Passenger Vehicle/Loading Vehicle Loan Scheme (DAADC)
By Social Justice and Empowerment Department, Government of Gujarat
Check your eligibility
Sign up and we'll tell you whether your startup qualifies for this grant.
Quick Answer
Loan for unemployed Scheduled Caste Antyodaya families in Gujarat to buy a passenger or freight vehicle and start self-employment in transport.
About this loan
Unemployed people from Scheduled Caste (SC) Antyodaya families in Gujarat can get a loan to buy a passenger vehicle or a loading/freight vehicle and start their own transport business. The Passenger Vehicle/Loading Vehicle Loan Scheme is run by Dr. Ambedkar Antyodaya Development Corporation (DAADC).
You must be a resident of Gujarat, belong to the Scheduled Caste category, be unemployed and belong to an Antyodaya family. Family income must not exceed ₹3,00,000 a year.
The loan covers the cost of the vehicle. It gives you the capital to buy the asset you need to set up and run your own transport-based micro-enterprise, in passenger or freight transport.
Eligibility
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreBenefits & Funding
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The scheme offers financial assistance in the form of a loan to eligible individuals. This loan is specifically intended to cover the costs associated with purchasing either a passenger vehicle or a loading/freight vehicle. The primary benefit is the direct capital support, enabling beneficiaries to acquire assets crucial for establishing and running their own transport-based micro-enterprise. Beyond the direct financial injection, this scheme empowers individuals to achieve economic independence and contribute to the transport economy. It acts as a catalyst for self-employment, reducing reliance on traditional job markets and fostering entrepreneurial spirit within disadvantaged communities, ultimately improving their livelihood and socio-economic standing.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications for the Passenger Vehicle/Loading Vehicle Loan Scheme are primarily reviewed based on the submitted eligibility documents and the completeness of the application forms. The Dr. Ambedkar Antyodaya Development Corporation (DAADC) evaluates each application to ensure strict compliance with the specified criteria, including residency in Gujarat, Scheduled Caste Antyodaya family status, unemployment, and the prescribed family income limits. The selection process is designed to identify and support individuals who genuinely qualify for financial assistance to pursue self-employment in the transport sector. Further verification of documents and applicant details may be conducted as part of the assessment and approval process.
Application Process
- 1
Visit Portal
The applicant visits the official DAADC online portal.
You - 2
- 3
- 4
- 5
- 6
- 7
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the primary objective of the Passenger Vehicle/Loading Vehicle Loan Scheme?
The scheme aims to provide financial assistance in the form of loans to unemployed individuals from Scheduled Caste Antyodaya families to purchase passenger or freight vehicles, thereby creating self-employment opportunities in the transport sector.
Who is eligible to apply for this loan scheme?
Applicants must be residents of Gujarat, belong to the Scheduled Caste (SC) category, be unemployed, be part of an Antyodaya family, and have a family income not exceeding ₹3,00,000 per annum.
What kind of vehicles can be purchased with this loan?
The loan can be used to purchase either passenger vehicles (for passenger transport services) or loading/freight vehicles (for goods transport services), enabling beneficiaries to operate their own transport business.
How can I apply for the Passenger Vehicle/Loading Vehicle Loan Scheme?
Applications are submitted online. You need to visit the official DAADC online portal, register or log in, fill out the detailed application form with accurate personal and scheme-specific information, upload all required documents, and then submit your application.
Is there an income limit for applicants?
Yes, the applicant's family income must not exceed ₹3,00,000 per annum to be eligible for the scheme. This ensures the scheme targets those in genuine financial need.
What documents are typically required for the application?
While not explicitly listed, common required documents would likely include proof of residence (Gujarat), caste certificate (SC), income certificate, unemployment declaration, and identification documents. Applicants should refer to the official guidelines for a complete list.
Sources
Data on this page is compiled from official program and provider references.
