Self Employment Scheme - Goa
Goa State Scheduled Tribes Finance and Development Corporation द्वारा
अपनी पात्रता जांचें
साइन अप करें और हम आपको बताएंगे कि आपका स्टार्टअप इस ग्रांट के लिए योग्य है या नहीं।
त्वरित उत्तर
Scheduled Tribes individuals and groups in Goa can get self-employment loans of up to ₹10,00,000 for individuals and up to ₹15 lakh (₹15,00,000) for groups, with 10% margin money.
इस लोन के बारे में
Scheduled Tribes (ST) individuals in Goa can borrow up to ₹10,00,000 for self-employment. Associations, Societies, Partnerships, Self-Help Groups (SHGs) and Companies formed exclusively by ST members can borrow up to ₹15,00,000. The scheme is run by the Goa State Scheduled Tribes Finance and Development Corporation Limited.
You put in 10% margin money of the project cost. You must insure your life and the business against fire, theft and natural calamities. The policy is endorsed in the Corporation's name, and any compensation is adjusted against the outstanding loan.
Family income must not exceed ₹1,00,000 per annum and the applicant must be no older than 55. You need two guarantors with sound finances, one of them a Government Servant.
पात्रता
देखें कि आप पात्र हैं या नहीं
पूरी पात्रता शर्तें — संस्था प्रकार, स्टेज, क्षेत्र, फाउंडर प्रोफ़ाइल और पंजीकरण आवश्यकताएं — साथ ही इस प्रोग्राम के लिए आपकी फ़िट। देखने के लिए साइन अप करें।
अनुदान प्रदाता
लाभ और फंडिंग
- राशि
- ₹1.5 करोड़ तक
- फंड प्रकार
- ऋण
- इक्विटी
- इक्विटी-मुक्त
- चुकौती
- चुकाने योग्य
आपको क्या मिलेगा
The scheme offers significant financial support in the form of a loan, designed to kickstart or expand self-employment ventures for the Scheduled Tribes community in Goa. Individuals can secure a loan up to ₹10,00,000, while Associations, Societies, Partnerships, Self-Help Groups (SHGs), and Companies formed exclusively by ST members are eligible for financial assistance up to ₹15,00,000. This loan facility aims to cover various project costs, from initial setup to operational expenses. A key aspect of the scheme is the requirement for beneficiaries to contribute a 10% margin money towards the total project cost, ensuring a level of commitment and ownership. In addition to the direct financial aid, the scheme mandates comprehensive insurance coverage for both the beneficiary's life and the business activity against perils like fire, theft, and natural calamities. This insurance policy, endorsed in the Corporation's name, acts as a safeguard, with any compensation received being adjusted against the outstanding loan, providing a layer of security for both the borrower and the Corporation.
- वितरण
- Lump Sum
- बूटस्ट्रैप अनुकूल
- हाँ
समयसीमा और प्रक्रिया
आवेदन
रोलिंग आधार पर
चयन प्रक्रिया
The selection process for the Self-Employment Scheme involves a thorough evaluation of the submitted applications to ensure alignment with the scheme's objectives and the applicant's eligibility. Upon submission of the application form and all mandatory documents, the Department of Tribal Welfare, Government of Goa, conducts an initial screening to verify completeness and adherence to basic criteria. Eligible applications are then subjected to a detailed review by the Corporation's internal committee. This review typically assesses the viability of the proposed self-employment activity, the financial soundness of the project, and the applicant's capacity to manage the venture. The eligibility of the two guarantors, including the mandatory government servant guarantor, is also rigorously checked for their financial standing. In deserving cases, the Board of Directors (BOD) holds the authority to relax certain eligibility criteria, indicating a flexible approach to support genuine entrepreneurs from the Scheduled Tribes community. Shortlisted applicants may undergo further interactions or site visits to validate their proposals before final approval.
आवेदन प्रक्रिया
- 1
Visit Department
Visit the Department of Tribal Welfare, Government of Goa, to initiate the application.
आप - 2
- 3
- 4
आवेदन कैसे करें
ड्राफ़्ट से वितरण तक चार चरण — हर चरण में एक कार्रवाई।
- 1
अपना आवेदन ड्राफ़्ट करें
ग्रांट ट्रैकर के अंदर फ़ॉर्म भरें — AI आपके पिछले उत्तरों का उपयोग करके हर उत्तर का ड्राफ़्ट बनाता है, ताकि आपको खाली पन्ने से शुरुआत न करनी पड़े।
- 2
शुरू करने से पहले प्रश्न देखें
इस कार्यक्रम के आवेदन फ़ॉर्म में पूछे जाने वाले सभी प्रश्न डाउनलोड करें, ताकि पोर्टल खोलने से पहले आप अपने उत्तर ऑफ़लाइन तैयार कर सकें।
- 3
अपने दस्तावेज़ तैयार करें
चेकलिस्ट के हर दस्तावेज़ को एक ही फ़ोल्डर में तैयार रखें। दस्तावेज़ों की कमी आवेदन खारिज होने का सबसे बड़ा कारण है।
- 4
आधिकारिक पोर्टल पर जमा करें
आधिकारिक आवेदन लिंक का उपयोग करें और अंतिम रूप से जमा करने से पहले सभी विवरण सत्यापित करें।
- 5
फ़ॉलो अप करें
जमा करने के 5–7 दिन बाद प्राप्ति की पुष्टि और समीक्षा समयरेखा के बारे में पूछने के लिए संपर्क करें।
अक्सर पूछे जाने वाले प्रश्न
Who is eligible to apply for the Self-Employment Scheme?
The scheme is open to individuals, associations, societies, partnerships, self-help groups (SHGs), and companies exclusively formed by members of the Scheduled Tribes (ST) Community in Goa, provided their family income does not exceed ₹1,00,000 per annum and the applicant's age is not more than 55 years.
What is the maximum financial support available under this scheme?
Individuals can receive a loan of up to ₹10,00,000, while associations, societies, partnerships, SHGs, and companies are eligible for financial assistance up to ₹15,00,000.
Is there any co-financing requirement?
Yes, beneficiaries are required to contribute 10% of the project cost as margin money. This condition may be relaxed for individuals in deserving cases, but it remains mandatory for associations and other collective entities.
What kind of activities can be funded?
The scheme provides financial support for any self-employment activities that are approved by the Goa State Scheduled Tribes Finance and Development Corporation Limited.
What are the guarantor requirements for this loan?
Applicants must provide two guarantors with sound financial status, and one of these guarantors must necessarily be a Government Servant.
How can I apply for this scheme?
Applications are processed offline. Interested applicants should visit the Department of Tribal Welfare in Panaji, Goa, to obtain the application form, fill it out with all necessary details and documents, and submit it to the concerned authority.
स्रोत
इस पेज की जानकारी आधिकारिक प्रोग्राम और प्रदाता स्रोतों से ली गई है।
