Department of Industries & Commerce, Government of Nagaland

This is a loan, not a grant. It is the first of three soft-loan strands under the Nagaland Trade, Investment and Industrial Policy 2025 (NTIIP), and it is for units that already run and want to upgrade their technology. The department sets the scheme; the bank lends and selects.

What you get

• A loan at a concessional fixed interest rate towards the cost of plant and machinery
• Separate loan limits for tiny or micro units and for small units

Who can apply

• Existing tiny, micro and small units in Nagaland
• Units that have operated for at least two years, with a viable plan
• An investment in the upgrade of at least a quarter of the existing unit's investment
• The general NTIIP conditions: Udyam registration, a registered office in Nagaland and a mostly indigenous workforce

How selection works: The nominated bank or financial institution selects the beneficiaries itself. The guidelines name Nagaland State Co-operative Bank and Nagaland Rural Bank as disbursing agencies.

How to apply: Apply directly to the nominated bank or financial institution, not through the department's claim forms. Ask the District Industries Centre which bank is nominated for your district.

This is a loan, not a grant. It is the second soft-loan strand under NTIIP 2025 and it is for establishing new units in the areas the policy treats as priorities.

What you get

• A loan at a concessional fixed interest rate towards the cost of plant and machinery
• Separate loan limits for tiny or micro units and for small units
• Shares of the loans set aside for women entrepreneurs and differently abled entrepreneurs

Who can apply

• New tiny, micro and small units in Nagaland, in a thrust area
• The general NTIIP conditions: Udyam registration, a registered office in Nagaland and a mostly indigenous workforce

How selection works: The nominated bank or financial institution selects the beneficiaries itself.

How to apply: Apply directly to the nominated bank or financial institution. Ask the District Industries Centre which bank is nominated for your district.

This is a loan, not a grant. It is the third soft-loan strand under NTIIP 2025 and it is the one aimed at shops and service businesses rather than factories.

What you get

• A loan at a concessional fixed interest rate to establish a small or micro retail or service enterprise
• A single loan limit for the strand

Who can apply

• People setting up small or micro retail and service enterprises in Nagaland
• The general NTIIP conditions: Udyam registration, a registered office in Nagaland and a mostly indigenous workforce

How selection works: The nominated bank or financial institution selects the beneficiaries itself.

How to apply: Apply directly to the nominated bank or financial institution. Ask the District Industries Centre which bank is nominated for your district.

SCII is the main capital incentive under NTIIP 2025. It is paid against investment a registered unit has already made, so it reimburses spending rather than funding it in advance.

What you get

• A capital subsidy on the cost of plant and machinery for manufacturing units
• For service units, a subsidy on the cost of constructing a building and installing other durable physical assets
• A ceiling applies to what one unit can receive
• If you also claim the central UNNATI incentive, SCII pays only the difference
• Most other NTIIP incentives, except the soft loans, open only after SCII receives final approval

Who can apply

• Small and medium enterprises
• New units, or units making a substantial expansion, meaning a further investment of at least a quarter of existing investment
• The policy text covers new and expanding units in both manufacturing and services, but the operational guidelines say only new units may apply in the service sector. Confirm which applies to you.
• The general NTIIP conditions: Udyam registration, a registered office in Nagaland, a mostly indigenous workforce and at least five employees on payroll

How selection works: Claims pass through five levels of scrutiny: the District Industries Centre, the District Level Screening Committee, the Directorate, the State Level Screening Committee and SIDFC.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

SCISI reduces the interest a unit pays on a bank loan used for its investment. Units that took the NTIIP soft loans are excluded, and where the central UNNATI interest subvention is also claimed, SCISI pays only the difference.

What you get

• Interest subvention for five years on a bank loan, up to a loan limit
• For manufacturing units, the loan is for plant and machinery; for service units, including retail, it is for buildings and other durable physical assets

Who can apply

• Eligible new and expanding units in the thrust sectors
• Borrowers from banks or financial institutions notified for the scheme
• Benefit counts only from the start of commercial production

How selection works: Claims go through the same five levels of scrutiny as the other NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. Claim for a complete financial year, within six months of the year ending. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This incentive gives back State GST that a new unit has paid, counted against the value of its investment in plant and machinery (manufacturing) or in a building and other durable assets (services).

What you get

• Reimbursement of the net State GST paid, for five years from the date of commercial production or operation
• The reimbursement is linked to the value of investment made

Who can apply

• New units only, each with a valid GST Identification Number of its own
• A minimum investment applies
• The Superintendent or Commissioner of Taxes comments on the claim before the district committee considers it

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This incentive repays part of what a unit spends on certification such as ISO, BIS or FSSAI. A ceiling applies to each claim.

The two parts of the policy document differ on ZED certification. The policy text promises full reimbursement of ZED certification across its three stages, while the operational guidelines list only the certifications reimbursed up to a share of cost and do not mention ZED. Ask the Directorate before you count on ZED support.

What you get

• Reimbursement of part of the cost of certification from a recognised research laboratory or institution

Who can apply

• Registered units in Nagaland meeting the general NTIIP conditions

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This incentive repays stall costs after you have paid them. It covers fairs and exhibitions held outside Nagaland.

What you get

• Reimbursement of half the rent or fee paid for taking part
• A limit of two participations a year, and a ceiling on each event

Who can apply

• Registered units in Nagaland that exhibit outside the state

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives. Reimbursement comes only after you have paid.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This incentive helps units that are not in an industrial estate or park pay for their own power connection line.

