Debt Programs for Indian Startups

This loan scheme by DAADC, Gujarat, offers financial aid to unemployed Scheduled Caste Antyodaya families for purchasing vehicles to establish self-employment in the transport sector.

The Kisan Credit Card (KCC) Scheme for Fisheries in Madhya Pradesh offers zero-interest working capital loans to fish farmers, supported by interest subvention.

This scheme provides short-term working capital loans at subsidized interest rates to livestock farmers and dairy producers in Madhya Pradesh through the Kisan Credit Card system.

The Punjab Scheduled Castes Land Development & Finance Corporation (PSCLDFC) facilitates bank loans and provides subsidies for permanent residents of Punjab belonging to Scheduled Castes and living Below Poverty Line.

The Punjab Scheduled Castes Land Development & Finance Corporation (PSCLDFC) provides direct loans for the economic upliftment of Scheduled Castes and Handicapped People in Punjab to start businesses.

A loan scheme by the Government of Maharashtra providing 50% of project cost to Scheduled Caste cooperative spinning mills for development and growth.

A Tamil Nadu government scheme providing financial assistance (loan) to farmers for purchasing tractors, covering up to 90% of the cost with interest rates from 11% to 12.25%.

An initiative by the Government of Assam offering financial assistance and support to small businesses, farmers, and artisans for market infrastructure development, working capital, and skill enhancement.

Loan scheme by the Tamil Nadu Co-operation, Food and Consumer Protection Department for farmers to establish or expand tea plantations.

Financial assistance in the form of a loan to Scheduled Caste individuals from Antyodaya families in Gujarat to purchase passenger auto-rickshaws for income generation.

Farmers in Tamil Nadu can avail a loan covering up to 90% of the cost of a power tiller, with interest rates between 11% and 12.25%, to boost agricultural productivity.

An Uttarakhand government scheme providing affordable loans to unemployed youth for purchasing e-rickshaws to promote self-employment and enhance livelihoods.

A self-employment scheme by the Government of Jharkhand offering subsidized loans at 6% interest and entrepreneurial training for Scheduled Tribes, Scheduled Castes, Minorities, Backward Classes, and Persons with Disabilities.

A financial assistance program by the Chhattisgarh Labour Department providing a grant and facilitating a bank loan for registered unorganized workers to acquire e-thelas.

A credit-linked scheme by the Government of Meghalaya offering up to 75% financial assistance on project cost for entrepreneurs and collectives to establish sericulture and weaving units.

A loan scheme by the Government of Madhya Pradesh providing low-cost equipment and working capital to poor-class migrant workers and small traders in rural areas for new or existing businesses.

PIPDIC, Puducherry offers a loan scheme for qualified professionals and industrial units to purchase new four-wheel vehicles for their own use, with attractive interest concessions.

A loan scheme by PIPDIC, Puducherry, offering financial assistance from ₹2.5 crore for establishing cold storage facilities with an 8-year repayment tenure.

This scheme under DAY-NULM empowers urban poor women in Uttarakhand through Self-Help Groups by providing financial incentives, bank loans, and subsidies for income-generating activities.

A refinance scheme by PIPDIC, Puducherry, providing loans to existing Small Scale Industrial (SSI) units to cover expenses for acquiring ISO 9000 certification.

This scheme from PIPDIC, Puducherry, offers a loan of up to 70% of the cost for agriculturists to purchase a tractor and paddy harvesting machine.

A direct finance scheme by NSFDC and GSCDC offering concessional loans at 1-5% interest to unemployed Scheduled Caste residents of Gujarat for self-employment ventures.