Debt Programs for Indian Startups

The Self Employment Scheme by Gujarat's Tribal Development Department offers affordable loans up to ₹5 lakh to unemployed Scheduled Tribe individuals to start businesses.

The Microcredit Finance Scheme provides microloans up to ₹5 lakh at 6% interest to Scheduled Caste individuals and Self-Help Groups in Gujarat for self-employment and small-scale businesses.

A low-interest loan scheme by GTKVN to promote self-employment among professionally educated unemployed youth from Thakor and Koli communities in Gujarat.

The Swayam Saksham Yojana by GBCDC offers low-interest loans up to ₹5 lakh to educated unemployed youth from Socially and Educationally Backward Classes (SEBC) in Gujarat to establish their own self-employment ventures.

This scheme by GTKVN offers subsidized loans up to ₹4 lakh for youth from the Thakor and Koli communities in Gujarat to purchase commercial vehicles for self-employment.

This scheme provides financial assistance up to ₹3.30 lakh per hectare as a loan to farmers in Tamil Nadu for establishing or expanding inland fishing operations.

A Central Sector Scheme providing holistic support including collateral-free credit, skill training, modern tools, digital transaction incentives, and market linkage to artisans and craftspeople.

An interest-free loan scheme by the Government of Sikkim for unemployed youth aged 22-35 to start self-employment ventures in business, service, and industrial activities.

A scheme by the Government of Arunachal Pradesh offering zero-interest crop loans up to ₹3 lakh to farmers, achieved through interest subvention and timely repayment incentives for agricultural development.

A loan scheme by DSFDC, Government of NCT of Delhi, providing need-based financial support to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities, and Persons with Disabilities for self-employment and income-generating activities.

This Haryana government scheme provides loans up to ₹3 lakh to persons with disabilities for developing business premises and initiating self-employment activities.

A Delhi government scheme offering loans up to ₹3 lakh and a 15% subsidy for unemployed youth, artisans, and entrepreneurs to establish or expand small enterprises in Delhi.

Financial assistance through loans for Khadi & Village Industries (KVI) institutions to purchase new mobile sales vans for product sales and raw material transport in Puducherry.

A term loan scheme by the Government of Maharashtra and NSFDC for economically disadvantaged members of the Charmakar community to support their businesses, particularly in footwear and leather goods production.

Provides financial assistance to farmers in Tamil Nadu through jewel loans, with amounts up to ₹2 lakh at an interest rate of 11.5%.

This Tamil Nadu government scheme provides financial support to farmers through loans ranging from ₹25,000 to ₹2,00,000 for various horticultural activities.

A loan scheme by the Department of Handicraft & Handloom, J&K, providing financial assistance up to ₹2 lakh to registered artisans and weavers for investment and working capital needs.

Offers financial support as a loan up to ₹2 lakh for farmers in Tamil Nadu to engage in handloom and other non-farm sector activities, with interest rates from 11% to 12.5%.

A financial empowerment initiative by Gujarat Gopalak Vikas Nigam offering 100% loan support to women from Rabari and Bharwad communities for self-employment.

A Uttarakhand government scheme providing financial assistance, including bank loans and grants, to Scheduled Tribe individuals for establishing self-employment units.

The New Swarnima Scheme provides women entrepreneurs from backward classes with a loan of up to ₹2 lakh at 5% interest for self-employment ventures.

A Karnataka government scheme offering financial assistance, including a loan and a 50% subsidy, to eligible minority sericulture reelers and spinning workers.