Gem AI Credits

Interest-free seed loan for Bihar-registered validation-stage startups, with bonus for women/SC/ST/differently-abled.

Funding for Kerala-registered revenue-stage tech startups with collateral-free debt.

Soft loan for women entrepreneurs in Kerala with government/PSU project orders.

Collateral-free credit guarantee up to ₹2 crore for micro & small enterprises

Collateral-free loans up to ₹20 lakh for micro and small non-farm businesses

Below-market soft loans from ₹10 lakh for MSMEs in manufacturing and services

Subordinate debt with 90% CGTMSE guarantee for stressed/NPA-classified MSMEs

Below-market NABARD loans for dairy cooperatives and producer companies for processing infrastructure

A national-level 36-hour offline hackathon at MITS Gwalior for undergraduate students — ₹1.5 lakh+ in prizes across AI, Web3 & Blockchain, and Open Innovation tracks.

An international acceleration and market-access program by India Accelerator and 01Booster Inc., helping Indian deeptech startups expand into the Japanese market with travel support and business matching.

An online hackathon for builders to create AI/ML solutions for social good — $150 prize pool.

A 24-hour cybersecurity hackathon at SRMS CET&R, Bareilly with CTF challenges, ₹51,000+ prizes and certificates.

A hackathon by Women In Product India for building AI agents — ₹1,00,000 prize pool.

A 30-hour on-site hackathon at UEM Kolkata for college students across India — ₹60,000 prize pool, open innovation theme.

A global online hackathon by OSC with a ₹3.72 lakh prize pool — open to all skill levels, including Indian teams.

An entrepreneurship and innovation program offering a ₹4 crore prize pool and strategic mentorship for founders building for the Indian beauty market, from pre-launch to established brands.

A 12-hour national vibe coding hackathon at Adamas University, Kolkata — ₹7,000 prize pool.

A virtual AI hackathon by Suvidha International Foundation with a $500 prize pool, open to global participants including Indian teams.

A national-level 36-hour offline hackathon at MITS Gwalior for undergraduate students — ₹1.5 lakh+ in prizes across AI, Web3 & Blockchain, and Open Innovation tracks.

An international acceleration and market-access program by India Accelerator and 01Booster Inc., helping Indian deeptech startups expand into the Japanese market with travel support and business matching.

An online hackathon for builders to create AI/ML solutions for social good — $150 prize pool.

A 24-hour cybersecurity hackathon at SRMS CET&R, Bareilly with CTF challenges, ₹51,000+ prizes and certificates.

A hackathon by Women In Product India for building AI agents — ₹1,00,000 prize pool.

A 30-hour on-site hackathon at UEM Kolkata for college students across India — ₹60,000 prize pool, open innovation theme.

A global online hackathon by OSC with a ₹3.72 lakh prize pool — open to all skill levels, including Indian teams.