PM MUDRA Yojana — Micro Units Development & Refinance Agency
By Ministry of Finance, Govt of India
Quick Answer
Collateral-free loans up to ₹20 lakh for micro and small non-farm businesses
- Funding amount
- ₹1 – ₹20 Lakhs
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Open to startups registered in India
Grant providers
Application Process
- 1
Obtain Udyam Registration (recommended, not mandatory
Obtain Udyam Registration (recommended, not mandatory for all tiers).
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
Submit on the official portal
Use the official application link and verify all details before final submission.
- 3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
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