Kisan Credit Card Scheme for Fisheries- Chief Minister Fishermen Prosperity Scheme
By Fisheries Welfare and Fisheries Development Department, Government of Madhya Pradesh
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Quick Answer
Fish farmers in Madhya Pradesh can get short-term working capital loans at zero percent interest through cooperative banks, under the Kisan Credit Card (KCC) facility.
- Funding amount
- Varies
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Madhya Pradesh
About this loan
Fish farmers in Madhya Pradesh can take short-term working capital loans at zero percent interest through cooperative banks. The loans come under the Kisan Credit Card (KCC) facility, part of the Chief Minister Fishermen Prosperity Scheme run by the Fisheries Welfare and Fisheries Development Department.
Interest subvention covers the interest. The loan amount depends on your financial needs and existing bank norms. You can use it for operating costs, inputs and fishing-related activities.
You must be actively engaged in fisheries activities.
Eligibility
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Grant providers
Provider
Fisheries Welfare and Fisheries Development Department, Government of Madhya PradeshMadhya Pradesh · India
Benefits & Funding
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
This scheme provides short-term working capital loans tailored for various fisheries activities under the Kisan Credit Card (KCC) facility. Beneficiaries receive a significant interest subvention, enabling them to access these crucial loans at a zero percent interest rate through cooperative banks. The loan amount is determined based on individual financial requirements and existing bank norms, ensuring that fish farmers get the necessary capital to manage their operations effectively without the burden of high-interest repayments. This financial support helps in covering operational costs, purchasing inputs, and expanding fishing-related activities.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications are initially screened by the District Fisheries Office for completeness and basic eligibility criteria. Subsequently, the cooperative banks will evaluate the financial viability and creditworthiness of the fish farmers, along with adherence to scheme provisions and bank norms, to determine the loan amount and approve the working capital loan.
Application Process
- 1
Visit Office
Applicant visits the District Fisheries Office to obtain the application form.
You - 2
- 3
- 4
- 5
- 6
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the primary benefit of the KCC Scheme for Fisheries?
The main benefit is access to short-term working capital loans for fisheries activities at a zero percent interest rate, thanks to an interest subvention provided by the scheme.
Who is eligible to apply for this scheme?
Eligible applicants include landholding farmers, marginal farmers, small farmers, fish farmers, livestock owners, BPL beneficiaries, unorganized worker card holders, or registered workers, all of whom must be engaged in fisheries activities.
How is the loan amount determined?
The loan amount is determined based on the financial requirements of the individual fish farmer, adhering to bank norms and the specific provisions of the scheme.
Is this scheme available across all states in India?
No, this specific scheme, the 'Kisan Credit Card Scheme for Fisheries- Chief Minister Fishermen Prosperity Scheme', is launched by the Government of Madhya Pradesh and is primarily for beneficiaries within Madhya Pradesh.
What documents are typically required for the application?
While not explicitly detailed, applicants typically need to submit identity proof, address proof, documents proving their landholding or engagement in fisheries, and other relevant financial documents as per bank requirements, all self-attested where necessary.
What happens after submitting the application form?
After submission, the application will undergo a verification process by the District Fisheries Office and the cooperative bank. This typically involves checking eligibility, verifying documents, and assessing the financial requirement before loan sanction and disbursement.
Sources
Data on this page is compiled from official program and provider references.