What you get

• One-time reimbursement of the cost of drawing a 33/11 kV line, subject to a ceiling

Who can apply

• Eligible industrial units located outside notified developed infrastructure
• The location must be approved by the Government
• You need a Load Sanction Order from the Power Department

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This is a capital subsidy for units whose whole output is exported.

What you get

• A capital investment subsidy on investment related to export products, subject to a ceiling

Who can apply

• 100% export-oriented units established in Nagaland
• Units registered as 100% export oriented with the appropriate authority

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This is a reserved-category capital subsidy under NTIIP 2025, in addition to the general incentives.

What you get

• A capital investment subsidy on plant and machinery, subject to a ceiling

Who can apply

• Women entrepreneurs from Nagaland
• The unit must be owned and promoted by a woman: at least 60% of ownership must be held by a woman or a group of women
• Investment must be in new plant and machinery

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This is a reserved-category incentive under NTIIP 2025.

What you get

• A capital investment subsidy on plant and machinery, subject to a ceiling
• A rental subsidy if the unit is set up in a government industrial park or industrial estate

Who can apply

• Persons with disabilities from Nagaland who hold a valid disability certificate from a competent authority, showing at least 40% disability

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This is a fee exemption, not a payment. It lowers the stamp duty and registration fee a unit pays when it secures a loan.

What you get

• Half of the stamp duty and registration fee exempted for loans from financial institutions, including mortgage of fixed assets
• The exemption runs for five years

Who can apply

• Registered units in Nagaland meeting the general NTIIP conditions

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This incentive repays part of the electricity a larger unit actually uses. A yearly ceiling applies.

What you get

• Reimbursement of part of the actual power tariff for five years

Who can apply

• Units with installed power capacity of 100 KVA or 134 HP and above

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This incentive helps a new enterprise pay for its brand and for protecting what it makes. It is available once per unit.

What you get

• One-time reimbursement of part of the cost of brand building, subject to a ceiling per unit
• Reimbursement of the full cost of filing for intellectual property, a GI tag or a patent

Who can apply

• New enterprises set up and registered in Nagaland

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

This incentive repays part of the freight cost for units that sell outside the state. A yearly ceiling applies.

What you get

• Reimbursement of part of the cost of transporting goods outside the state by road, rail or air
• Support for five years

Who can apply

• Units established and located in Nagaland that produce or manufacture goods and dispatch them outside the state

How selection works: The claim goes through the five levels of scrutiny used for NTIIP incentives.

How to apply: Register the unit through the District Industries Centre where it is located and wait for the Registration Certificate from the Directorate. Then claim this incentive on its own form. The policy document does not give the registration portal address or an application window, so ask the District Industries Centre or the Directorate what is open now.

Start-up Nagaland is presented on the department's startup page as its own initiative for early-stage, innovation-driven enterprises. The page lists seed grants, GST reimbursement, sustenance allowances, incubator support and entrepreneurship development centres in schools and colleges, all paid from the Nagaland Start-up Corpus Fund. It also says evaluation and selection are handled by the Nagaland Innovation Society.

The incentives come from the Nagaland Start-up Policy 2019. That policy says it runs for five years from notification or until the State Government decides otherwise, and no extension was found. The department's page still presents the incentives without a date. Check with the department that applications are open before you plan around them.

What you get

• Seed grant, GST reimbursement and sustenance allowance for registered startups, as listed on the department's page
• The 2019 policy text provides a one-time seed grant at ideation stage, annual reimbursement of State GST for three years, and a one-time Innovation Catalyst Grant
• Support for Nagaland institutions to become recognised incubators, with separate support for new and existing incubators
• Entrepreneurship development centres in schools and colleges

Who can apply

• Early-stage, innovation-driven or scalable enterprises registered under Start-up Nagaland
• The department's pages give different age limits for the enterprise: under ten years on one line and incorporation within seven years on another. The 2019 policy says seven years, or ten for biotech.
• The department's page lists no residency condition, but the 2019 policy requires the founder or a co-founder to be an indigenous inhabitant of Nagaland and at least 60% of the qualified workforce to come from Nagaland's local population

How to apply: Register on the Start-up Nagaland portal, then apply for the benefit you want.

UNNATI is a central government scheme, not a state one. The department hosts model project reports and handles applications from Nagaland units. Its UNNATI page shows registration ended on 31 March 2026, so there is no open window on the page now.

What you get

• A capital investment incentive on plant and machinery, or on buildings and durable assets for services
• Interest subvention
• A GST-linked incentive
• NTIIP restates the capital incentive and says SCII and SCISI pay only the difference when a unit also claims UNNATI

Who can apply

• New and expanding manufacturing and service units in Nagaland
• Minimum investment thresholds apply, with a lower floor for micro industries

How selection works: Applications pass through the District Industries Centre, the Directorate, a Secretary-level recommending committee and an approval committee.

How to apply: Register online on the UNNATI portal. Documents include a detailed project report, land documents, a bank appraisal, a CA certificate, PAN and a GSTIN certificate.

This is a one-off design competition with cash prizes, not a business grant. Applications opened on 14 August 2026 and close on 9 October 2026, and results are due on 12 November 2026.

Who can apply

• Individual weavers, designers, design students, weaver collectives, societies and collaborative groups
• Applicants must belong to the Naga tribes of Nagaland
• The entry must be a fully handwoven loin-loom stole in natural fibres
• Collaborators register as a single joint entry

How to apply: Apply through the form linked on the award page.