New Swarnima Scheme
By Gujarat Gopalak Vikas Nigam
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Quick Answer
Gujarat Gopalak Vikas Nigam gives women of the Rabari and Bharwad communities 100% loan support up to ₹2.00 lakh at 5% interest for self-employment.
- Funding amount
- Up to ₹2L
- Funding type
- Debt
- Provider
- Gujarat Gopalak Vikas Nigam
- Application deadline
- Rolling
- Location
- Gujarat
About this loan
New Swarnima Scheme gives women from the Rabari and Bharwad communities in Gujarat 100% loan assistance up to ₹2.00 lakh at 5% interest per annum to start or expand a self-employment venture. You choose the business. The scheme is run by the Gujarat Gopalak Vikas Nigam, under the Social Justice and Empowerment Department of the Government of Gujarat.
You must be a permanent resident of Gujarat and a woman of the Rabari or Bharwad caste, recognized as a socially and educationally backward class by the Government of Gujarat. Age must be 21 to 45 years. Total annual family income must not exceed ₹3.00 lakh. You must intend to use the loan to start your own business or self-employment venture.
Eligibility
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Grant providers
ગુજરાત ગોપાલક વિકાસ નિગમ લિ. (Gujarat Gopalak Vikas Nigam Ltd) is a state government corporation based in Gandhinagar. It gives individual loans to entrepreneurs from the Rabari and Bharwad communities, which the corporation describes as socially and educationally backward…
Learn moreBenefits & Funding
- Amount
- Up to ₹2L
- Fund type
- Debt
- Repayment
- Repayable
What You Get
The New Swarnima Scheme offers 100% loan assistance up to ₹2.00 lakh to eligible women for initiating or expanding their self-employment ventures. This loan is provided at a significantly subsidized interest rate of 5% per annum, making it highly accessible and affordable for economically backward women. The financial support is flexible, allowing beneficiaries to start a business of their choice, thereby fostering economic independence and enhancing their livelihoods. This initiative is a critical step towards empowering specific communities by providing direct capital for entrepreneurial pursuits.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Visit Online Portal
Applicants visit the official DAADC online portal to begin the application process.
You - 2
- 3
- 4
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
What is the primary objective of the New Swarnima Scheme?
The scheme aims to promote self-employment and entrepreneurship among women from the Rabari and Bharwad communities in Gujarat by providing them with accessible financial loan support, thereby enhancing their economic independence.
What is the maximum loan amount available under this scheme?
Eligible women can receive a loan of up to ₹2.00 lakh to start or expand their chosen business ventures.
What is the interest rate for the loan?
The loan is offered at a subsidized interest rate of 5% per annum, making it an affordable financing option for beneficiaries.
Who is eligible to apply for the New Swarnima Scheme?
The scheme is open to women permanent residents of Gujarat, aged 21 to 45 years, belonging to the Rabari or Bharwad communities, with an annual family income not exceeding ₹3.00 lakh, and who intend to start their own business.
What kind of businesses can be started with this loan?
The loan can be utilized to start a business of the beneficiary's choice, offering flexibility to pursue various self-employment ventures that align with their skills and market opportunities.
What documents are typically required for the application?
While not explicitly listed, applicants are generally required to submit identity proof, address proof (Gujarat residency), age proof, caste certificate (Rabari/Bharwad), income certificate, and a basic business plan or proposal.
Sources
Data on this page is compiled from official program and provider references.
