Debt Programs for Indian Startups

Financial assistance from PIPDIC for individuals and companies to establish or renovate sales outlets for Village & Small Industries (VSI) products in Puducherry, with a project cost limit of ₹25 lakh.

Financial assistance of up to ₹25 lakh as a composite term loan and/or working capital loan for new or existing micro enterprises in Puducherry.

An interest-free loan scheme by the Government of Uttarakhand to promote self-employment by providing funds for purchasing motorcycles/scooters to operate as taxi services.

A Meghalaya government scheme offering financial support including upfront subsidy, EMI support, and loans up to 70% of project cost to entrepreneurs establishing new business ventures across the state.

Seed funding (loan) for early-stage Kerala startups working on innovative tech products.

Soft loan for women entrepreneurs in Kerala with government/PSU project orders.

The NBCFDC General Loan Scheme offers financial assistance up to ₹15 lakh at concessional interest rates (6-8%) for entrepreneurs from Backward Classes to undertake various income-generating activities across India.

A term loan scheme for Safai Karamcharis and their dependents in Haryana, offering up to ₹15 lakh for viable income-generating activities with a 6% interest rate, margin money, and subsidy.

The Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam offers term loans up to ₹15 lakh at 6-8% interest to Backward Class individuals in Haryana to enhance their employability.

A loan scheme by PIPDIC, Puducherry, providing financial assistance up to ₹15 lakh (75% of ₹20 lakh project cost) for fixed assets and working capital to new or existing micro-enterprises led by women entrepreneurs.

The Gujarat Safai Kamdar Vikas Nigam (GSKVN) offers term loans ranging from ₹1 lakh to ₹15 lakh at 6% interest to safai kamdars and their dependents in Gujarat for self-employment.

This Gujarat government scheme provides financial assistance, including a loan up to ₹10 lakhs and a ₹15,000 subsidy, for Scheduled Caste individuals to purchase business premises or shops in urban areas.

Interest-free seed loan for Bihar-registered validation-stage startups, with bonus for women/SC/ST/differently-abled.

Collateral-free business loan ₹5–₹10 lakh for established micro-enterprises scaling up

A loan scheme by District Central Cooperative Banks, supported by the Tamil Nadu government, providing up to ₹10 lakh at 13% interest for small road transport operators.

Concessional term loan scheme offering up to ₹10 lakh to artisans and craftspersons from notified minority communities to meet working capital and fixed capital requirements.

A Madhya Pradesh government scheme offering loans and significant capital cost subsidies to the children of farmers (aged 18-45) to establish new businesses.

A Bihar government scheme providing up to ₹10 lakh in financial assistance (50% grant, 50% interest-free loan) to Scheduled Caste and Scheduled Tribe individuals for establishing business ventures.

A Madhya Pradesh government scheme offering loans, margin money, and interest subsidy up to ₹10 lakh to citizens for establishing self-employment ventures.

Financial assistance of up to ₹10 lakh (50% grant, 50% interest-free loan) and skill development training for eligible female and transgender entrepreneurs in Bihar.

Financial assistance up to ₹10 lakh, comprising a non-repayable grant and an interest-free loan, for general and backward-class male residents of Bihar to establish business ventures.

This scheme from Tamil Nadu provides loans up to ₹10 lakh at 13% interest to doctors, engineers, and self-employed individuals for professional activities.