Primary Cooperative Agriculture and Rural Development Bank: For Horticulture
By Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
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Quick Answer
This Tamil Nadu government scheme provides financial support to farmers through loans ranging from ₹25,000 to ₹2,00,000 for various horticultural activities.
- Funding amount
- ₹25,000 – ₹2L
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Tamil Nadu
About this loan
The "Primary Cooperative Agriculture and Rural Development Bank: For Horticulture" scheme, launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide crucial financial support to farmers. Specifically designed for horticultural activities, this initiative offers loans to help farmers expand or improve their operations. The scheme addresses the financial needs of the agricultural sector, particularly focusing on horticulture, which is vital for rural livelihoods and economic growth in the state. By offering accessible credit, the program intends to boost productivity, enable adoption of modern farming techniques, and ensure sustainable development in the horticultural segment. It targets individual farmers who are actively engaged in or wish to pursue horticulture, ensuring that the financial aid directly contributes to their farming enterprises.
Eligibility
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Grant providers
Provider
Co-operation, Food and Consumer Protection Department, Government of Tamil NaduChennai · Tamil Nadu · India
The Co-operation, Food and Consumer Protection Department is a Tamil Nadu state government department, headed by the Minister for Cooperation. It oversees the cooperative societies and banks across the state, and the loans in its citizen's charter are issued by those bodies…
Learn moreBenefits & Funding
- Amount
- ₹25,000 – ₹2L
- Fund type
- Debt
- Repayment
- Repayable
What You Get
The scheme offers loans from ₹25,000/- to ₹2,00,000/- per 0.4 hectare to farmers for expanding or improving their horticultural activities. The interest rates are competitive, ranging from 11% to 12.75%, subject to market conditions. This financial support enables beneficiaries to invest in necessary equipment, seeds, and other resources to enhance their horticultural output and profitability.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Selection Process
Applications are reviewed by the Primary Cooperative Agriculture and Rural Development Bank to verify eligibility criteria, assess the feasibility of the proposed horticultural activities, and determine the appropriate loan amount based on the land size and project scope. The selection process ensures that financial support is directed to deserving farmers who can effectively utilize the funds for horticultural development.
Application Process
- 1
Collect Application Form
Collect the application form by contacting the Secretary/Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
Submit on the official portal
Use the official application link and verify all details before final submission.
- 3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
Who is eligible for this loan scheme?
The scheme is open to farmers who are residents of Tamil Nadu and are engaged in or intend to pursue horticultural activities.
What is the maximum loan amount I can avail?
Farmers can avail loans ranging from ₹25,000 to ₹2,00,000 per 0.4 hectare, depending on their specific needs and the scope of their horticultural activities.
What are the interest rates for the loan?
The interest rates for the loan typically range from 11% to 12.75%, though these rates are subject to change based on prevailing market conditions.
How can I apply for the horticulture loan?
You need to collect the application form from the Secretary/Special Officer of a Primary Cooperative Agriculture and Rural Development Bank, fill it, attach required documents, and submit it to the concerned authority.
What kind of activities can the loan be used for?
The loan is specifically for horticulture purposes, which includes expanding existing horticultural farms, improving cultivation methods, purchasing seeds, equipment, or other inputs for horticultural crops.
Is this loan repayable?
Yes, this is a loan scheme and the funding provided must be repaid according to the terms and conditions set by the bank, including the applicable interest rates.
