Gujarat Gopalak Vikas Nigam
Government

Gujarat Gopalak Vikas Nigam

Social Justice and Empowerment Department, Gujarat

Gandhinagar, Gujarat, India

Gujarat state corporation that lends to Rabari and Bharwad (SEBC) entrepreneurs across Gujarat, through eight individual loan schemes.

2Programs

Gujarat Gopalak Vikas Nigam at a glance

Part ofSocial Justice and Empowerment Department, Gujarat
AddressBlock No. 7, 3rd Floor, Dr Jivraj Mehta Bhavan, Gandhinagar, Gujarat
Programmes8 standing programmes · 2 open calls right now
Official websitesje.gujarat.gov.in/ggvn

Programs by Gujarat Gopalak Vikas Nigam

2 open now · 0 past · Filter all programs

Open now

Which Gujarat Gopalak Vikas Nigam programme fits you

8 programmes compared by who they are for, the stage they accept, how long they run and what they cost.

ProgrammeBest forStageDurationFormatCost
Micro-finance loan scheme (લઘુ ધિરાણ યોજના)Small entrepreneurs from the Rabari and Bharwad (SEBC) communities————
Mahila Samriddhi scheme (મહિલા સમૃદ્ધિ)Women entrepreneurs from the Rabari and Bharwad (SEBC) communities————
New Swarnima scheme (ન્યુ સ્વર્ણિમા યોજના)Rabari and Bharwad (SEBC) applicants starting one of 15 listed trades————
Swayam Saksham scheme (સ્વયં સક્ષમ)Young people with vocational training from the Rabari and Bharwad (SEBC) communities————
Pashupalan loan scheme (પશુપાલન)Rabari and Bharwad (SEBC) applicants who rear cattle and belong to a dairy society————
Nana Dhandha scheme (નાના ધંધા)Rabari and Bharwad (SEBC) applicants starting one of 32 listed small businesses————
Parivahan transport scheme (પરિવહન)Rabari and Bharwad (SEBC) applicants buying an auto-rickshaw or e-auto-rickshaw————
Higher education loan scheme (શિક્ષણ લોન)Students from the Rabari and Bharwad (SEBC) communities on vocational courses————

Track record

What Gujarat Gopalak Vikas Nigam reports about its portfolio.

The one figure given is 496 beneficiaries financed in one online disbursement event on 22 July 2020. No running total is stated.

496Entrepreneurs supportedBeneficiaries financed in one online disbursement event on 22 July 2020, not a running total.

All figures self-reported — sje.gujarat.gov.in, as of Jul 2020.

Programmes they run

Standing programmes at Gujarat Gopalak Vikas Nigam, separate from the funding calls above.

The corporation runs eight loan schemes, all for Rabari and Bharwad (SEBC) applicants. Each has its own rules on age, income and documents, and the corporation's website does not state a current application window for any of them.

Individual loans for small entrepreneurs from the Rabari and Bharwad communities.

Best for: Small entrepreneurs from the Rabari and Bharwad (SEBC) communities

What you get, who can apply and how to apply

The micro-finance loan scheme lends to small entrepreneurs from the Rabari and Bharwad communities who need micro-finance.

What you get

  • An individual loan for a small enterprise

Who can apply

  • Rabari or Bharwad (SEBC) applicants, with a caste certificate
  • Aged 21 to 50 on the scheme notice; the corporation's pages differ on the upper limit, so check
  • A school-leaving certificate for proof of age, or a medical officer's certificate if you cannot read or write
  • An income certificate within the scheme's income limit

How to apply: Attach the income, caste and school-leaving certificates to your application. The corporation's website does not state a current application window.

Official programme page

Small loans for women entrepreneurs from the Rabari and Bharwad communities who want to start self-employment.

Best for: Women entrepreneurs from the Rabari and Bharwad (SEBC) communities

What you get, who can apply and how to apply

The Mahila Samriddhi scheme gives small individual loans to women entrepreneurs, so they can start self-employment and become self-reliant.

