Primary Cooperative Agriculture and Rural Development Bank: For Inland Fishing
By Co-operation, Food and Consumer Protection Department, Government of Tamil Nadu
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Quick Answer
A loan of up to ₹3.30 lakh per hectare for Tamil Nadu farmers to set up or expand inland fishing, at 11% to 12% interest.
- Funding amount
- Up to ₹3.3L
- Funding type
- Debt
- Application deadline
- Rolling
- Location
- Tamil Nadu
About this loan
Farmers in Tamil Nadu who do inland fishing can take a loan to set up or expand their fishing operations. The loan is up to ₹3,30,000 per hectare, at an interest rate between 11% and 12%, subject to prevailing market conditions.
The scheme is run by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, through the Primary Cooperative Agriculture and Rural Development Bank. You must be a Tamil Nadu resident and a farmer engaged in inland fishing, and you must use the loan only for inland fishing. The money can go on equipment, infrastructure and running costs.
Eligibility
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Grant providers
Provider
Co-operation, Food and Consumer Protection Department, Government of Tamil NaduChennai · Tamil Nadu · India
The Co-operation, Food and Consumer Protection Department is a Tamil Nadu state government department, headed by the Minister for Cooperation. It oversees the cooperative societies and banks across the state, and the loans in its citizen's charter are issued by those bodies…
Learn moreBenefits & Funding
- Amount
- Up to ₹3.3L
- Fund type
- Debt
- Repayment
- Repayable
What You Get
Beneficiaries gain access to a loan of up to ₹3,30,000 per hectare, designed to finance the establishment or expansion of inland fishing operations. The loan features an interest rate between 11% and 12%, providing crucial financial backing for farmers to invest in necessary equipment, infrastructure, and operational costs. This support directly contributes to enhancing productivity and securing a sustainable income source from inland fishing.
- Bootstrap friendly
- Yes
Timelines & Process
Applications
Rolling basis
Application Process
- 1
Collect Application Form
Visit the Primary Cooperative Agriculture and Rural Development Bank to obtain the official application form for the inland fishing scheme.
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How to apply
Four steps from draft to disbursement — one action each.
- 1
Draft your application
Answer the form inside the grant tracker — AI drafts each response using your past answers, so you're not starting from a blank page.
- 2
Submit on the official portal
Use the official application link and verify all details before final submission.
- 3
Follow up
Reach out 5–7 days after submitting to confirm receipt and ask about the review timeline.
Frequently Asked Questions
Who is eligible for this loan?
Residents of Tamil Nadu who are farmers currently engaged in or intending to engage in inland fishing activities are eligible to apply.
What is the maximum loan amount available?
You can avail a loan of up to ₹3,30,000 per hectare for your inland fishing operations.
What is the interest rate for this loan?
The interest rate for the loan ranges from 11% to 12% per annum, though it is subject to change based on the prevailing policies.
What is the primary purpose of this loan?
The loan is specifically intended to help farmers establish new inland fishing ventures or expand existing ones, with the ultimate goal of increasing their income and livelihood.
How can I apply for this scheme?
Applications must be submitted offline by first collecting the application form from a Primary Cooperative Agriculture and Rural Development Bank, filling it out, and then submitting it with all required documents to the concerned authority at the bank.
Is this loan repayable?
Yes, as it is a financial loan, the amount disbursed must be repaid according to the terms and conditions set by the Primary Cooperative Agriculture and Rural Development Bank.
