Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam)
By Gujarat Gopalak Vikas Nigam
Check your eligibility
Sign up and we'll tell you whether your startup qualifies for this grant.
Quick Answer
Microfinance loan of up to ₹1,25,000 at 4% for individual women from the Rabari and Bharwad castes in Gujarat to start a self-employment business.
- Funding amount
- Up to ₹1.25L
- Funding type
- Debt
- Provider
- Gujarat Gopalak Vikas Nigam
- Application deadline
- Rolling
- Location
- Gujarat
About this loan
Women from the Rabari and Bharwad castes (socially and educationally backward classes) in Gujarat can get a microfinance loan of up to ₹1,25,000 at 4% per annum to start a business of their choice. The Gujarat Gopalak Vikas Nigam implements it for the Social Justice and Empowerment Department, Government of Gujarat.
You must be a woman aged 21 to 45, with annual income up to ₹5,00,000.
Eligibility
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
ગુજરાત ગોપાલક વિકાસ નિગમ લિ. (Gujarat Gopalak Vikas Nigam Ltd) is a state government corporation based in Gandhinagar. It gives individual loans to entrepreneurs from the Rabari and Bharwad communities, which the corporation describes as socially and educationally backward…
Learn moreThe Social Justice and Empowerment Department is a department of the Government of Gujarat, with its office in Block No. 5, Sachivalaya, Gandhinagar. It runs loan and self-employment schemes for Scheduled Castes, backward classes and Antyodaya Scheduled Caste people, and the…
Learn moreBenefits & Funding
- Amount
- Up to ₹1.25L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The Mahila Samrudhhi Yojana offers a significant microfinance loan of up to ₹1,25,000 to eligible individual women entrepreneurs. This financial assistance is provided at an attractive interest rate of 4% per annum, making it highly accessible for starting or expanding a small business. The primary benefit is direct capital injection, empowering women to achieve economic independence and create sustainable livelihoods through entrepreneurship.
- Disbursement
- Lump Sum
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications submitted online are screened for eligibility criteria, including caste, age, gender, and income. Eligible applications are then processed by the Gujarat Gopalak Vikas Nigam. The selection primarily relies on the completeness and accuracy of the information provided in the application form, ensuring that the beneficiaries meet the scheme's specific requirements for microfinance assistance to start their chosen business.
Application Process
- 1
Register on Portal
Access the official website and initiate the application for Mahila Samrudhhi Yojana.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
Who is eligible for the Mahila Samrudhhi Yojana?
Women entrepreneurs belonging to the Rabari and Bharwad castes (from socially and educationally backward classes), aged between 21 and 45 years, with an annual family income not exceeding ₹3,00,000, are eligible.
What is the maximum loan amount I can receive?
You can receive a microfinance loan of up to ₹1,25,000 under this scheme to start or expand your business.
What is the interest rate on the loan provided?
The loan provided through the Mahila Samrudhhi Yojana carries a fixed interest rate of 4% per annum, making it an affordable financing option.
How do I apply for the Mahila Samrudhhi Yojana?
Applications are submitted online through the Gujarat Gopalak Vikas Nigam's official website. The process involves registering, filling out a detailed application form with personal, income, and bank details, and then submitting it digitally.
Is this scheme open to all women in Gujarat?
No, this scheme is specifically targeted at individual women from the Rabari and Bharwad communities, categorized under socially and educationally backward classes, residing in Gujarat.
Sources
Data on this page is compiled from official program and provider references.