What you get

  • A small individual loan for a woman entrepreneur

Who can apply

  • Women from the Rabari or Bharwad (SEBC) communities, with a caste certificate
  • Aged 21 to 50 on the scheme notice; the corporation's pages differ on the upper limit, so check
  • A school-leaving certificate for proof of age
  • An income certificate within the scheme's income limit

How to apply: Attach the income, caste and school-leaving certificates to your application. The corporation's website does not state a current application window.

See the latest call

Loans for entrepreneurs starting one of 15 listed trades, such as gold and silver work.

Best for: Rabari and Bharwad (SEBC) applicants starting one of 15 listed trades

What you get, who can apply and how to apply

New Swarnima lends to Rabari and Bharwad applicants who want to start one of 15 listed trades, such as gold and silver work. The scheme sets a maximum unit cost for each trade.

What you get

  • A loan for the chosen trade, up to that trade's maximum unit cost

Who can apply

  • Rabari or Bharwad (SEBC) applicants, with a caste certificate
  • Aged 21 to 50 on the scheme notice; the corporation's pages differ on the upper limit, so check
  • A school-leaving certificate for proof of age
  • An income certificate within the scheme's income limit
  • A trade experience certificate, and a project report submitted as a Udyam certificate

How to apply: Attach these documents to your application. The corporation's website does not state a current application window.

See the latest call

Loans for young people with vocational training to start listed businesses, such as clinics, medical stores and nursery or physiotherapy centres.

Best for: Young people with vocational training from the Rabari and Bharwad (SEBC) communities

What you get, who can apply and how to apply

Swayam Saksham is for young people who have completed vocational training or education. It lends for a listed set of businesses, including clinics, medical stores, Ayurvedic stores, and nursery or physiotherapy centres.

What you get

  • A loan for one of the listed businesses

Who can apply

  • Young people with vocational training from the Rabari or Bharwad (SEBC) communities, with a caste certificate
  • Aged 18 to 35, with a school-leaving certificate
  • An income certificate within the scheme's income limit

How to apply: Attach the income, caste and school-leaving certificates to your application. The corporation's website does not state a current application window.

Official programme page

Loans for cattle and a cattle shed, with a further loan for borrowers who repay instalments regularly.

Best for: Rabari and Bharwad (SEBC) applicants who rear cattle and belong to a dairy society

What you get, who can apply and how to apply

The Pashupalan (animal husbandry) loan scheme funds cattle and a cattle shed for individual applicants from the Rabari and Bharwad communities who rear cattle.

A borrower who pays instalments regularly during the year can get a further loan for two more animals and, if one is needed, a cattle shed, on top of the running loan.

What you get

  • A loan for cattle and a cattle shed
  • A further loan for two more animals, and a cattle shed if one is needed, for borrowers who repay regularly

Who can apply

  • Rabari or Bharwad (SEBC) applicants, with a caste certificate
  • Proof of dairy society membership, shown by an experience certificate
  • Aged 21 to 50 on the scheme notice; the corporation's pages differ on the upper limit, so check
  • A school-leaving certificate for proof of age, or a medical officer's certificate if you cannot read or write
  • An income certificate within the scheme's income limit

How to apply: Attach these documents to your application. The corporation's website does not state a current application window.

Full Pashupalan loan scheme (પશુપાલન) guide

Loans for starting one of 32 listed small businesses, each with a maximum unit cost set by the scheme.

Best for: Rabari and Bharwad (SEBC) applicants starting one of 32 listed small businesses

What you get, who can apply and how to apply

Nana Dhandha (small business) lends to Rabari and Bharwad applicants who want to start one of 32 listed small businesses. Each business has a maximum unit cost set by the scheme. The list includes a mineral water RO plant.

What you get

  • A loan for one of the 32 listed businesses, up to its maximum unit cost

Who can apply

  • Rabari or Bharwad (SEBC) applicants, with a caste certificate
  • Aged 21 to 50 on the scheme notice; the corporation's pages differ on the upper limit, so check
  • A school-leaving certificate for proof of age, or a medical officer's certificate if you cannot read or write
  • An income certificate within the scheme's income limit

How to apply: Attach these documents to your application. The corporation's website does not state a current application window.

Full Nana Dhandha scheme (નાના ધંધા) guide

Loans for buying an auto-rickshaw or e-auto-rickshaw.

