Working Capital Term Loan (WCTL)
NEDFi द्वारा
अपनी पात्रता जांचें
साइन अप करें और हम आपको बताएंगे कि आपका स्टार्टअप इस ग्रांट के लिए योग्य है या नहीं।
त्वरित उत्तर
Working Capital Term Loan for existing trading businesses in North East India, providing one-time core working capital assistance as a term loan with repayment up to 84 months, interest starting fr…
Results & next round
Applications for this round are closed. The organiser has not published a selection list that we can verify yet.
Selections for this programme are announced by NEDFi. Official links are listed under Sources below.
We update this page when results are published, and when the next round opens.
इस लोन के बारे में
A Working Capital Term Loan (WCTL) is a loan designed to provide businesses with a fixed amount of capital to support their day-to-day operational expenses and working capital needs, typically with a repayment period of 1 to 5 years. Interest is charged on the entire loan amount and is repaid in installments. Interest rate starts from 8 % p.a. Depending on the lender and the loan amount, WCTLs may require collateral.
पात्रता
देखें कि आप पात्र हैं या नहीं
पूरी पात्रता शर्तें — संस्था प्रकार, स्टेज, क्षेत्र, फाउंडर प्रोफ़ाइल और पंजीकरण आवश्यकताएं — साथ ही इस प्रोग्राम के लिए आपकी फ़िट। देखने के लिए साइन अप करें।
अनुदान प्रदाता
The North Eastern Development Finance Corporation Ltd, known as NEDFi, is a development finance company based in Guwahati, Assam. It lends to micro, small, medium and large enterprises for industrial, infrastructure and agri-allied projects in North East India, and it also…
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आपको क्या मिलेगा
The loan provides one-time core working capital assistance to existing trading businesses in North East India, structured as a term loan rather than a revolving facility. You can borrow up to 75% of the project cost, with the promoter contributing at least 25% as margin. Repayment runs up to 84 months, with interest starting from 8% p.a. calculated on a reducing balance. An upfront fee of 1% of the term loan applies. Security includes hypothecation of current assets, personal guarantee of promoters, and corporate guarantee of group companies where applicable. No detailed project report is required for loans up to ₹25 lakh. NEDFi also offers complementary entrepreneur support such as mentoring, market linkage, business plan preparation, and DPR/credit-linkage guidance through its Business Facilitation Center.
आवेदन कैसे करें
ड्राफ़्ट से वितरण तक चार चरण — हर चरण में एक कार्रवाई।
- 1
अपना आवेदन ड्राफ़्ट करें
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अपने दस्तावेज़ तैयार करें
चेकलिस्ट के हर दस्तावेज़ को एक ही फ़ोल्डर में तैयार रखें। दस्तावेज़ों की कमी आवेदन खारिज होने का सबसे बड़ा कारण है।
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आधिकारिक पोर्टल पर जमा करें
आधिकारिक आवेदन लिंक का उपयोग करें और अंतिम रूप से जमा करने से पहले सभी विवरण सत्यापित करें।
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फ़ॉलो अप करें
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अक्सर पूछे जाने वाले प्रश्न
What is the interest rate for the Working Capital Term Loan?
Interest starts from 8% per annum and is calculated on the reducing balance method.
What is the maximum repayment period?
Repayment can be up to 84 months (7 years).
What is the processing fee?
Processing fee is 1% of the term loan amount, plus applicable GST.
How much can I borrow?
The loan can cover up to 75% of the project cost, with a minimum promoter contribution of 25%.
What security is required?
Hypothecation of current assets, personal guarantee of the promoter(s), and corporate guarantee of group companies if applicable. Additional security may be taken as available.
Who can apply?
Sole proprietors, partnership firms, LLPs, and private limited companies that are existing businesses and based exclusively in North East India.
स्रोत
इस पेज की जानकारी आधिकारिक प्रोग्राम और प्रदाता स्रोतों से ली गई है।
