Standard Chartered Bank
A foreign bank offering collateral-free business loans to Indian companies, sole proprietors and partnerships.
Standard Chartered Bank at a glance
| Address | Mumbai, Maharashtra, India |
|---|---|
| Programmes | 2 standing programmes |
| Fees | 0 of 2 programmes that state a policy are free |
| Equity | None taken — all 2 programmes that state a policy |
| Official website | www.sc.bank.in |
| sme.customercare@sc.com |
Programs Standard Chartered Bank supports
Programs this organisation funds, run by others. · 1 open now · 0 past
Programmes they run
Standing programmes at Standard Chartered Bank, separate from the funding calls above.
An unsecured term loan for established businesses, with no collateral required.
Best for: Established Indian businesses with a profitable track record.
- Paid, no equity
What you get, who can apply and how to applyHide details
The Business Installment Loan is an unsecured term loan from Standard Chartered Bank for registered businesses. Tenures run from one to five years, and the bank offers top-up facilities on an existing loan track record.
What you get
- A term loan with no collateral requirement
- Simplified documentation
- Top-up facility based on loan track record
Who can apply
- Partnership firms, including LLPs
- Sole proprietorships
- Private limited companies, including closely held companies
- The business must be profitable, have at least three years of operation and report a minimum annual turnover
How selection works: The bank checks credit and decides within 14 working days for smaller loans and 30 working days for larger ones, once all documents are in.
How to apply: Apply online, write to sme.customercare@sc.com, or visit a branch.
Guaranteed Installment Loan (CGTMSE-backed)
Credit guaranteeAn instalment loan backed by the CGTMSE guarantee for priority-sector micro and small enterprises.
Best for: Micro and small enterprises in the priority sector.
- Paid, no equity
What you get, who can apply and how to applyHide details
The Guaranteed Installment Loan is an instalment loan from Standard Chartered Bank that is guaranteed under the CGTMSE scheme. The borrower pays a guarantee fee each year. Tenures run up to five years.
Who can apply
- Manufacturing, trading and service micro and small enterprises in the priority sector
How to apply: As for the Business Installment Loan, through the bank's business team or a branch.
How to apply to Standard Chartered Bank
Choosing the right product
- The Business Installment Loan is for established businesses that meet the bank's turnover and operating-history conditions.
- The guaranteed instalment loan is for micro and small enterprises in the priority sector, backed by the CGTMSE guarantee.
How applications work
- Start online, write to the business customer care team, or visit a branch.
- The bank decides applications within 14 working days for smaller loans and within 30 working days for larger ones, counted from when all documents are submitted.
- Expect to provide bank statements, GST statements, financial statements and business registration documents.
How to contact the business team
Write to sme.customercare@sc.com or visit your nearest branch.
About Standard Chartered Bank
Standard Chartered Bank is a foreign bank with a branch network in India. The bank's own website says it has operated in India for over 165 years and has 100 branches across 43 cities.
What it offers startups and small businesses
The bank lends to businesses through its business banking team. Its Business Installment Loan is an unsecured term loan, so no collateral is required. The bank also offers a guaranteed instalment loan backed by the CGTMSE scheme for micro and small enterprises in the priority sector. Working capital overdrafts and loans against property are listed under business loans.
Who can apply
Partnership firms, sole proprietorships and private limited companies can apply for the Business Installment Loan, along with closely held and public limited companies and professional practices. The bank requires the business to be profitable, to have at least three years of operation and to report a minimum annual turnover.
Locations
The bank's branches are in major cities. Applications can also be started online or by writing to the business customer care team.
Get in touch
Send a message to Standard Chartered Bank — we'll forward it on your behalf.
Frequently asked questions about Standard Chartered Bank
What is Standard Chartered Bank?
Standard Chartered Bank is a corporate based in Mumbai, Maharashtra.
What does Standard Chartered Bank do?
Standard Chartered Bank is a foreign bank with a branch network in India. The bank's own website says it has operated in India for over 165 years and has 100 branches across 43 cities. The bank lends to businesses through its business banking team.
Where is Standard Chartered Bank located?
Standard Chartered Bank is based in Mumbai, Maharashtra, India.
What programs does Standard Chartered Bank run?
Standard Chartered Bank runs Business Installment Loan and Guaranteed Installment Loan (CGTMSE-backed).
Do Standard Chartered Bank programmes charge a fee?
Most do not. and undefined are free to join, while Business Installment Loan and Guaranteed Installment Loan (CGTMSE-backed) charge a fee.
Does Standard Chartered Bank take equity?
No. Standard Chartered Bank states that it takes no equity in Business Installment Loan and Guaranteed Installment Loan (CGTMSE-backed).
How do I apply to Standard Chartered Bank?
- The Business Installment Loan is for established businesses that meet the bank's turnover and operating-history conditions. - The guaranteed instalment loan is for micro and small enterprises in the priority sector, backed by the CGTMSE guarantee. - Start online, write to the business customer care team, or visit a branch.
Similar incubators
More organisations supporting startups in this region or sector. All startup incubators in Mumbai
Sorin Investments
Early-stage venture capital firm with offices in Mumbai and Bengaluru, backing founders in fintech, health tech, D2C, consumer tech, B2B tech and AI/SaaS.
Next Star Venture Capital
Venture capital and startup incubator focused on multiple sectors
Cactus Partners
A venture capital firm with offices in Mumbai, Gurugram, Bengaluru and GIFT City, backing early growth-stage Indian companies in advanced manufacturing, technology and consumer.
Incubein Foundation (RTMNU BIC), Nagpur
Nagpur University’s business incubation centre — a Section 8 non-profit taking applications from founders, students and unregistered teams across twelve sectors.
Blume Ventures
Mumbai-based early-stage venture firm backing Indian founders from pre-seed to pre-Series A across consumer, SaaS, fintech, deep tech and more; pitches by cold write-in or mutual friend.
Hindustan Unilever Limited (HUL)
Hindustan Unilever Limited (HUL) is a Mumbai-based FMCG company whose R&D team invites start-ups, suppliers, academics and inventors to submit technical solutions against posted open innovation challenges.
Recommended grants & schemes
Other open programmes matching Standard Chartered Bank's focus areas.