Bank Loan Processing Fee Reimbursement Scheme
National SC-ST Hub द्वारा
अपनी पात्रता जांचें
साइन अप करें और हम आपको बताएंगे कि आपका स्टार्टअप इस ग्रांट के लिए योग्य है या नहीं।
त्वरित उत्तर
Reimburses up to 80% of bank loan processing fees, capped at ₹1,00,000, for SC/ST-owned Micro and Small Enterprises under the Ministry of MSME's National SC-ST Hub.
- फंडिंग राशि
- ₹1 लाख तक
- फंडिंग प्रकार
- सब्सिडी
- प्रदाता
- National SC-ST Hub
- आवेदन की अंतिम तिथि
- निरंतर
- स्थान
- भारत में पंजीकृत स्टार्टअप्स के लिए खुला
- ज़रूरी पंजीकरण
- Udyam registration
इस सब्सिडी के बारे में
If you own an SC/ST Micro or Small Enterprise, this scheme under the Ministry of Micro, Small, and Medium Enterprises (MSME)'s National SC-ST Hub programme pays back up to 80% of the processing fee on your bank loan, capped at ₹1,00,000. It covers both fund-based and non-fund-based loans.
The loan can come from any financial institution, which cuts the upfront cost of getting business credit.
You can claim more than once in a financial year, within the overall ceiling of ₹1,00,000. Benefits come only after the loan is disbursed. If you run a partnership, Private Limited or LLP, the SC/ST entrepreneur must hold more than 51% of the shares.
पात्रता
देखें कि आप पात्र हैं या नहीं
पूरी पात्रता शर्तें — संस्था प्रकार, स्टेज, क्षेत्र, फाउंडर प्रोफ़ाइल और पंजीकरण आवश्यकताएं — साथ ही इस प्रोग्राम के लिए आपकी फ़िट। देखने के लिए साइन अप करें।
सब्सिडी प्रदाता
The National SC-ST Hub (NSSH) is a Government of India scheme under the Ministry of Micro, Small and Medium Enterprises, implemented through the National Small Industries Corporation (NSIC), a public-sector undertaking under that ministry. It was launched by the Prime Minister…
Learn moreलाभ और फंडिंग
- राशि
- ₹1 लाख तक
आपको क्या मिलेगा
Processing Fee Reimbursement: The scheme offers reimbursement of up to 80% of the bank loan processing fee or ₹1,00,000 (excluding GST and other taxes), whichever amount is lower. This benefit can be availed multiple times within a financial year, subject to the overall ceiling of ₹1,00,000. This financial support significantly reduces the initial cost of accessing institutional credit, making it easier for SC/ST MSEs to secure necessary business funding. The scheme's continuous availability throughout the financial year ensures sustained support for entrepreneurs as they scale or take new loans.
- वितरण
- Reimbursement
- बूटस्ट्रैप अनुकूल
- हाँ
समयसीमा और प्रक्रिया
आवेदन
रोलिंग आधार पर
चयन प्रक्रिया
The scheme operates on a reimbursement model, meaning benefits are disbursed after an eligible business loan has been availed and the processing fee paid. There isn't a competitive selection process in the traditional sense; rather, eligible SC/ST MSEs apply for reimbursement once they meet the criteria, particularly after their business loan has been disbursed by a recognized financial institution. Applications are reviewed for compliance with eligibility criteria and completeness of documentation, ensuring that the claimant and the loan details align with the scheme's provisions before reimbursement is processed.
आवेदन प्रक्रिया
- 1
Visit Portal
Visit the official National SC-ST Hub portal or a CSC-VLE.
आप - 2
- 3
- 4
- 5
आवेदन कैसे करें
ड्राफ़्ट से वितरण तक चार चरण — हर चरण में एक कार्रवाई।
- 1
शुरू करने से पहले प्रश्न देखें
इस कार्यक्रम के आवेदन फ़ॉर्म में पूछे जाने वाले सभी प्रश्न डाउनलोड करें, ताकि पोर्टल खोलने से पहले आप अपने उत्तर ऑफ़लाइन तैयार कर सकें।
- 2
अपने दस्तावेज़ तैयार करें
चेकलिस्ट के हर दस्तावेज़ को एक ही फ़ोल्डर में तैयार रखें। दस्तावेज़ों की कमी आवेदन खारिज होने का सबसे बड़ा कारण है।
- 3
आधिकारिक पोर्टल पर जमा करें
आधिकारिक आवेदन लिंक का उपयोग करें और अंतिम रूप से जमा करने से पहले सभी विवरण सत्यापित करें।
- 4
फ़ॉलो अप करें
जमा करने के 5–7 दिन बाद प्राप्ति की पुष्टि और समीक्षा समयरेखा के बारे में पूछने के लिए संपर्क करें।
अक्सर पूछे जाने वाले प्रश्न
What is the "Bank Loan Processing Fee Reimbursement Scheme"?
It comes under the purview of the Ministry of Micro, Small and Medium Enterprises (MSME), Government of India, and reimburses bank loan processing fees for SC/ST-owned MSEs.
What are the scheme benefits?
Reimbursement of Bank Loan Processing Fee limited to 80% of the fee or ₹1,00,000 (excluding GST and other applicable taxes), whichever is less. Benefits can be availed only after disbursement of business loans in a financial year.
Who can get the scheme benefits?
1. Applicant should belong to the Scheduled Caste / Scheduled Tribe category. 2. He/she should represent/own any MSEs unit. 3. MSEs availing loans from any Scheduled Commercial Banks, NBFCs, and State Finance Corporations will be considered.
Is there a limitation on availing the benefits of this scheme?
No cap on number of times, but total financial assistance in a financial year is restricted to the ceiling of ₹1,00,000 (excluding GST and other applicable taxes).
What kind of loans are eligible for benefits under the scheme?
SC/ST MSEs who avail loans from any Scheduled Commercial Banks, NBFCs and State Finance Corporations, where a loan processing fee is charged.
How should I apply to avail benefit under the scheme?
Apply online on the National SC-ST Hub website www.scsthub.in or visit the nearest CSC-VLE.
Whether I can club this scheme benefit with another scheme?
No. Clubbing with any other scheme reimbursing bank loan processing fees (government or private) is not permitted.
स्रोत
इस पेज की जानकारी आधिकारिक प्रोग्राम और प्रदाता स्रोतों से ली गई है।
