Mukhyamantri Mahila Udyami Yojana
By Department of Industries, Government of Bihar
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Quick Answer
Financial assistance of up to ₹10 lakh (50% grant, 50% interest-free loan) and skill development training for eligible female and transgender entrepreneurs in Bihar.
About this loan
The Mukhyamantri Mahila Udyami Yojana, an integral component of the broader Mukhyamantri Udyami Yojana, is a flagship initiative by the Department of Industries, Bihar. Launched with the primary objective of fostering entrepreneurship and self-employment, this scheme aims to uplift individuals from various social categories across the state, with a specific focus on women and the transgender community.
This particular component is dedicated to empowering female and transgender applicants by providing substantial financial assistance to help them establish and successfully operate their own business ventures. The program recognizes the critical role of entrepreneurship in driving economic growth and social empowerment, especially for historically underserved groups. By supporting new enterprise creation, the scheme contributes significantly to job creation, local economic development, and increased financial independence among its beneficiaries.
The scheme's comprehensive approach goes beyond mere funding, incorporating essential skill development to equip entrepreneurs with the knowledge and capabilities required to navigate the business landscape. This holistic support system is designed to enhance the sustainability and long-term success of the new ventures, making a tangible impact on the entrepreneurial ecosystem of Bihar.
Eligibility
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Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
The Department of Industries, Government of Bihar is the state department that owns the Bihar Start-up Policy 2022 and the Mukhyamantri Udyami Yojanas. It sits in Vikas Bhawan, part of the New Secretariat in Patna. Start-ups apply for the policy's schemes through the Startup…
Learn moreBenefits & Funding
- Amount
- Up to ₹10L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The scheme offers substantial financial support up to ₹10,00,000 for establishing new businesses. This assistance is structured uniquely: 50% of the total financial assistance, capped at ₹5,00,000, is provided as a non-repayable grant, effectively reducing the financial burden on the entrepreneur. The remaining 50%, also capped at ₹5,00,000, is offered as an interest-free loan, promoting financial discipline without the added cost of borrowing (a nominal 1% interest may apply under specific sub-schemes, but the primary offering is interest-free). Beyond direct financial aid, beneficiaries receive mandatory training sessions designed to enhance their entrepreneurial skills. These training modules cover crucial aspects of business management, marketing, financial literacy, and operational efficiency, ensuring that entrepreneurs are well-equipped to successfully launch and sustain their ventures.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications received under the Mukhyamantri Mahila Udyami Yojana are typically subjected to a thorough screening process. A selection committee, comprising representatives from the Department of Industries, Bihar, and other relevant experts, reviews each application for eligibility and adherence to scheme guidelines. Shortlisted applicants may undergo further evaluation, which could include an interview or a presentation round to assess the viability and potential impact of their proposed business ventures. The final selection is based on a comprehensive assessment of the applicant's profile, business plan, and the overall alignment with the scheme's objectives.
Application Process
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Register Online
Visit the official website, select the MMUY scheme, and register using your Aadhaar number to create a login.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
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Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
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Submit on the official portal
Use the official application link and verify all details before final submission.
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Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the primary objective of the Mukhyamantri Mahila Udyami Yojana?
The main objective of the scheme is to promote entrepreneurship and self-employment among women and transgender individuals in Bihar by providing financial assistance and skill development training for establishing and operating business ventures, thereby fostering economic growth and empowerment.
What kind of financial assistance is provided under this scheme?
The scheme offers up to ₹10,00,000 in financial assistance. This is split into two parts: up to ₹5,00,000 is a non-repayable grant, and the remaining up to ₹5,00,000 is an interest-free loan. In some specific sub-schemes, a nominal 1% interest may be applicable on the loan portion.
Who is eligible to apply for this scheme?
Applicants must be permanent residents of Bihar, aged between 18 and 50 years, and have passed at least 10+2, Intermediate, ITI, Polytechnic Diploma, or equivalent. The scheme is open to female applicants and members of the transgender community. The proposed business must be a proprietorship or partnership firm.
Are there any specific business types or sectors that are not allowed?
The scheme supports the establishment and operation of various business ventures, with no explicit restrictions on specific sectors. However, the business unit must be legally structured as a proprietorship or a partnership firm, excluding other entity types like private limited companies or NGOs.
What kind of support is offered beyond financial aid?
In addition to financial assistance, the scheme provides mandatory skill development training sessions. These trainings are designed to enhance the entrepreneurial capabilities of the beneficiaries, equipping them with essential business knowledge and practical skills for successful venture management.
How can I apply for the Mukhyamantri Mahila Udyami Yojana?
The application process is entirely online. You need to first register on the official Udyami Bihar portal by providing your Aadhaar number and creating a password. After successful registration, log in to fill out the detailed application form, upload all required documents, and submit your application online.
Sources
Data on this page is compiled from official program and provider references.
