Startup Funding Programs in India

Collateral-free loans up to ₹20 lakh for micro and small non-farm businesses

Collateral-free business loan ₹10–₹20 lakh for micro-enterprises with strong repayment track record

Loan scheme by Karnataka Minorities Development Corporation to provide financial assistance to individuals from religious minority communities to start or expand businesses in Karnataka.

A loan scheme by GMFDC providing financial assistance at concessional interest rates to individuals from minority communities in Gujarat for self-employment and small businesses.

A scheme by Mission Youth, J&K, offering financial assistance as a startup loan up to ₹20 lakh with interest subsidy for youth to establish or expand business units.

Loans of up to ₹20 lakh at concessional interest rates for individuals from minority communities in Haryana to enhance their employability and promote economic independence.

A Sikkim state scheme offering bank loans with a 35-50% back-ended subsidy to unemployed youth for setting up diverse self-employment ventures across manufacturing, service, business, and agriculture sectors.

A term loan scheme by GNDTDC offering up to ₹20 lakh at 6% interest to individuals from Nomadic and Denotified Tribes in Gujarat for self-employment in diverse sectors.

The Small Business Scheme by Gujarat Gopalak Vikas Nigam provides individual loans at a 6% annual interest rate up to ₹2 lakh to Rabari and Bharwad communities for establishing various small businesses.

Dayananda Sagar University's national 36-hour hackathon for student developers, designers, and innovators, featuring a total prize pool of ₹20 Lakhs+.

Supports innovation and entrepreneurship at grassroot level with grants for startups.

An interest-free loan scheme by the Government of Uttarakhand to promote self-employment by providing funds for purchasing motorcycles/scooters to operate as taxi services.

A Meghalaya government scheme offering financial support including upfront subsidy, EMI support, and loans up to 70% of project cost to entrepreneurs establishing new business ventures across the state.

Grants from the Global Fund for Community Foundations to strengthen community-philanthropy organizations globally, focusing on their grantmaking, governance, and fund development.

Receive up to ₹16 lakh in non-repayable grant assistance from Startup Odisha for innovative product development and marketing activities in the state.

Supports technology-based startups with market validation ready to scale operations, up to ₹15 lakhs.

Seed funding up to ₹15 Lakh for DPIIT-recognized startups operating in Punjab.

A scheme by the Government of Kerala offering capital grants and working capital incentives up to ₹15 lakhs to revive defunct manufacturing MSMEs and cashew processing units across the state.

Seed funding (loan) for early-stage Kerala startups working on innovative tech products.

Soft loan for women entrepreneurs in Kerala with government/PSU project orders.

The NBCFDC General Loan Scheme offers financial assistance up to ₹15 lakh at concessional interest rates (6-8%) for entrepreneurs from Backward Classes to undertake various income-generating activities across India.

A term loan scheme for Safai Karamcharis and their dependents in Haryana, offering up to ₹15 lakh for viable income-generating activities with a 6% interest rate, margin money, and subsidy.