Purchase of Vehicle for Commercial Hiring Purpose for Persons with Disabilities
By Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam
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Quick Answer
Haryana gives persons with disabilities loans up to ₹25 lakhs to buy vehicles for commercial hiring, including heavy vehicles such as JCBs and trucks.
About this loan
Persons with disabilities in Haryana can get a loan of up to ₹10,00,000 to buy a vehicle for commercial hiring, such as a car. For a JCB, truck or road roller, the loan goes up to ₹25,00,000.
The scheme is run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. The aim is to help you earn through self-employment.
You must be a permanent resident of Haryana with a disability of at least 40%. You must be above 18, or 14 if you have mental retardation. You also need a valid licence as per National Corporation policy.
Eligibility
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Grant providers
Benefits & Funding
- Amount
- ₹10L – ₹2.5Cr
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
Under this scheme, eligible differently-abled persons can avail loans up to ₹10,00,000 for purchasing vehicles intended for general commercial hiring purposes. For the acquisition of specialized heavy-duty vehicles such as JCBs, trucks, or road rollers, the loan amount can extend up to ₹25,00,000. This financial support is crucial for enabling beneficiaries to establish or expand their commercial ventures, fostering self-employment and income generation.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications submitted through the Antyodaya-SARAL Portal are received and processed by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. A dedicated committee within the Nigam reviews each application to verify the applicant's eligibility based on the specified criteria, including residency, disability percentage, age, and licensing requirements. The committee assesses the completeness and accuracy of the submitted documents. Loan approval is granted to eligible applicants who meet all policy guidelines and whose proposals for commercial vehicle purchase are deemed suitable for the scheme's objectives.
Application Process
- 1
Register on Antyodaya-SARAL
Create an account on the official Antyodaya-SARAL Portal if you are a new user.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the primary objective of this scheme?
The primary objective of this scheme is to empower persons with disabilities by providing them with financial assistance in the form of loans to purchase vehicles for commercial hiring purposes, thereby promoting economic independence and self-employment.
Who is eligible to apply for this loan scheme?
Any permanent resident of Haryana who has a disability of 40% or more is eligible. Applicants must be above 18 years of age, though this is relaxed to 14 years for persons with mental retardation. Possession of a valid license as per National Corporation policy is also required.
What are the maximum loan amounts available?
Applicants can receive loans up to ₹10,00,000 for vehicles intended for general commercial hiring. For the purchase of special category vehicles like JCBs, trucks, or road rollers, the loan amount can go up to ₹25,00,000.
How can I apply for the Purchase of Vehicle for Commercial Hiring Purpose for Persons with Disabilities scheme?
Applications are submitted online through the Antyodaya-SARAL Portal. New users must first register on the portal, verify their mobile and email, and then log in to apply for the specific service, filling out the application form and uploading all necessary documents.
Can I track my application status online?
Yes, applicants can track the status of their submitted applications through the Official Antyodaya-SARAL Portal by providing their Department Name, Scheme Name, and Application Reference ID.
