Rajiv Gandhi Swavlamban Rojgar Yojna
By Delhi Khadi & Village Industries Board
Check your eligibility
Sign up and we'll tell you whether your startup qualifies for this grant.
Quick Answer
A Delhi government scheme offering loans up to ₹3 lakh and a 15% subsidy for unemployed youth, artisans, and entrepreneurs to establish or expand small enterprises in Delhi.
About this loan
The Rajiv Gandhi Swavlamban Rojgar Yojna (RGSRY) is a flagship initiative by the Delhi Khadi & Village Industries Board (DKVIB), supported by the Government of NCT of Delhi. Its primary goal is to foster self-employment and create job opportunities for unemployed youth, skilled professionals, artisans, and budding entrepreneurs within the National Capital Territory of Delhi. The scheme aims to facilitate the promotion and expansion of permissible industries across the secondary, tertiary, and services sectors.
This program is designed to empower individuals by providing crucial financial assistance in the form of a loan. It targets various segments of the workforce, including school/college dropouts, individual entrepreneurs, trade professionals, and small-scale industrial units. The DKVIB also emphasizes skill development and entrepreneurship training, covering essential aspects like bookkeeping, marketing, product costing, and project financing. This holistic approach ensures that beneficiaries are not only funded but also equipped with the necessary knowledge to manage and grow their ventures successfully.
Furthermore, the scheme includes provisions for marketing support, helping entrepreneurs to display their products, access cooperative stores, and participate in trade fairs. This ensures that the enterprises established under RGSRY have better visibility and market access, contributing to their long-term sustainability and growth. The RGSRY is a vital component of Delhi's strategy to boost local employment and promote an entrepreneurial ecosystem.
Eligibility
See if you're eligible
Full eligibility criteria — entity type, stage, sector, founder profile and registration requirements — plus your fit for this program. Sign up to view.
Grant providers
Delhi Khadi & Village Industries Board is a statutory body of the Government of NCT of Delhi, established in 1983. It runs employment schemes for people in Delhi who want to set up or expand small enterprises, and a skilling scheme for khadi and village-industry artisans. Its…
Learn moreBenefits & Funding
- Amount
- Up to ₹3L
- Fund type
- Debt
- Equity
- Equity-free
- Repayment
- Repayable
What You Get
The scheme offers financial assistance in the form of a loan of up to ₹3,00,000/- for eligible projects. Additionally, the Government of Delhi provides a subsidy of 15% of the project cost, capped at ₹7,500/- per entrepreneur. For entrepreneurs from weaker sections (SC/ST/OBC/PH/Women/Ex-Servicemen), a reduced own contribution of 5% is required instead of the standard 10%. The loan is repayable over 5 years in quarterly installments, with a 12-month moratorium on principal repayment from the date of disbursement. Beyond funding, beneficiaries receive skill development training covering bookkeeping, marketing, product costing, and project financing. Marketing support is also provided, enabling product display in Delhi Emporium, access to DSIIDC/Cooperative Stores for product manufacturing and branding, and participation in trade fairs and exhibitions.
- Disbursement
- Tranched
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications received under the Rajiv Gandhi Swavlamban Rojgar Yojna are processed on a "First Come First Serve" basis. Each application undergoes a verification process by the Delhi Khadi & Village Industries Board to ensure eligibility and compliance with scheme guidelines. The Board evaluates the project proposal and the applicant's credentials. Once the successful verification is completed, the applicant becomes eligible to receive the scheme's benefits.
Application Process
- 1
Online Registration
Register on the official RGSRY website by providing Aadhaar, personal details, and setting a password.
You - 2
- 3
- 4
- 5
- 6
How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
See the questions before you start
Download every question this programme's application form asks, so you can prepare your answers offline before opening the portal.
- 3
Line up your documents
Keep every document from the checklist ready in one folder. Missing docs are the #1 reason applications get bounced.
- 4
Submit on the official portal
Use the official application link and verify all details before final submission.
- 5
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Program templates & documents
Files the program publishes for applicants — download these and apply in the prescribed format.
Frequently Asked Questions
What is the maximum loan amount I can avail under RGSRY?
You can avail a loan of up to ₹3,00,000/- (Rupees Three Lakhs only) for your project under the Rajiv Gandhi Swavlamban Rojgar Yojna.
Is there any subsidy component in this scheme?
Yes, the Government of Delhi provides a subsidy of 15% of the project cost, subject to a ceiling of ₹7,500/- per entrepreneur. This subsidy is adjusted to your loan account after two years of disbursement.
What is the repayment period for the loan?
The loan, along with interest, must be repaid in full within 5 years through equal quarterly installments. There is a grace period of 12 months from the date of loan disbursement before principal recovery begins, though interest accrues from the first quarter.
Who is eligible to apply for this scheme?
The scheme is open to individuals aged 18 to 50 years, including school/college dropouts, individual entrepreneurs, trade professionals, artisans, and small-scale industrial units located in the NCT of Delhi.
Do I need to contribute any capital?
Yes, you are required to contribute at least 10% of the project cost. For applicants from weaker sections (SC/ST/OBC/PH/Women/Ex-Servicemen), this contribution is reduced to 5%.
What kind of support is offered besides financial assistance?
Beyond financial aid, the scheme provides skill formation in areas like bookkeeping, marketing, product costing, and project financing. It also offers marketing support through product display, access to cooperative stores, and participation in trade fairs.
Sources
Data on this page is compiled from official program and provider references.
