Passenger Auto Rickshaw Loan Scheme
By Social Justice and Empowerment Department, Government of Gujarat
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Quick Answer
A loan for Scheduled Caste individuals from Antyodaya families in Gujarat to buy a passenger auto-rickshaw. Family income must not exceed ₹3,00,000 a year.
About this loan
This is a loan for Scheduled Caste individuals from Antyodaya families in Gujarat who want to buy a passenger auto-rickshaw and earn an income from transport. The Social Justice and Empowerment Department, Gujarat runs the scheme, and the Dr. Ambedkar Antyodaya Development Corporation implements it.
You must be a permanent resident of Gujarat, belong to a Scheduled Caste community and be from an Antyodaya family. Your family income must not exceed ₹3,00,000 a year.
Eligibility
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Grant providers
Provider
Social Justice and Empowerment Department, Government of GujaratGandhinagar · Gujarat · India
The Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreBenefits & Funding
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
- The scheme offers direct financial assistance as a loan, enabling eligible Scheduled Caste individuals from Antyodaya families to acquire a passenger auto-rickshaw. This critical capital investment directly supports the establishment of a micro-enterprise in transport services. Beyond the initial asset purchase, this loan facilitates the generation of a consistent, sustainable income, empowering beneficiaries to improve their livelihoods and achieve economic independence. The support stack focuses on enabling self-employment and providing the necessary means to operate a transport business.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
The selection process primarily involves a rigorous verification of the submitted application forms and supporting documents to ensure all eligibility criteria are met, particularly regarding caste, family income, and residency. Applications are reviewed by the Dr. Ambedkar Antyodaya Development Corporation (DAADC) officials. In some cases, a field verification might be conducted to assess the applicant's background and genuine need. Successful applicants are then notified, and further procedures for loan disbursement and auto-rickshaw purchase are initiated.
Application Process
- 1
Apply Online
Visit the official DAADC online portal, register/log in, fill the application form, upload required documents, and submit.
You
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
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- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
Who is eligible for the Passenger Auto Rickshaw Loan Scheme?
The scheme is open to permanent residents of Gujarat who belong to a Scheduled Caste (SC) community and are from an Antyodaya family. Additionally, the applicant’s total family income must not exceed ₹3,00,000/- per annum from all sources.
What kind of financial assistance is provided through this scheme?
The scheme provides financial assistance exclusively in the form of a loan, specifically for the purchase of a passenger auto-rickshaw. This loan is intended to be repaid as per the terms and conditions outlined by the Dr. Ambedkar Antyodaya Development Corporation.
What is the primary objective of this loan?
The main objective of this loan is to empower eligible individuals to generate a sustainable income by becoming self-employed auto-rickshaw drivers. It aims to provide economic independence and uplift the living standards of Scheduled Caste families.
Is there any interest charged on the loan amount?
The source content does not explicitly state the interest rate. Applicants are advised to refer to the detailed scheme guidelines or contact the Dr. Ambedkar Antyodaya Development Corporation for precise information regarding interest rates and repayment terms.
What documents are typically required for the application?
While not exhaustively listed in the provided details, typical documents for such government loan schemes include identity proof (Aadhaar card), residency proof, caste certificate, Antyodaya family card/proof, income certificate, and potentially a quotation for the auto-rickshaw.
What is an Antyodaya family?
An Antyodaya family typically refers to the poorest of the poor households, identified under various government welfare programs, often characterized by extremely low income and lack of basic amenities. Proof of belonging to such a family is a key eligibility criterion for this scheme.
Sources
Data on this page is compiled from official program and provider references.