Best for: Rabari and Bharwad (SEBC) applicants buying an auto-rickshaw or e-auto-rickshaw

What you get, who can apply and how to apply

The Parivahan (transport) scheme lends to Rabari and Bharwad applicants who want to buy a transport vehicle. The scheme notice names auto-rickshaws and e-auto-rickshaws. The corporation's general information also says loading rickshaws can be financed, so ask before you apply for one.

What you get

  • A loan towards an auto-rickshaw or e-auto-rickshaw

Who can apply

  • Rabari or Bharwad (SEBC) applicants, with a caste certificate
  • Aged 21 to 50 on the scheme notice; the corporation's pages differ on the upper limit, so check
  • A school-leaving certificate for proof of age
  • An income certificate within the scheme's income limit

How to apply: Attach these documents to your application. The corporation's website does not state a current application window.

Official programme page

Loans for students from the Rabari and Bharwad communities on vocational courses such as medicine, dentistry, engineering and pharmacy.

Best for: Students from the Rabari and Bharwad (SEBC) communities on vocational courses

What you get, who can apply and how to apply

The higher education loan scheme lends to Rabari and Bharwad (SEBC) students admitted to vocational courses, such as medicine, dentistry, engineering and pharmacy. It is a loan for study, not for starting a business.

What you get

  • A loan towards a vocational course, up to the scheme's maximum

Who can apply

  • Rabari or Bharwad (SEBC) students, with a caste certificate
  • Aged 17 to 35, with a school-leaving certificate
  • An income certificate within the scheme's income limit
  • A pass certificate from the qualifying exam for the course, showing at least 50 per cent

How to apply: Attach these documents to your application. The corporation's website does not state a current application window.

Official programme page

How to apply to Gujarat Gopalak Vikas Nigam

Choose the scheme that matches your activity

  • Women founders: the Mahila Samriddhi scheme, for women entrepreneurs who want to start self-employment.
  • A small business in a listed trade: the Nana Dhandha scheme for its 32 listed businesses, or the New Swarnima scheme for its 15 listed trades.
  • Young people with vocational training: the Swayam Saksham scheme, for listed businesses such as clinics, medical stores and nursery or physiotherapy centres.
  • Cattle and dairy: the Pashupalan scheme.
  • Auto or e-auto rickshaw: the Parivahan scheme.
  • A student on a vocational course: the higher education loan scheme. It is a loan for study, not for starting a business.
  • Any other small enterprise: the micro-finance loan scheme.

Documents to attach

  • An income certificate from an authorised officer, showing family income is within the scheme's limit.
  • A caste certificate showing you belong to the Rabari or Bharwad community.
  • A school-leaving certificate for proof of age, or a government medical officer's certificate if you cannot read or write.
  • For New Swarnima: a trade experience certificate, and a project report submitted as a Udyam certificate.
  • For Pashupalan: proof of membership of a dairy society.
  • For the higher education loan: a pass certificate from the qualifying exam, showing at least 50 per cent.
  • Expect stamp paper and a notarised affidavit as part of the loan paperwork.

Things to check before you apply

  • The corporation's website does not state a current application window for any of its schemes. Check with the corporation before you apply.
  • Age limits and income limits differ between the corporation's pages. Confirm the current figures in the scheme notice.
  • The Parivahan scheme notice names auto-rickshaws and e-auto-rickshaws. The corporation's general information also says loading rickshaws can be financed. Ask before you apply for one.
  • The 496-beneficiary figure is from one 2020 event, not a current total.

About Gujarat Gopalak Vikas Nigam

ગુજરાત ગોપાલક વિકાસ નિગમ લિ. (Gujarat Gopalak Vikas Nigam Ltd) is a state government corporation based in Gandhinagar. It gives individual loans to entrepreneurs from the Rabari and Bharwad communities, which the corporation describes as socially and educationally backward classes (SEBC). Its stated area of work is the whole of Gujarat.

