Debt Programs for Indian Startups

A loan scheme by PIPDIC, Puducherry, offering financial assistance of up to ₹1.5 crore with an interest concession for existing 'B' category good borrowers to acquire assets, set up new units, or expand.

A refinance scheme by PIPDIC, Puducherry, providing loans up to ₹1 crore to businesses for technology development, modernization, and capital equipment acquisition.

This scheme provides term loans and subsidies to Scheduled Caste entrepreneurs for viable income-generating projects up to ₹50 lakh, implemented through State Channelising Agencies and banks.

A financial assistance scheme by PIPDIC, Puducherry, offering loans up to ₹90 lakh to well-performing Small Scale Industrial (SSI) units for purchasing equipment, modernization, or expansion.

PIPDIC offers short-term financial assistance as loans ranging from ₹5 lakh to ₹50 lakh to existing Medium and Small Scale Industry units in Puducherry.

A Madhya Pradesh government scheme offering loans up to ₹42 lakh to unemployed youth and livestock farmers for establishing modern dairy units and boosting milk production.

A loan scheme by NMDFC providing up to ₹30 lakh at concessional interest rates for economically viable income generation ventures by beneficiaries from India's minority communities.

This scheme by the Haryana government provides concessional term loans of up to ₹30 lakh to individuals from minority communities in Haryana to enhance their employability and support self-employment ventures.

A loan scheme by NSFDC providing financial assistance for Safai Karamcharis, Scavengers, and their dependents to start or expand income-generating green businesses.

Funding for Kerala-registered revenue-stage tech startups with collateral-free debt.

Loan assistance up to ₹25 lakhs for persons with disabilities in Haryana to establish manufacturing, fabrication, and production units.

Loan scheme by the Government of Himachal Pradesh to empower Persons with Disabilities (PwDs) for self-employment with loans up to ₹25 lakh at subsidized interest rates.

Loans up to "25 lakh are provided to professionally educated unemployed disabled youth in Haryana to support their self-employment or professional activities.

Collateral-free loans up to ₹20 lakh for micro and small non-farm businesses

Collateral-free business loan ₹10–₹20 lakh for micro-enterprises with strong repayment track record

Loan scheme by Karnataka Minorities Development Corporation to provide financial assistance to individuals from religious minority communities to start or expand businesses in Karnataka.

A loan scheme by GMFDC providing financial assistance at concessional interest rates to individuals from minority communities in Gujarat for self-employment and small businesses.

A scheme by Mission Youth, J&K, offering financial assistance as a startup loan up to ₹20 lakh with interest subsidy for youth to establish or expand business units.

Loans of up to ₹20 lakh at concessional interest rates for individuals from minority communities in Haryana to enhance their employability and promote economic independence.

A Sikkim state scheme offering bank loans with a 35-50% back-ended subsidy to unemployed youth for setting up diverse self-employment ventures across manufacturing, service, business, and agriculture sectors.

A term loan scheme by GNDTDC offering up to ₹20 lakh at 6% interest to individuals from Nomadic and Denotified Tribes in Gujarat for self-employment in diverse sectors.

The Small Business Scheme by Gujarat Gopalak Vikas Nigam provides individual loans at a 6% annual interest rate up to ₹2 lakh to Rabari and Bharwad communities for establishing various small businesses.