workshops, training, assessment and certification, and handholding for MSMEs. MSE-ODR is a planned online platform for disputes that micro and small enterprises file, and its page says it is still being developed. The MSME Innovative Scheme is planned to bring the Ministry's incubation, design and IPR schemes into one framework. Its page does not say who it is for or how to join.

A separate strand funds state and Union Territory governments. They receive grants to prepare Strategic Investment Plans, which are roadmaps for MSME development that fit local priorities.

Who can apply

The RAMP page says all Udyam and UAP registered MSMEs are eligible to take part in RAMP benefits. Each sub-scheme sets its own conditions on top of that. The interest subvention is open to MSMEs registered under the Udyam Registration portal. The state Strategic Investment Plan grants go to state and Union Territory governments, not to businesses.

Scale reported so far

The RAMP portal shows counters that are self-reported. They show 36 participating States and Union Territories, 398 projects approved and 23.10 lakh beneficiaries. They also show 23 or more States with a Strategic Investment Plan. Madhya Pradesh is one of the participating states and submitted its Strategic Investment Plan on 31 July 2023.

The scheme's targets are kept apart from these counts. The Ministry sets a target of 555,000 MSMEs for the whole scheme. The sub-schemes set their own targets: about 5 lakh MSEs for the TEAM initiative, about 12,000 MSMEs for MSE GIFT, 3,400 MSEs for MSE SPICE and 50,000 MSEs for MSE-ODR. These are goals, not reported results.

Who runs it

The Ministry of Micro, Small and Medium Enterprises implements RAMP. Its About page describes a five-year scheme running from FY 2022 to FY 2027. The World Bank supports it under the Programme for Results instrument, which ties disbursements to outcomes. The pages describe six Disbursement Linked Indicators as the measures that trigger those disbursements. The sub-schemes did not all start together. Madhya Pradesh submitted its plan in July 2023, and the TEAM initiative was launched on 27 June 2024, two years after the scheme itself.

What is still unclear

The sources do not fully agree on some points, and this page does not settle them. The Ministry describes the scheme as running to FY 2027, while a World Bank project table on the Ministry site gives 30 September 2026 as a date for the project. The About page lists six Disbursement Linked Indicators, but a homepage counter reports 35 or more achieved. The launch day is also given differently across sources, so this page uses only the year, 2022.