How its schemes work

The corporation runs eight loan schemes. Each one lends to individual applicants for a named purpose, and each sets its own rules on age, income and documents. The micro-finance loan scheme supports small entrepreneurs. The Mahila Samriddhi scheme lends to women entrepreneurs who want to start self-employment. The New Swarnima scheme covers 15 listed trades, such as gold and silver work. The Swayam Saksham scheme is for young people with vocational training, who can borrow for listed businesses such as clinics, medical stores and nursery or physiotherapy centres. The Pashupalan scheme funds cattle and a cattle shed. The Nana Dhandha scheme covers 32 listed small businesses. The Parivahan scheme finances auto-rickshaws and e-auto-rickshaws. The higher education loan scheme helps students on vocational courses such as medicine, dentistry, engineering and pharmacy.

All eight are loans, which means the money is repaid. Pashupalan borrowers who pay their instalments regularly during the year can take a further loan on top of the running one.

Nana Dhandha and New Swarnima set a maximum unit cost for each trade, and the loan is made up to that maximum. Pashupalan works from a unit-cost table for cattle and a cattle shed.

Who can apply

Every scheme requires a caste certificate showing that the applicant belongs to the Rabari or Bharwad community. Each applicant also needs an income certificate from an authorised officer, showing that family income is within the scheme's limit. Most schemes ask for a school-leaving certificate as proof of age. Applicants who cannot read or write can instead provide a certificate from a government medical officer.

Age limits differ by scheme. The entrepreneur loan schemes accept applicants aged 21 to 50 in their scheme notices. Swayam Saksham accepts 18 to 35, and the higher education loan accepts 17 to 35. The corporation's pages give a different upper age limit for some schemes, so check the current notice before you apply.

The corporation's pages also give two different income ceilings for its loan schemes. Confirm the current limit with the corporation before you apply.

Interest and paperwork

The corporation describes its loan interest as nominal, so check the current rate with the corporation before you apply. Loan paperwork includes stamp paper, including adhesive and revenue stamps, and a notarised affidavit. The corporation's pages give the values of those stamps and the affidavit, which are not repeated here.

The schemes are open to applicants across Gujarat, but the caste certificate is the first test. Every scheme in the list requires proof that the applicant belongs to the Rabari or Bharwad community.

Scale

In one online disbursement event on 22 July 2020, the corporation financed 496 beneficiaries, according to its home page. That was a single event, not a running total. The corporation also publishes downloadable lists of the beneficiaries it financed for the years from 2006-07 to 2015-16.

Who runs it

The corporation was converted into Gujarat Gopalak Vikas Nigam Ltd by a resolution of the Social Justice and Empowerment Department of the Gujarat government, dated 10 August 2000. Its governing board has 15 members: eight non-government members and seven government members.

Where it is

The corporation's office is at Block No. 7, third floor, Dr Jivraj Mehta Bhavan, Gandhinagar, 382010. Its office telephone is +91 79 23256494.

Who they work with

Tags

Frequently asked questions about Gujarat Gopalak Vikas Nigam

What is Gujarat Gopalak Vikas Nigam?

Gujarat Gopalak Vikas Nigam is a government body based in Gandhinagar, Gujarat.

What does Gujarat Gopalak Vikas Nigam do?

ગુજરાત ગોપાલક વિકાસ નિગમ લિ. (Gujarat Gopalak Vikas Nigam Ltd) is a state government corporation based in Gandhinagar. It gives individual loans to entrepreneurs from the Rabari and Bharwad communities, which the corporation describes as socially and educationally backward classes (SEBC).

Where is Gujarat Gopalak Vikas Nigam located?

Gujarat Gopalak Vikas Nigam is located at Block No. 7, 3rd Floor, Dr Jivraj Mehta Bhavan, Gandhinagar, Gujarat.

What programs does Gujarat Gopalak Vikas Nigam run?

Gujarat Gopalak Vikas Nigam currently has 2 open programmes: New Swarnima Scheme and Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam).

Is Gujarat Gopalak Vikas Nigam open to applications?

Yes. Gujarat Gopalak Vikas Nigam has 2 open programmes right now, including New Swarnima Scheme and Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam). Check each programme's page for its deadline and eligibility.

How do I apply to Gujarat Gopalak Vikas Nigam?

- Women founders: the Mahila Samriddhi scheme, for women entrepreneurs who want to start self-employment. - A small business in a listed trade: the Nana Dhandha scheme for its 32 listed businesses, or the New Swarnima scheme for its 15 listed trades.