Green Business Scheme
Ministry of Social Justice and Empowerment द्वारा
अपनी पात्रता जांचें
साइन अप करें और हम आपको बताएंगे कि आपका स्टार्टअप इस ग्रांट के लिए योग्य है या नहीं।
त्वरित उत्तर
NSFDC loans for Safai Karamcharis, Scavengers and their dependents to start or expand green income-generating businesses, up to ₹27 lakh.
- फंडिंग राशि
- ₹90,000 – ₹27 लाख
- फंडिंग प्रकार
- ऋण
- आवेदन की अंतिम तिथि
- निरंतर
- स्थान
- भारत में पंजीकृत स्टार्टअप्स के लिए खुला
इस लोन के बारे में
Safai Karamcharis, Scavengers and their dependents can get a loan from the National Safai Karamcharis Finance and Development Corporation (NSFDC) for income-generating green businesses. The scheme was launched by the Ministry of Social Justice and Empowerment. Supported activities include battery electric vehicles (E-rickshaws), compressed air vehicles, solar energy gadgets and poly houses.
The loan is need-based and covers up to 90% of the unit cost. For a unit cost up to ₹7.50 lakh, the loan is up to ₹6.75 lakh. For ₹7.50 lakh to ₹15.00 lakh, it is up to ₹13.50 lakh. For ₹15.00 lakh to ₹30.00 lakh, it is up to ₹27.00 lakh.
Interest is 4% to 7% per annum depending on the slab, with a 1% rebate for female beneficiaries. You repay within 10 years, including a 6-month moratorium. You put in 10% of the unit cost as promoter's contribution. Subsidies from other agencies and Special Central Assistance (SCA) can reduce the loan.
पात्रता
देखें कि आप पात्र हैं या नहीं
पूरी पात्रता शर्तें — संस्था प्रकार, स्टेज, क्षेत्र, फाउंडर प्रोफ़ाइल और पंजीकरण आवश्यकताएं — साथ ही इस प्रोग्राम के लिए आपकी फ़िट। देखने के लिए साइन अप करें।
अनुदान प्रदाता
The Ministry of Social Justice and Empowerment is a Government of India ministry, with its office at Shastri Bhawan in New Delhi. Its entrepreneurship loans are run through two corporations under the ministry, the National Scheduled Castes Finance and Development Corporation…
Learn moreलाभ और फंडिंग
- राशि
- ₹90,000 – ₹27 लाख
- फंड प्रकार
- ऋण
- चुकौती
- चुकाने योग्य
आपको क्या मिलेगा
The scheme provides need-based loans from NSFDC, covering up to 90% of the unit cost. For unit costs up to ₹7.50 lakh, beneficiaries can receive up to ₹6.75 lakh. For unit costs between ₹7.50 lakh and ₹15.00 lakh, the maximum loan is ₹13.50 lakh. For unit costs between ₹15.00 lakh and ₹30.00 lakh, the maximum loan can go up to ₹27.00 lakh. Interest rates for beneficiaries range from 4% to 7% per annum, depending on the loan slab. A 1% rebate is available for female beneficiaries. The loan has a maximum repayment period of 10 years, which includes a moratorium period of 6 months. A promoter's contribution of 10% of the unit cost is required. The scheme also considers subsidies provided by other government agencies and Special Central Assistance (SCA) to reduce the loan quantum.
- बूटस्ट्रैप अनुकूल
- हाँ
समयसीमा और प्रक्रिया
आवेदन
रोलिंग आधार पर
चयन प्रक्रिया
Applications received through both offline and online channels are rigorously evaluated. The District Offices of State Channelizing Agencies (SCAs), Regional Rural Banks (RRBs), and Nationalized Banks conduct initial scrutiny of the loan applications. Following this, they appraise the viability of the project proposals to ensure they align with the scheme's objectives and are economically sound. Only viable projects, along with their recommendations, are then forwarded to the National Safai Karamcharis Finance and Development Corporation (NSFDC) for final approval and sanction of the loan.
आवेदन प्रक्रिया
- 1
Submit Application
Submit the loan application form either offline at District Offices of SCAs/RRBs/Nationalized Banks, or online through the NSKFDC website.
आप - 2
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आवेदन कैसे करें
ड्राफ़्ट से वितरण तक चार चरण — हर चरण में एक कार्रवाई।
- 1
अपना आवेदन ड्राफ़्ट करें
ग्रांट ट्रैकर के अंदर फ़ॉर्म भरें — AI आपके पिछले उत्तरों का उपयोग करके हर उत्तर का ड्राफ़्ट बनाता है, ताकि आपको खाली पन्ने से शुरुआत न करनी पड़े।
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शुरू करने से पहले प्रश्न देखें
इस कार्यक्रम के आवेदन फ़ॉर्म में पूछे जाने वाले सभी प्रश्न डाउनलोड करें, ताकि पोर्टल खोलने से पहले आप अपने उत्तर ऑफ़लाइन तैयार कर सकें।
- 3
अपने दस्तावेज़ तैयार करें
चेकलिस्ट के हर दस्तावेज़ को एक ही फ़ोल्डर में तैयार रखें। दस्तावेज़ों की कमी आवेदन खारिज होने का सबसे बड़ा कारण है।
- 4
आधिकारिक पोर्टल पर जमा करें
आधिकारिक आवेदन लिंक का उपयोग करें और अंतिम रूप से जमा करने से पहले सभी विवरण सत्यापित करें।
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फ़ॉलो अप करें
जमा करने के 5–7 दिन बाद प्राप्ति की पुष्टि और समीक्षा समयरेखा के बारे में पूछने के लिए संपर्क करें।
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
अक्सर पूछे जाने वाले प्रश्न
Who is eligible for the Green Business Scheme?
Safai Karamcharis, Scavengers, and their Dependents are eligible to apply for financial assistance under this scheme.
What kind of activities are covered under this scheme?
The scheme covers income-generating activities that mitigate the Green House effect or are classified under adaptation initiatives. Indicative schemes include Battery Electric Vehicles (E-rickshaws), Compressed Air Vehicles, Solar Energy Gadgets, and Poly Houses.
What is the maximum loan amount available?
Beneficiaries can avail loans up to ₹27.00 lakh, depending on the unit cost of their project. For unit costs up to ₹7.50 lakh, the maximum loan is ₹6.75 lakh; for unit costs between ₹7.50 lakh and ₹15.00 lakh, it's ₹13.50 lakh; and for unit costs up to ₹30.00 lakh, it's ₹27.00 lakh.
What are the interest rates for the loan?
Interest rates for beneficiaries typically range from 4% to 7% per annum, based on the loan amount slab. A 1% rebate from the NSKFDC share of interest is provided for female beneficiaries.
Is a promoter's contribution required?
Yes, a promoter's contribution of 10% of the unit cost is required for the scheme.
What is the repayment period and moratorium?
The loan must be repaid in quarterly installments over a maximum period of 10 years, which includes a moratorium period of 6 months. Additionally, a 120-day moratorium period is allowed for Special Central Assistance (SCA) for fund utilization.
स्रोत
इस पेज की जानकारी आधिकारिक प्रोग्राम और प्रदाता स्रोतों से ली गई है।
