Debt Programs for Indian Startups

Credit guarantee cover up to Rs 20 crore that lets banks, NBFCs and AIFs lend to DPIIT-recognised startups without collateral. You receive a loan and repay it. CGSS is not a grant.

A scheme by the Government of Madhya Pradesh providing loans up to ₹2 crore, margin money assistance, and interest subsidies to citizens for establishing new industries.

This scheme by PIPDIC offers financial assistance to entrepreneurs for setting up hotel and restaurant projects in urban areas of Puducherry, with a project cost limit of ₹12 crore.

NSIC's Raw Material Assistance Scheme provides repayable credit support to Micro, Small and Medium Enterprises (MSMEs) for procuring indigenous and imported raw materials, helping them overcome working-capital constraints.

A term loan scheme by PIPDIC, Puducherry, offering financial assistance up to "₹10 crore" for new and existing Micro, Small, or Medium enterprises for fixed asset acquisition and business expansion.

The PIPDIC Scheme for Hospitals/Nursing Homes offers financial assistance to entrepreneurs in Puducherry for establishing small healthcare facilities with 10-50 beds, for projects up to ₹5 crore.

A scheme by the Government of Tamil Nadu to assist educated first-generation youth entrepreneurs with training, capital subsidy up to ₹75 lakhs, and 3% interest subvention for setting up new manufacturing or service enterprises.

A Meghalaya government scheme offering financial support and facilitated credit for establishing new cinema theatres or upgrading existing ones, aiming to empower youth and promote culture.

A Haryana government scheme providing loans up to ₹25 lakhs to persons with disabilities for purchasing vehicles for commercial hiring or special category vehicles.

Collateral-free credit guarantee up to ₹2 crore for micro & small enterprises

Rise Together is a Jammu & Kashmir initiative by Mission Youth providing financial assistance and strategic support to youth groups to establish community-oriented enterprises, promoting local economic development.

A loan scheme by the Goa State Scheduled Tribes Finance and Development Corporation for individuals and groups from the Scheduled Tribes Community to undertake self-employment activities, offering up to ₹15 lakh.

A Tamil Nadu government scheme providing loans up to ₹15 lakhs for manufacturing and ₹5 lakhs for service/business enterprises, along with up to ₹2.50 lakhs subsidy, to educated unemployed youth for self-employment.

This scheme by PIPDIC, Puducherry, offers loans up to ₹1.5 crore with an interest concession to existing 'A' Category MSMEs for acquiring fixed assets, expansion, modernization, or machinery replacement.

A Tamil Nadu government scheme offering subsidized bank loans up to ₹14.25 lakhs and a maximum subsidy of ₹2.5 lakhs for migrant returnees to establish micro-enterprises.

A central government scheme providing concessional credit, margin money assistance, and interest subvention to individual handloom weavers and organizations across India.

A Goa government scheme offering up to ₹1 crore in repayable capital contribution for local entrepreneurs and existing industrial units focusing on locally developed technology.

This Bihar government scheme provides up to "₹10 lakh in financial assistance, combining a non-repayable grant and an interest-free loan, to male entrepreneurs from Extremely Backward Classes for setting up new businesses.

A self-employment scheme by UREDA offering loans and support to Uttarakhand residents for establishing and operating solar power projects, generating clean energy and sustainable income.

Soft loan for tiny, micro, and small units establishing new enterprises in thrust areas in Nagaland, offering up to ₹1 crore at 6% interest.

This scheme provides self-employment loans up to ₹50 lakhs for persons with disabilities in Haryana, covering various income-generating activities in agriculture, small business, transport, and service sectors.

Provides soft loans at 6% interest for tiny, micro, and small units/enterprises in Nagaland towards technology upgradation and expansion.