Motorcycle Taxi Yojana
By Cooperative Department, Government of Uttarakhand
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Quick Answer
Uttarakhand residents aged 18 to 55 can get an interest-free loan of up to ₹1.75 lakh per vehicle to buy a motorcycle or scooter for taxi use.
- Funding amount
- Up to ₹17.5L
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Uttarakhand
About this loan
The Cooperative Department, Government of Uttarakhand, gives interest-free loans to buy motorcycles or scooters to run as motorcycle taxis for tourists and travellers. The loan covers 75% of the cost or ₹1.75 lakh per vehicle, whichever is lower. You can finance up to 10 vehicles, so up to ₹17.5 lakh in total.
The loan runs for 2 years, with a maximum tenure of 3 years. Repayment starts after a one-month moratorium.
You must be a permanent resident of Uttarakhand aged 18 to 55, with a valid driving license from the Transport Department. You cannot be a defaulter of any financial or cooperative institution, and you need a CIBIL score of 700 or above.
Eligibility
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Grant providers
Benefits & Funding
- Amount
- Up to ₹17.5L
- Fund type
- Debt
- Repayment
- Repayable
What You Get
The program provides an interest-free loan for a period of 2 years to purchase scooters or motorcycles for transporting tourists/travelers. The loan covers 75% of the total cost or ₹1.75 lakh per scooter/motorcycle, whichever is lower. Applicants can acquire a maximum of 10 vehicles under the scheme, meaning a total potential loan of ₹17.5 lakh. This funding directly supports individuals in establishing and expanding their motorcycle taxi businesses, thereby creating livelihood opportunities and enhancing tourism connectivity in Uttarakhand. The loan has a maximum tenure of 3 years, with repayment starting after a one-month moratorium.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications undergo initial scrutiny by the cooperative bank for completeness and adherence to basic criteria. Subsequently, the applications are forwarded to the District Level Committee, constituted under the chairmanship of the District Magistrate/Chief Development Officer. This committee is responsible for the final review and selection of eligible applicants based on the scheme's objectives and available resources.
Application Process
- 1
Obtain Application Form
Applicant obtains the official application form from a cooperative bank in their area.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the purpose of the Motorcycle Taxi Yojana?
The scheme aims to promote self-employment among Uttarakhand residents by providing interest-free loans to purchase motorcycles or scooters for operating as taxi services, enhancing tourism connectivity and generating livelihood opportunities. It supports individuals in establishing their own transport micro-enterprises.
What is the maximum loan amount I can receive?
The loan will cover 75% of the total cost or ₹1.75 lakh per scooter/motorcycle, whichever is lower. An applicant can purchase a maximum of 10 vehicles under the scheme, making the highest possible funding for an individual ₹17.5 lakh.
Is the loan interest-free?
Yes, the loan is interest-free for a period of 2 years from the date of disbursement. After this period, standard interest rates may apply, although the text specifies recovery in 35 equal monthly installments, which aligns with the overall 3-year loan term.
What is the repayment period for the loan?
The maximum period of the loan will be 3 years (36 months). Repayment will be recovered in 35 equal monthly installments, starting one month after the date of disbursement.
Who is eligible to apply for this scheme?
Applicants must be permanent residents of Uttarakhand, be at least 18 years old and not more than 55 years old, possess a valid driving license issued by the Transport Department, not be a defaulter of any financial or cooperative institution, and have a minimum CIBIL score of 700 or above.
How do I apply for the scheme?
You must obtain the application form from your local cooperative bank. Along with the form, attach required documents such as Aadhar card, birth certificate, bank account details, permanent residence certificate, quotation and ex-showroom price of the scooter/motorcycle, driving license, and details of two sureties. Submit the complete application to the concerned bank.
Sources
Data on this page is compiled from official program and provider references.
