Payhawk SaaS Credits

Seed funding (loan) for early-stage Kerala startups working on innovative tech products.

Interest-free seed loan for Bihar-registered validation-stage startups, with bonus for women/SC/ST/differently-abled.

Funding for Kerala-registered revenue-stage tech startups with collateral-free debt.

Soft loan for women entrepreneurs in Kerala with government/PSU project orders.

Credit guarantee cover up to Rs 20 crore that lets banks, NBFCs and AIFs lend to DPIIT-recognised startups without collateral. You receive a loan and repay it. CGSS is not a grant.

Collateral-free credit guarantee up to ₹2 crore for micro & small enterprises

Collateral-free loans up to ₹20 lakh for micro and small non-farm businesses

Below-market soft loans from ₹10 lakh for MSMEs in manufacturing and services

Subordinate debt with 90% CGTMSE guarantee for stressed/NPA-classified MSMEs

Below-market NABARD loans for dairy cooperatives and producer companies for processing infrastructure

Incubation program by IIT Dharwad's dhaRti Foundation, supported by BIRAC and DBT, offering lab infrastructure, mentorship, and funding access for bioscience, deep-tech, clean energy, and agri startups.

Join Europe's top-ranked, equity-free hybrid accelerator program in Leipzig, Germany, offering up to EUR 50,000 (approximately ₹54.5 lakh) in grants, tailored mentorship, and pilot project opportunities for innovative startups in energy, smart city, and eHealth.

A three-month growth program by WEneurs Forum, supported by Info Edge CSR, empowering underprivileged women micro-entrepreneurs in Delhi-NCR with business skills, mentorship, and grants.

A 3-day residential bootcamp for climate entrepreneurs building sustainable solutions, offering a cash prize up to ₹2 lakh and potential access to ₹1 crore in equity/debt.

A fully-online Finance × Trading hackathon by TechZap — ₹75,000 prize pool, Azure credits, and direct hiring rounds for top teams.

7th edition of India’s biggest student-startup competition (AWS × IDFC × Campus Fund) — get noticed, meet investors, and pitch at the Mumbai Grand Finale.

PaySprint × AIC ISB innovation challenge for MVP to growth-stage startups building intelligent payments infrastructure. ₹7.5L prize pool in cash and credits. Deadline 10 October 2026.

A 36-hour tech sprint at Manipal University Jaipur with 10 tracks and over ₹5 Lakhs in prizes.

i-Hub Gujarat × India Accelerator 3-month acceleration for manufacturing and industrial-tech startups — mentorship, industry connect, market access and investor exposure. Deadline 12 October 2026.

A year-long Entrepreneurs-in-Residence (EiR) incubation program for Maratha and Kunbi entrepreneurs with scalable Agri-Tech ideas in Maharashtra, offering a monthly fellowship grant.

A three-month growth program by WEneurs Forum, supported by Info Edge CSR, empowering underprivileged women micro-entrepreneurs in Delhi-NCR with business skills, mentorship, and grants.

A 3-day residential bootcamp for climate entrepreneurs building sustainable solutions, offering a cash prize up to ₹2 lakh and potential access to ₹1 crore in equity/debt.

A fully-online Finance × Trading hackathon by TechZap — ₹75,000 prize pool, Azure credits, and direct hiring rounds for top teams.

7th edition of India’s biggest student-startup competition (AWS × IDFC × Campus Fund) — get noticed, meet investors, and pitch at the Mumbai Grand Finale.

PaySprint × AIC ISB innovation challenge for MVP to growth-stage startups building intelligent payments infrastructure. ₹7.5L prize pool in cash and credits. Deadline 10 October 2026.

A 36-hour tech sprint at Manipal University Jaipur with 10 tracks and over ₹5 Lakhs in prizes.

A national competition inviting young innovators, startup founders, and working professionals to develop impactful solutions and compete for cash prizes up to ₹1.5 lakh.

A challenge by Tamil Nadu Tourism and StartupTN inviting startups and innovators to develop tech-driven, sustainable solutions for the future of tourism in Tamil Nadu.

An innovation contest by RISE Foundation IISER offering up to ₹2.5 lakh prize money and 6 months of incubation for individuals and startups with sustainable solutions.

The Ten Minute Million Challenge (TTMM) 2026 offers startups a unique opportunity to pitch directly to top investors and secure on-the-spot funding of up to ₹35 lakh.