Rise Together
By Mission Youth, Government of Jammu and Kashmir
Check your eligibility
Sign up and we'll tell you whether your startup qualifies for this grant.
Quick Answer
Mission Youth, J&K funds youth groups in Jammu & Kashmir to set up community-oriented enterprises: up to ₹20 lakh, with a subsidy, a bank loan and handholding.
- Funding amount
- Up to ₹2Cr
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Jammu and Kashmir
About this loan
Rise Together, run by Mission Youth, J&K, backs youth groups in Jammu & Kashmir that want to set up community-oriented enterprises. It offers financial assistance of up to ₹20 lakh, along with strategic support from production to marketing.
The subsidy from Mission Youth is at least ₹2.5 lakh or 10% of the project cost. A bank loan covers 70% of the project cost, up to ₹17.50 lakh. A special repayment subsidy can add up to ₹5 lakh per case. Pre-sanction training and counselling are included.
Eligible activities include mechanized dairy units, automated sheep farms, departmental stores, manufacturing units using indigenous raw materials, wayside amenities in tourist circuits, sound and light recreational facilities, smart teaching-learning facilities, and supply and distribution networks for retail products. Other activities that promote self-reliance are also welcome.
Eligibility
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
Mission Youth is an initiative of the Government of Jammu & Kashmir (Union Territory) that offers schemes for young people in the territory. Most of its schemes are bank loans with a government subsidy, and it also gives assistance to youth innovators and to youth in distress.…
Learn moreBenefits & Funding
- Amount
- Up to ₹2Cr
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The Rise Together program offers comprehensive financial and strategic support to eligible youth groups in Jammu & Kashmir. Beneficiaries can avail financial assistance up to ₹20 lakh for their community-oriented enterprise projects. This assistance is structured to include an upfront subsidy component provided by Mission Youth, which is a minimum of ₹2.5 lakh or 10% of the project cost. Additionally, a loan component is provided by a bank, covering 70% of the project cost, up to ₹17.50 lakh. A crucial benefit is the special repayment subsidy, which can aggregate up to ₹5 lakh per case, easing the repayment burden. Beyond the financial aid, the program provides essential handholding and end-to-end strategic support, encompassing all stages from production to marketing, ensuring the successful establishment and sustainable operation of economic units. This support includes pre-sanction training to facilitate effective project execution and necessary counselling for selected youth groups, integrating their entrepreneurial journey with broader socio-economic development goals. The initiative aims to foster job creation, income generation, and a spirit of social service among young entrepreneurs.
- Disbursement
- Tranched
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications are invited online during the 4th quarter of each year and subsequently undergo an assessment process, which is completed by the end of each financial year. Shortlisted proposals are then notified in April. Selected youth groups are provided with necessary counselling before proceeding. Following counselling, these groups are required to submit a Detailed Project Report (DPR) outlining their proposed activities. The submitted DPRs are rigorously evaluated by a Technical Committee, specially constituted by the Chief Executive Officer of Mission Youth. Only those DPRs that meet the committee's standards are considered for financial assistance under the program. Successful groups then receive pre-sanction training to ensure effective project execution.
Application Process
- 1
Apply Online
Submit your proposal online via the Mission Youth portal using Aadhaar login during the 4th quarter of the year.
You - 2
- 3
- 4
- 5
- 6
- 7
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the primary objective of the Rise Together program?
The program aims to develop community-oriented entrepreneurship in J&K by providing strategic and financial assistance to dynamic and motivated youth, promoting job creation, income generation, and social service through model enterprises.
Who is eligible to apply for this program?
Youth groups with a minimum of three members, all domiciles of J&K, registered with Mission Youth, aged 18-35 years with at least a 12th-standard qualification are eligible. Members should not have availed benefits under similar schemes and must be unemployed. Preference is given to Self-Help Groups, Registered Societies, or Registered Trusts.
What kind of financial assistance is provided?
Financial assistance up to ₹20 lakh per project is provided, comprising an upfront subsidy (minimum ₹2.5 lakh or 10% of project cost) and a bank loan (up to ₹17.50 lakh or 70% of project cost). An additional special repayment subsidy up to ₹5 lakh per case is also available.
What is the applicant's required contribution to the project cost?
The beneficiary youth group must self-finance or self-arrange a margin money of not less than 20% of the total project cost.
What is the application process?
Applications are invited online during the 4th quarter of each year via the Mission Youth portal. Shortlisted proposals are notified in April. Selected groups undergo counselling, submit a Detailed Project Report (DPR), and receive pre-sanction training.
What types of enterprises are supported?
The program supports a wide range of community-oriented enterprises, including mechanized dairy units, automated sheep farms, departmental stores, indigenous raw material manufacturing, tourist facilitation centers, smart teaching facilities, and retail supply networks, among other self-reliance and social development initiatives.
