Small Business Scheme (Gujarat Gopalak Vikas Nigam)
By Social Justice and Empowerment Department, Government of Gujarat
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Quick Answer
Individual loans up to ₹2 lakh at 6% a year from Gujarat Gopalak Vikas Nigam for Rabari and Bharwad people starting small businesses.
About this loan
The Gujarat Gopalak Vikas Nigam, under the Social Justice & Empowerment Department, Government of Gujarat, gives individual loans to SEBC Rabari and Bharwad community members across Gujarat. You can borrow up to ₹2,00,000 at 6% a year.
The loan covers 95% of your project cost. It suits small businesses such as grocery shops, dairy parlours, animal food sales centres and mobile-computer repair shops.
You must be between 21 and 45 years old, with annual family income of no more than ₹3,00,000.
Eligibility
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Grant providers
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreBenefits & Funding
- Amount
- Up to ₹20L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
This scheme provides a substantial individual loan with a maximum limit of ₹2,00,000/- per applicant. The loan is offered at a highly competitive annual interest rate of 6%, making it an affordable financing option for budding entrepreneurs. Beneficiaries will receive funding equivalent to 95% of their total project cost, significantly reducing the initial financial burden. This ensures that a wide range of small business ideas, from grocery stores to dairy parlours and repair shops, can be launched with minimal personal investment, thereby fostering self-employment and economic development.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Register & Apply
Visit the official portal, locate the 'Small Business Scheme', and click 'Apply Now' to access the application form.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the maximum loan amount I can avail under this scheme?
The maximum loan limit provided under the Small Business Scheme is ₹2,00,000/- per individual applicant.
What is the interest rate for the loan?
The loan is provided at an annual interest rate of 6%.
Who is eligible to apply for this scheme?
Applicants must belong to the Rabari and Bharwad castes from the Socially and Educationally Backward Classes (SEBC). The applicant's age must be between 21 and 45 years, and their annual family income should not exceed ₹3,00,000/-.
What types of businesses are supported?
The scheme aims to support various small businesses such as grocery shops, dairy parlours, animal food sales centres, and mobile-computer repair shops. The list is illustrative, supporting a broad range of micro-enterprises.
Is there any personal contribution required from the beneficiary?
Yes, the beneficiary is required to contribute 5% of the total project cost, with the loan covering the remaining 95%.
How can I check the status of my application?
After submission, you will receive an Application ID/Reference Number. You can track your application status by visiting the official website of Gujarat Gopalak Development Corporation, navigating to 'Know App Status', and entering your Application Number and Date of Birth.
Sources
Data on this page is compiled from official program and provider references.
